. 



; ^ 






LIBR ARY 0^ CONG RESS. 

Cliap._„„Y< Copyright No. 



UNITED STATES OF AMERICA. 



WEBB'S 

Ready Reference 

ON 

Building and Loan Stocks, 

Interest Tables, Legal Forms, and 

General Laws Governing 

Negotiable Paper. 



PUBLISHED BY THE AUTHOR. 



r 



Copyrighted. 1 898, 

By W. R. WEBB. 
All rights reserved. 



-•*• 






PREFACE. 



18981 



While the author was engaged in real estate work, and was 
doing work for loan associations, frequent inquiries were made 
of him whether or not there was any publication which gave 
reference tables showing the withdrawal values of installment 
stocks of building and loan associations, and, also, for matters 
of general information with regard to negotiable paper, and 
so on. 

In deference to these inquiries, the writer has compiled a book 
of this nature, and included in it those things essential to peo- 
ple transacting business. The ready reference interest table 
will be found useful to those who wish to compute interest, and 
invaluable to those who, in business, are obliged to spend much 
time in these computations. 

The book has passed under the scrutiny of Mr. J. H. Miller, 
cashier of the West Unity Banking Company, and Prof. J. H. 
Diebel, A. M., author of "Arithmetic by Analysis," etc., and is. 
now placed before the public for practical use. We are thor- 
oughly convinced as to its correctness and usefulness. 

The loan associations have done much for the business of the 
country, creating taxable property and lessening the rate of tax- 
ation, and, also, have enabled people to build homes of their 
own who would otherwise have been unable to do so. We, there- 
fore, believe that the business of these institutions will extend 
farther and farther, and that the people will wish to become 
more acquainted with the real meaning of terms employed, and 
with the value of their stocks. 

W. E. W. 

West Unity, O., 1898. 



tWO COPIES RECEIVED- 







AVEBB'S KEADY KEFEREItfCE. 



I 



Table of Contents. 



Pages. 

Abstracts' 71 

Accounts. Laws of Limitation 56-r»9 

Agreements. General Form 65 

Bills. Protested. Laws of Damages 56-59 

Bills of Exchange. Laws of 60-63 

Bill of Sale. Form and Construction 64 

Contracts, Laws of Limitation \ 56-50 

Contracts. General Form 65 

Commodities >old by Ton. Prices of 75 

Deeds. Construction of ] 68-69 

Facts Worth Knowing ^ 

Interest. Formula for Tables 4 

Interest. Reference Table 3 c c to 1% . ' 5-13 

Interest. Reference Table %% to 12^ 14-22 

Interest. Time any Amount Will Double 55 

Interest. Amount $1.00 Will Earn in J Day 55 

Interest. Rule for Computing , ]" 55 

Interest. Legal Rate of \ 56-59 

Judgment. Laws of Limitation 56-59 

Leases. Form and Construction of \ 66-67 

Measurement. Tables of 70 

Measurement of Grain in Bulk \\ 73 

Measurement of Logs 73 

Money. Receipt for 64 

Mortgages \\\\ 70 

Notes, Forms of 60 

Notes, Bank ' 60 

Xotes. United States 60 

Notes, Laws Governing 60-63 

Notes. Laws of Limitation 56-59 

Negotiable Papers. General Laws of ." 60-63 

Stock-. Building and Loan 35 cent payment 26-30 

Stocks. Building and Loan 40 cent payment 31-35 

Stocks. Building and Loan 50 cent payment 36-39 

Stocks. Building and Loan 60 cent payment 40-43 

Stocks. Building and Loan 70 cent payment 44-46 

Stocks. Building and Loan SO cent payment 47-49 

Stocks. Building and Loan 90 cent payment 50-52 

Stocks. Building and Loan $1.00 payment 53-54 

Stocks, Building and Loan Formula for Tables 25 

Time, Table for computing \ 94 

Time. Formula for Table ' ' 23 

Usury. Laws of Forfeiture for 56-59 

Wages. Table of 74 

Weight of Produce \\ 73 

Weight of Hav i n Bulk '73 

Weight. Tables of \\\\ 70 



WEBB'S BEADY REFERENCE. 



Formula for Using Interest Tables. 



The first column gives the years, the second column gives the 
number of months, the third column gives the day of the month 
and the fourth column gives the total number of days. The fol- 
lowing columns give the amount of $1.00 from the end of one day 
to the end of ten years, at the various rates of interest as given 
at the top of each column. To rind the cash value of any note or 
account for any length of time less than one year, multiply the 
number given under the same rate of interest, opposite the num- 
ber of days, by the face value or principal. If the time is more 
than one year, add the number opposite the number of years to 
the number opposite the extra days, subtract one dollar, and 
multiply this sum by the principal, which will give the cash 
value. This table can be used for any time from the end of one 
day to the end often years, and for any amount. 



WEBB'S READY REFERENCE. 



Interest Table. 

Table giving the amount of one dollar from the end of one day 
to the end of ten years at 3, 4, 5, 6, and 7 per cent., both simple 
and compound interest. 



Yr 



Mo. 



Da. 

of 
Mo. 



|No. 
Da. 



3% 



5% 



6% 



v- 



W 





1 


1 




2 


2 




3 


3 




4 


4 




5 


5 




6 


6 




7 


7 




8 


8 




9 


9 




10 


10 




11 


11 




12 


12 




13 


13 




14 


14 




15 


15 




16 


16 




17 


17 




18 


18 




19 


19 




20 


20 




21 


21 




22 


22 




23 


23 




24 


24 




25 


25 




26 


26 




27 


27 




28 


2S 




29 


29 


1 


30 


30 




1 


31 




2 


32 




3 


33 




4 


34 




5 


35 




6 


36 




7 


37 




8 


38 


ff 


9 


39 




10 


40 




11 


41 




12 


42 



1.00008 
1.00016 
1.00025 
1.00033 
1.00041 
1.00050 
1.00058 
1.00066 
1.00075 
1.00083 
1.00091 
1.00100 
1.00108 
1.00116 
1.00125 
1.00133 
1.00141 
1.00150 
1.00158 
1.00166 
1.0O175 
1.00183 
1.U0191 
1.00200 
1.00208 
1.00216 
1.00225 
1.00233 
1.00241 
1.00250 
1.00258 
1.00266 
1 .00275 
1.00283 
1.00291 
1.00300 
1.00308 
1.00316 
1.00325 
1.00333 
1.00341 
1.00350 



1.00011 
1.00022 
1.00035 
1.00044 
1.00055 
1.00066 
1.00077 
1.00088 
1.00100 
1.00111 
1.00122 
1.00133 
1.00144 
1.00155 
1.00166 
1.00177 
1.00188 
1.00200 
1.00211 
1.00222 
1.00233 
1.00244 
1.00255 
1.U0266 
1.00277 
1.00288 
1.00300 
1.00311 
1.00322 
1.00333 
1.00344 
1.00355 
1.00366 
1.00377 
1.00388 
1.00400 
1.00411 
1.00422 
1.00433 
1.00444 
1.00455 
1.00466 



1.00014 
1.00028 
1.00042 
1.00056 
1.00070 
1.00084 
1.00098 
1.00112 
1.00126 
1.00139 
1 00153 
1.00167 
1.00181 
1.00195 
1.00209 
1.00223 
1.00237 
1.00251 
1.00265 
1.00278 
1.00292 
1.00306 
1.00320 
1.00334 
1.00348 
1.00362 
1.00376 
1.00390 
1.00404 
1.00417 
1.00431 
1 .00445 
1.00459 
1.00473 
1.00487 
1.00500 
1.00514 
1.00529 
1.00543 
1.00556 
1.00570 
1.00584 



1.00017 
1.00034 
1.00050 
1.00067 
1.00084 
1.00100 
1.00117 
1.00134 
1.00150 
1.00167 
1.00184 
1.00200 
1.00217 
1.00234 
1.00250 
1.00267 
1.00284 
1.00300 
1.00317 
1.00334 
1.00350 
1.00367 
1.00384 
1.00400 
1.00417 
1.00434 
1.00450 
1.00467 
1.00484 
1.00500 
1.00517 
1.00534 
1.00550 
1.00567 
1.00584 
1.00600 
1.00617 
1.00634 
1.00650 
1.00667 
1.00684 
1.00700 



1.00020 
1.00039 
1.00059 
1.00078 
1.00098 
1.00117 
1.00137 
1.00156 
1.00176 
1.00195 
1.00215 
1.00234 
1.00254 
1.00273 
1.00292 
1.00311 
1.00331 
1.00350 
1.00370 
1.00389 
1.00409 
1.00428 
1.00448 
1.00467 
1.00487 
1.00506 
1.00526 
1.00545 
1.00565 
1.00583 
1.00603 
1.00622 
1.00642 
1.00661 
1.00681 
1.00700 
1.00720 
1.00739 
1.00759 
1.00778 
1.00798 
1.00817 



WEBB'S READY REFERENCE. 



Interest Table. — Continued, 



Yr 


Mo. 


Da. 

of 

Mo. 


No. 
Da. 


3% 


4% 


5% 


6% 


7^ 






13 


43 


1.00358 


1.00477 


1.00598 


1.00717 


1.00837 






14 


44 


1.00366 


1.00488 


1.00612 


1.00734 


1.00856 






15 


45 


1.00375 


1.00500 


1.00626 


1.00750 


1.00875 






16 


46 


1.00383 


1.00511 


1.00640 


1.00767 


1.00894 






n 


47 


1.00391 


1.00522 


1.00654 


1.00784 


1.00914 






18 


48 


1.00400 


1.00533 


1.00668 


1.00S00 


1.00933 






19 


49 


1.00408 


1.00544 


1.00682 


1.008 J 7 


1.00953 






20 


50 


1.00416 


1.00555 


1.00695 


1.00^ ! 34 


1.00972 






21 


51 


1.00425 


1.00566 


1.00709 


1.00850 


1.00992 






22 


52 


1.00433 


1.00577 


1.00723 


1.00867 


1,01011 






23 


53 


1.00441 


1.00588 


1.00737 


1.00884 


1.01031 






21 


54 


1.00450 


1.00600 


1.00751 


1.00900 


1.01050 






25 


55 


1.00458 


1.00611 


1.00765 


1.00917 


1.01070 






26 


56 


1.00466 


1.00622 


1.00779 


1.00934 


1.01089 






27 


57 


1.00475 


1.00633 


1.00793 


1.00950 


1.01109 






28 


58 


1.00:183 


1.00644 


1.00807 


1.00967 


1.01128 






29 


59 


1.00491 


1.00655 


1.00821 


1.00984 


1.01148 




2 


30 


60 


1.00500 


1.00666 


1.00833 


1.01000 


1.01166 






1 


61 


1.00508 


1.00677 


1.00848 


1.01017 


1.01186 






2 


62 


1.00516 


1.00688 


1.00862 


1.01034 


1.01205 






3 


63 


1.00525 


1.00700 


1.00876 


1.01050 


1.01225 






4 


64 


1.00533 


1.00711 


1.00890 


1.01067 


1.01244 






5 


65 


1.00541 


1.00722 


1.00904 


1.01084 


1.01264 






6 


66 


1.00550 


1.00733 


1.00918 


1.01100 


1.01283 






7 


67 


1.00558 


1.00744 


1.00932 


1.01117 


1.01303 






8 


68 


1.00566 


1.00755 


1.00946 


1.01134 


1.01322 






9 


69 


1.00575 


1.00766 


1.00960 


1.01150 


1.01342 






10 


70 


1.00583 


1.00777 


1.00973 


1.01167 


1.01361 






11 


71 


1.00591 


1.00788 


1.00987 


1.01184 


1.01381 






12 


72 


1.00600 


1.00800 


1.01000 


1.01200 


1.01400 






13 


73 


1.00608 


1.00811 


1.01014 


1.01217 


1.01420 






11 


74 


1.00616 


1.00822 


1.01029 


1.01234 


1.01439 






15 


75 


1.00625 


1.00833 


1.01043 


1.01250 


1.01458 






16 


76 


1.00633 


1.00844 


1.01057 


1.01267 


1.01477 






17 


77 


1.00641 


1.00855 


1.01071 


1.01284 


1.01497 






18 


78 


1.00650 


1.00866 


1.01085 


1.01300 


1.01516 






19 


79 


1.00658 


1.00877 


1.01099 


1.01317 


1.01536 






20 


80 


1.00666 


1.00888 


1.01112 


1.01334 


1.01555 






21 


81 


1.00675 


1.00900 


1.01126 


1.01350 


1.01575 






22 


82 


1.00683 


1.00911 


1.01140 


1.01367 


1.01594 






23 


83 


1.00691 


1.00922 


1.01154 


1.01384 


1.01614 






24 


84 


1.00700 


1.00933 


1.01168 


1.01400 


1.01633 






25 


85 


1.00708 


1.00944 


1.01182 


1.01417 


1.01653 






26 


86 


1.00716 


1.00955 


1.01196 


1.01434 


1.01672 






27 


87 


1.00725 


1.00966 


1.01210 


1.01450 


1.01692 






28 


88 


1.00733 


1.00977 


1.01224 


1.01467 


1.01711 



V ' 


WEBB'S 


READY REFERENCE. 


7 


Interest Table, 


, — Continued. 




Yr 


Mo 


Da. 

of 

Mo. 


No. 
Da. 


3% 


4% 


5% 


6% 


7% 






29 


89 


1.00741 


1.00988 


1.01238 


1.01484 


1.01731 




3 


30 


90 


1.00750 


1.01000 


1.01250 


1.01500 


1.01750 






1 


91 


1.00758 


1.01011 


1.01264 


1.01517 


1.01770 






2 


92 


1.00766 


1.01022 


1.01278 


1.01534 


1.01789 






3 


93 


1.00775 


1.01033 


1.01292 


1.01550 


1.01809 






4 


94 


1.00783 


1.01044 


1.01306 


1.01567 


1.01828 






5 


95 


1.00791 


1.01055 


1.01320 


1.01584 


1.01848 






6 


96 


1.00800 


1.01066 


1.01334 


1.01600 


1.01867 






7 


97 


1.00808 


1.01077 


1.01348 


1.01617 


1.01887 






8 


98 


1.00816 


1.01088 


1.01362 


1.01634 


1.01906 






9 


99 


1.00825 


1.01100 


1.01376 


1.01650 


1.01926 






10 


100 


1.00833 


1.01111 


1.01389 


1.01667 


1.01945 






11 


101 


1.00841 


1.01122 


1.01403 


1.01684 


1.01965 






12 


102 


1.00850 


1.01133 


1.01417 


1.01700 


1.01984 






13 


103 


1.00858 


1.01144 


1.01431 


1.01717 


1.02004 






14 


104 


1.00866 


1.01155 


1.01445 


1.01734 


1.02023 






15 


105 


1.00875 


1.01166 


1.01459 


1.01750 


1.02042 






16 


106 


1.00883 


1.01177 


1.01473 


1.01767 


1.02061 






17 


107 


1.00891 


1.01188 


1.01487 


1.01784 


1.02081 






18 


108 


1.00900 


1.01200 


1.01500 


1.01800 


1.02100 






19 


109 


1.00908 


1.01211 


1.01514 


1.01817 


1.02120 






20 


110 


1.00916 


1.01222 


1.01528 


1.01834 


1.02139 






21 


111 


1.00925 


1.01233 


1.01542 


1.01850 


1.02159 






22 


112 


1.00933 


1.01244 


1.01556 


1.01867 


1.02178 






23 


113 


1.00941 


1.01255 


1.01570 


1.01884 


1.02198 






24 


114 


1.00950 


1.01266 


1.01584 


1.01900 


1.02217 






25 


115 


1.00958 


1.01277 


1.01598 


1.01917 


1.02237 






26 


116 


1.00966 


1.01288 


1.01612 


1.01934 


1.02256 






27 


117 


1.00975 


1.01300 


1.01626 


1.01950 


1.02276 






28 


118 


1.00983 


1.01311 


1.01640 


1.01967 


1.02295 






29 


119 


1.00991 


1.01322 


1.01654 


1.01984 


1.02315 




4 


30 


120 


1.01000 


1.01333 


1.01666 


1.02000 


1.02333 






1 


121 


1.01008 


1.01344 


1.01680 


1.02017 


1.02353 






2 


122 


1.01016 


1.01355 


1.01695 


1.02034 


1.02372 






3 


123 


1.01025 


1.01366 


1.01709 


1.02050 


1.02392 






4 


124 


1.01033 


1.01377 


1.01723 


1.02067 


1.02411 






5 


125 


1.01041 


1.01388 


1.01737 


1.02084 


1.02431 






6 


126 


1.01050 


1.01400 


1.01750 


1.02100 


1.02450 






7 


127 


1.01058 


1.01411 


1.01765 


1.02117 


1.02470 






8 


128 


1.01066 


1.01422 


1.01779 


1.02134 


1.02489 






9 


129 


1.01075 


1.01433 


1.01793 


* 1.02150 


1.02509 






10 


130 


1.01083 


1.01444 


1.01806 


1.02167 


1.02528 






11 


131 


1.01091 


1.01455 


1.01820 


1.02184 


1.02548 






12 


132 


1.01100 


1.01466 


1.01833 


1.02200 


1.02566 






13 


133 


1.01108 


1.01477 


1.01848 


1.02217 


1.02587 


•J. 




14 


134 


1.01116 


1.01488 


1.01862 


1.02234 


1.02606 



AYEBB'S READY REFERENCE. 



Interest Table. — Continued. 



Yr 


Mo 


Da. 

of 

Mo. 


No. 
Da. 


3% 


4% 


5% 


6% 


7% 






15 


135 


1.01125 


1.01500 


1.01875 


1.02250 


1.02625 






16 


136 


1.01133 


1.01511 


1.01890 


1.02267 


1.02644 






17 


137 


1.01141 


1.01522 


1.01904 


1.02284 


1.02664 






18 


138 


1.01150 


1.01533 


1.01918 


1.02300 


1.02683 






19 


139 


1.01158 


1.01514 


1.01932 


1.02317 


1.02703 






20 


140 


1.01166 


1.01555 


1.01944 


1.02333 


1.02722 






-1 


141 


1.01175 


1.01566 


1.01959 


1.02350 


1.0^742 






22 


142 


1.01183 


1.01577 


1.01973 


1.02367 


1.02761 






23 


143 


1.01191 


1.01588 


1.01987 


1.02384 


1.02781 






24 


144 


1.01200 


1.01600 


1.02000 


1.02400 


1.02800 






25 


145 


1.01208 


1.01611 


1.02015 


1.02417 


1.02820 






26 


146 


1.01216 


1.01622 


1.02029 


1.02434 


1.02839 






27 


147 


1.01225 


1.01633 


1.02043 


1.02450 


1.02859 






28 


148 


1.01233 


1.01644 


1.02057 


1.02467 


1.02878 






29 


149 


1.01241 


1.01655 


1.02071 


1.02484 


1.02898 




5 


30 


150 


1.01250 


1.01666 


1.02084 


1.02500 


1.02916 






1 


151 


1.01258 


1.01677 


1.02098 


1.02517 


1.021 36 






2 152 


1.01266 


1.01688 


1.02112 


1.02534 


1.02955 






3 153 


1.01275 


1.01700 


1.02125 


1.02550 


1.02975 






4 


154 


1.01283 


1.01711 


1.02144 


1.02567 


1.02994 






5 


155 


1.01291 


1.01722 


1.02154 


1.02584 


1.03014 






6 


156 


1.01300 


1.01733 


1.02166 


1.02600 


1.03033 






7 


157 


1.01308 


1.01744 


1.02182 


1.02617 


1.03053 






8 


158 


1.01316 


1.01755 


1.02196 


1.02634 


1.03072 






9 


159 


1.01325 


1.01766 


1.02210 


1.02650 


1.03092 






10 


160 


1.01333 


1.01777 


1.02223 


1.02667 


1.03111 






11 161 


1.01341 


1.01788 


1.02237 


1.02684 


1.03131 






12 


162 


1.01350 


1.01800 


1.02250 


1.02700 


1.03150 






13 


163 


1.01358 


1.01811 


1.02265 


1.02717 


1.03170 






14 


164 


1.01366 


1.01822 


1.02279 


1.02734 


1.03189 






15 


165 


1.01375 


1.01833 


1.02293 


1.02750 


1.03208 






16 


166 


1.01383 


1.01844 


1.02307 


1.02767 


1.03227 






17 


167 


1.01391 


1.01855 


1.02321 


1.02784 


1.03247 






18 


168 


1.01400 


1.01866 


1.02333 


1.02800 


1.03266 






19 


169 


1.01408 


1.01877 


1.02349 


1.02817 


1.03286 






20 


170 


1.01416 


1.01888 


1.02362 


1.02834 


1.03305 






21 


171 


1.01425 


1.01900 


1.02375 


1.02850 


1.03325 






22 


172 


1.01433 


1.01911 


1.02390 


1.02867 


1.03344 






23 


173 


1.01441 


1.01922 


1.02404 


1.02884 


1.03364 






24 


174 


1.01450 


1.01933 


1.02418 


1.02900 


1.03383 






25 


175 


1.01458 


1.01944 


1.02432 


1.02917 


1.03403 






26 


176 


1.01466 


1.01955 


1.02446 


1.02934 


1.03422 






27 


177 


1.01475 


1.01966 


1.02460 


1.02950 


1.03442 






28 


178 


1.01483 


1.01977 


1.02474 


1.02967 


1.03461 






29 


179 


1.01491 


1.01988 


1.02488 


1.02984 


1.03481 




6 


30 


180 


1.01500 


1.02000 


1.02500 


1.03000 


1.03500 





WEBB'S 


READY REFERENCE. 


9 


Interest Table 


. — Continued 


» 


Yr 


Mo. 


2M N * 

Mo. D - 


3% 


4% 


5% 


6% 


T% 






1 


181 


1.01508 


1.02011 


1.02514 


1.03017 


1.03520 






2 


182 


1.01516 


1.02022 


1.02528 


1.03034 


1.03539 






3 


183 


1.01525 


1.02033 


1.02542 


1.03050 


1.03559 






4 


184 


1.01533 


1.02044 


1.02556 


1.03067 


1.03578 






5 


185 


1.01541 


1.02055 


1.0257-1 


1.03084 


1.03598 






6 


186 


1.01550 


1.02066 


1.025-4 


1.03100 


1.03617 






7 


187 


1.01558 


1.02077 


1.02506 


1.03117 


1.03637 






8 


188 


1.01556 


1.02088 


1.02612 


1.03134 


1.03656 






9 


189 


1.01575 


1.02100 


1.02625 


1.03150 


1.03676 






10 


190 


1.01583 


1.02111 


1.02639 


1.03167 


1.03695 






11 


191 


1.01591 


1.02122 


1.02653 


1.03184 


1.03715 






12 


192 


1.01600 


1.02133 


1.02666 


1.03200 


1.03733 






13 


193 


1.01608 


1.02144 


1.02681 


1.03217 


1.03754 






14 


194 


1.01616 


1.02155 


1.02695 


1.03234 


1.03773 






15 


195 


1.01625 


1.02166 


1.02709 


1.03250 


1.03792 






16 


196 


1.01633 


1.02177 


1.02723 


1.03267 


1.03811 






17 


197 


1.01641 


1.02188 


1.02737 


1.03284 


1.03831 






18 


198 


1.01650 


1.02200 


1.02750 


1.03300 


1.03850 






19 


199 


1.01658 


1.02211 


1.02765 


1.03317 


1.03870 






20 


- 


1.01666 


1.02222 


1.02777 


1.03333 


1.03888 






21 


201 


1.01675 


1.02233 


1.02792 


1.03350 


1.03909 






22 


202 


1.01683 


1.02244 


1.02806 


1.03367 


1.03928 






23 


203 


1.01691 


1.02255 


1.02820 


1.03384 


1.03948 






24 


204 


1.017". 


1.0x266 


1.02834 


1.03400 


1.03967 






2.5 


205 


1.01708 


1.02277 


1.02848 


1.03417 


1.03987 






26 


206 


1.01716 


1.02288 


1.02862 


1.03434 


1.04006 






27 


2OT 


1.01725 


1.02300 


1.02876 


1.03450 


1.04026 






28 


208 


1.01733 


1.02311 


1.02890 


1.03467 


1.04045 






29 


209 


1.01741 


1.02322 


1.02904 


1.03484 


1.04065 




T 


30 


210 


1.01750 


1.02333 


L02917 


1.03500 


1.04083 






1 


211 


1.01758 


1.02344 


1.02931 


1.03517 


1.04103 






2 


212 


1.01760 


1.02355 


1.02945 


1.03534 


1.04122 






3 


213 


1.01775 


1.02366 


1.02959 


1.03550 


1.04142 






4 


214 


1.01783 


1.02377 


1.02973 


1.03567 


1.04161 






5 


215 


1.01791 


1.02388 


1.02987 


1.03584 


1.04181 






6 


216 


1.01800 


1.02400 


1.03000 


1.03600 


1.04200 






7 


217 


1.01808 


1.02411 


1.03015 


1.03617 


1.04220 






8 


218 


1.01816 


1.02422 


1.03029 


1.03634 


1.04239 






9 


219 


1.01825 


1.02433 


1.03043 


1.03650 


1.04259 






10 


220 


1.01833 


1.02444 


1.03056 


1.03667 


1.0427- 






11 


221 


1.01841 


1.02455 


1.03070 


1.03684 


1.04298 






12 


222 


1.01850 


1.02466 


L 03084 


1.03700 


1.04317 






13 


223 


1.01858 


1.02477 


1.03098 


1.03717 


1.04337 






14 


224 


1.01866 


1.02488 


1.03112 


1.03734 


1.04356 






15 


225 


1.01875 


1.02500 


1.03126 


1.03750 


1.04375 






16 


226 


1.01883 


1.02511 


1.03140 


1.03767 


1.04394 



10 



WEBB'S READY REFERENCE. 



Interest Table. — Continued. 



Yr 


Mo. 


Da. 

of 

Mo. 


No. 
Da. 


3% 


4% 


5% 


6% 


7% 






17 


[227 


1.01891 


1.02522 


1.03154 


1.03784 


1.04414 






18 


228 


1.01900 


1.02533 


1.03168 


1.03800' 


1.04433 






19 


229 


1.01908 


1.02544 


1.03182 


1.03817 


1.04453 






20 


230 


1.01916 


1.02555 


1.03195 


1.03834 


1.04472 






21 


231 


1.01925 


1.02566 


1.03209 


1.03850 


1.04492 






22 


232 


1.01933 


1.02577 


1.03223 


1.03867 


1.04511 






23 


233 


1.0194] 


1.02588 


1.03237 


1.03884 


1.04531 






21 


234 


1.01950 


1.02600 


1.03250 


1.03900 


1.04550 






25 


235 


1.01958 


1.02611 


1.03265 


1.03917 


1.04570 






26 


236 


1.01966 


1.02622 


1.03279 


1.03934 


1.04589 






27 


237 


1.01975 


1.02633 


1.03293 


1.03950 


1.04609 






28 


238 


1.01983 


1.02644 


1.03307 


1.03967 


1.04628 






29 


239 


1.01991 


1.02655 


1.03321 


1.03984 


1.04648 




8 


30 


240 


1.02000 


1.02666 


1.03333 


1.04000 


1.04666 






1 


241 


1.02008 


1.02677 


1.03348 


1.04017 


1.04686 






2 


242 


1.02016 


1.02688 


1.03362 


1.04034 


1.04705 






3 


243 


1.02025 


1.02700 


1.03375 


1.04050 


1.01725 






1 


244 


1.02033 


1.02711 


1.03390 


1.04067 


1.04744 






5 


245 


1.02041 


1.02722 


1.03404 


1.04084 


1.04764 






6 


246 


1.02050 


1.02733 


1.03418 


1.04100 


1.04783 






7 


247 


1.02058 


1.02744 


1.03432 


1.04117 


1.04803 






8 


248 


1.02066 


1.02755 


1.03446 


1.04134 


1.04822 






9 


249 


1.02075 


1.02766 


1.03460 


1.04150 


1.04842 






10 


250 


1.02083 


1.02777 


1.03473 


1.04167 


1.04861 






11 


251 


1.02091 


1.02788 


1.03487 


1.04184 


1.04881 






12 


252 


1.02100 


1.02800 


1.03500 


1.04200 


1.04900 






13 


253 


1.02108 


1.02811 


1.03514 


1.04217 


1.04920 






14 


254 


1.02116 


1.02822 


1.03529 


1.04234 


1.04939 






15 


255 


1.02125 


1.02833 


1.03543 


1.04250 


1.04958 






16 


156 


1.02133 


1.02844 


1.03557 


1.04267 


1.04977 






17 


257 


1.02141 


1.02855 


1.03571 


1.04284 


1.04997 






18 


258 


1.02150 


1.02866 


1.03585 


1.04300 


1.05016 






19 


259 


1.02158 


1.02877 


1.03599 


1.04317 


1.05036 






20 


260 


1.02166 


1.02888 


1.03612 


1.04334 


1.05055 






21 


261 


1.02175 


1.02900 


1.03625 


1.04350 


1.05075 






22 


262 


1.02183 


1.02911 


1.03640 


1.04367 


1.05094 






23 


263 


1.02191 


1.02922 


1.03654 


1.04383 


1.05114 






24 


264 


1.02200 


1.02933 


1.03668 


1.04400 


1.05133 






25 


265 


1.02208 


1.02944 


1.03682 


1.04417 


1.05153 






26 


266 


1.02216 


1.02955 


1.03696 


1.04434 


1.05172 






27 


267 


1.02225 


1.02966 


1.03710 


1.04450 


1.05192 






28 


268 


1.02233 


1.02977 


1.03724 


1.04467 


1.05211 






29 


269 


1.02241 


1.02988 


1.03738 


1.04484 


1.05231 




9 


30 


270 


1.02250 


1.03000 


1.03750 


1.04500 


1.05250 






1 


271 


1.02258 


1.03011 


1.03764 


1.04517 


1.05270 






2 


272 


1.02266 


1.03022 


1.03778 


1.04534 


1.05286 



AVEIiB S READY REFERENCE, 



E> 



11 



Interest Table. — Continued, 



Yr Mo of FJ°" 

Mo. Ud - 



3% 



4% 



6% 



r% 





3 


273 




4 


274 




5 


275 




6 


276 




7 


177 




.8 


278 




9 


279 




10 


280 




11 


281 




12 


282 




13 


283 




14 


284 




15 


285 




16 


286 




17 


287 




18 


288 




19 


289 




20 


290 




21 


291 




22 


292 




23 


293 




24 


294 




25 


295 




26 


296 




27 


297 




28 


298 




29 


299 


10 


30 


300 




1 


301 




2 


302 




3 


303 




4 


304 




5 


305 




6 


306 




7 


307 




8 


308 




9 


309 




10 


310 




11 


311 




12 


312 




13 


313 




14 


314 




15 


315 




16 


316 




17 


317 




18 


318 



1.02275 
1.02283 
1.02291 
1.02300 
1.02308 
1.02316 
1.02325 
1.02333 
1.02341 
1.02350 
1.02358 
1.02366 
1.02375 
1.02383 
1.0^391 
1.02400 
1.02408 
1.02416 
1.02425 
1.02433 
1.02441 
1.02450 
1.02458 
1.02466 
1.02475 
1.02483 
1.024S1 
1.02500 
1.02508 
1.02516 
1.02525 
1.02533 
1.02541 
1.02550 
1.02558 
1.02566 
1.02575 
1.02583 
1.02591 
1.02600 
1.02608 
1.02616 
1.02625 
1.02633 
1.02641 
Ll.02650 



1.03033 
1.03044 
1.03055 
1.03066 
1.03077 
1.03088 
1.03100 
1.03111 
1.03122 
1.03133 
1.03144 
1.03155 
1.03166 
1.03177 
1.03188 
1.03200 
1.03211 
1.03222 
1.03233 
1.03244 
1.03255 
1.03266 
1.03277 
1.03288 
1.03300 
1.03311 
1.03322 
1.03333 
1.03344 
1.03355 
1.03366 
1.03377 
1.03388 
1.03400 
1.03411 
1.03422 
1.03433 
1.03444 
1.03455 
1.03466 
1.03477 
1.03488 
1.03500 
1.03511 
1.03522 
1.03533 



1.03792 
1.03806 
1.03820 
1.03834 
1.03848 
1.03862 
1.03876 
1.03889 
1.03903 
1.03917 
1.03931 
1.03945 
1.03959 
1.03973 
1.03987 
1.04000 
1.04014 
1.04028 
1.04042 
1.04056 
1.04070 
1.04084 
1.04098 
1.04112 
1.04125 
1.04140 
1.04154 
1.04166 
1.04181 
1.04195 
1.04209 
1.04223 
1.04237 
1.04251 
1.04265 
1.04279 
1.04193 
1.04306 
1.04320 
1.04333 
1.04348 
1.04362 
1.04376 
1.04390 
1.04404 
1.04418 



1.04550 
1.04567 
1.04584 
1.04600 
1.04617 
1.04634 
1.04650 
1.04667 
1.04684 
1.04700 
1.04717 
1.04734 
1.04750 
1.04767 
1.047*4 
1.04800 
1.04817 
1.04834 
1.04850 
1.04867 
1.04884 
1.04900 
1.04917 
1.04934 
1.04950 
1.04967 
1.04984 
1.05000 
1.05017 
1.05034 
1.05050 
1.05067 
1.05084 
1.05100 
1.05117 
1.05134 
1.05150 
1.05167 
1.05184 
1.05200 
1.05217 
1.05234 
1.05250 
1.05267 
1.05284 
1.05300 



1.05309 
1.05328 
1.05348 
1.05367 
1.05387 
1.05406 
1.05426 
1.05445 
1.05465 
1.05484 
1.05504 
1.05523 
1.05542 
1.05561 
1.05581 
1.05600 
1.05620 
1.05639 
1.05659 
1.05678 
1.05698 
1.05717 
1.05737 
1.05756 
1.05775 
1.05795 
1.05815 
1.05833 
1.05853 
1.05872 
1.05892 
1.05911 
1.05931 
1.05950 
1.05970 
1.05989 
1.06009 
1.06028 
1.06048 
1.06066 
1.06087 
1.06106 
1.06125 
1.06144 
1.06164 
1.06183 



12 



WEBB'S READY REFERENCE. 



Interest Table. — Continued. 



Yr 


Mo. 


8Mb? 


3% 


4% 


5% 


6% 


7% 






19 


319 


1.02658 


1.03544 


1.04432 


1.05317 


1.06203 






20 


320 


1.02666 


1.03555 


1.04445 


1.05334 


1.06222 






21 


321 


1.02675 


1.03566 


1.04459 


1.05350 


1.06242 






22 


322 


1.02683 


1.03577 


1.04473 


1.05337 


1.03261 






23 


323 


1.02691 


1.03588 


1.04487 


1.05384 


1.06281 






24 


324 


1.02700 


1.03600 


1.04500 


1.05400 


1.06300 






25 


325 


1.02708 


1.03611 


1.04514 


1.05417 


1.06320 






26 


326 


1.02716 


1.03622 


1.04529 


1.05434 


1.06339 






27 


327 


1.02725 


1.03633 


1.04543 


1.05450 


1.06359 






28 


328 


1.02733 


1.03644 


1.04557 


1.05467 


1.06373 






29 


329 


1.02741 


1.03655 


1.04571 


1.05484 


1.06398 




11 


30 


330 


1.02750 


1.03666 


1.04584 


1.05500 


1.06416 






1 


331 


1.02758 


1.03677 


1.04598 


1.05517 


1.06436 






2 


332 


1.02766 


1.03688 


1.04612 


1.05534 


1.08455 






3 


333 


1.02775 


1.03700 


1.04625 


1.05550 


1.03475 






4 


334 


1.02788 


1.03711 


1.04640 


1.05567 


1.06494 






5 


335 


1.02791 


1.03722 


1.04654 


1.05584 


1.06514 






6 


336 


1.02800 


1.03733 


1.04668 


1.05600 


1.06533 






7 


337 


1.02808 


1.03744 


1.04682 


1.05617 


1.06553 






8 


338 


1.02816 


1.03755 


1.04696 


1.05634 


1.06572 






9 


339 


1.02825 


1.03766 


1.04710 


.1.05650 


1.08592 






10 


340 


1.02833 


1.03777 


1.04723 


1.05667 


1.06611 






11 


341 


1.02841 


1.03788 


1.04737 


1.05634 


1.03631 






12 


342 


1.02850 


1.03800 


1.04751 


1.05700 


1.06650 






13 


343 


1.02858 


1.03811 


1.04765 


1.05717 


1.06670 






14 


344 


1.02866 


1.03822 


1.04779 


1.05734 


1.08689 






15 


345 


1.02875 


1.03833 


1.0471)3 


1.05750 


1.06708 






16 


346 


1.02883 


1.03844 


1.04807 


1.05767 


1.08727 






17 


347 


1.02891 


1.03855 


1.04821 


1.05784 


1.06747 






18 


348 


1.02900 


1.03866 


1.04835 


1.05800 


1.06766 






19 


349 


1.02908 


1.03877 


1.04849 


1.05817 


1.06786 






20 


350 


1.02916 


1.03888 


1.04862 


1.05334 


1.06805 






21 


351 


1.02925 


1.03900 


1.04875 


1.05850 


1.06325 






22 


352 


1.02933 


1.03911 


1.04890 


1.05887 


1.06844 






23 


353 


1.02941 


1.03922 


1.04904 


1.05884 


1.06864 






24 


354 


1.02950 


1.03933 


1.04918 


1.05903 


1.06883 






25 


355 


1.02958 


1.03944 


1.04932 


1.05917 


1.06903 






26 


356 


1.02966 


1.03955 


1.04946 


1.05934 


1.06922 






27 


357 


1.02975 


1.03966 


1.04960 


1.05950 


1.06942 






28 


358 


1.02983 


1.03977 


1.04974 


1.05967 


1.06961 






29 


359 


1.02991 


1.03988 


1.04988 


1.05984 


1.06981 


1 


12 


30 


360 


1.03 


1.04 


1.05 


1.06 


1.07 



WEBB S READY REFERENCE. 



13 



Interest Table. — Continued. 



Yr 


Mo 


Da. 

of 

Mo 


| No. 
Da. 


3% 


4% 


5% 


6% 


7% 


2 


24 




730 


1.06 


1.08 


1.10 


1.12 


1.14 


3 


36 




1095 


1.09 


1.12 


1.15 


1.18 


1.21 


4 


48 




1460 


1.12 


1.16 


1.20 


1.24 


1.28 


5 


60 




1825 


1.15 


1.20 


1.25 


1.30 


1.35 


6 


72 




2190 


1.18 


1.24 


1.30 


1.36 


1.42 


7 


84 




2555 


1.21 


1.28 


1.35 


1.42 


1.49 


8 


96 




2920 


1.24 


1.32 


1.40 


1.48 


1.56 


9 


108 




3285 


1.27 


1.36 


1.45 


1.54 


1.63 


10 


120 


'3650 


1.30 


1.40 


1.50 


1.60 


1.70 



COMPOUND INTEREST. 



1 








1.03000 


1.04000 


1.05000 


1.06000 


1.07000 


2 






1.06090 


1.08160 


1.10250 


1.12360 


1.14490 


3 






1.09272 


1.1Z486 


1.15762 


1.19101 


1.22504 


4 








1.12550 


1.16985 


1.21550 


1.26247 


1.31079 


5 








1.15926 


1.21664 


1.27627 


1.33821 


1.40254 


6 








1.19403 


1.26530 


1.34008 


1.41850 


1.50071 


7 








1.22985 


1.31591 


1.40708 


1.50361 


1.60575 


8 






1.26674 


1.36654 


1.47743 


1.59382 


1.71815 


9 i 






1.30474 


1.42120 


1.55130 


1.68944 


1.83842 


io| 






1.34388 


1.47804 


1.62886 


1.79080 


1.96710 



14 



WEBB'S READY REFERENCE. 



Interest Table. 

Table giving the amount of one dollar from the end of one day 
to the end of ten years at 8, 9, 10, 11, and 12 per cent., both 
simple and compound interest. 



Yr 



Mo. 



Da. 

of 

Mo. 



No. 
Da. 





1 

2 


1 

2 




3 


3 




4 


4 




D 


5 




6 


6 




2 

8 


i 

8 




9 


9 




10 


10 




11 


11 




12 


12 




13 


13 




14 


14 




15 


15 




16 


16 




17 


17 




18 


18 




19 


19 




20 


20 




21 


21 




22 


22 




23 


23 




24 


24 




25 


25 




26 


26 




27 


27 




28 


28 




29 


29 


1 


30 


30 




1 


31 




2 


32 




3 


33 




4 


34 




5 


35 




6 


36 




7 


37 




8 


38 




9 


39 




10 


40 




11 


41 




12 


42 



1.00022 
1.00044 
1.00066 
1.00088 
1.00111 
1.00133 
1.00155 
1.00177 
1.00199 
1.00222 
1.00244 
1.00266 
1.00288 
1.00311 
1.00333 
1.00355 
1.00377 
1.00399 
1.00422 
1.00444 
1.00466 
1.00488 
1.00511 
1.00533 
1.00555 
1.00577 
1.00599 
1.00622 
1.00644 
1.00666 
1.00688 
1.00711 
1.00733 
1.00755 
1.00777 
1.00800 
1.00822 
1.00844 
1.00866 
1.00888 
1.00911 
1.00933 



1.00025 
1.00050 
1.00075 
1.00100 
1.00125 
1.00150 
1.00175 
1.00200 
1.00225 
1.00250 
1.00275 
1.00300 
1.00325 
1.00350 
1.00375 
1.00400 
1.00425 
1.00450 
1.00475 
1.00500 
1.00525 
1.00550 
1.00575 
1.00600 
1.00625 
1.00650 
1.00675 
1.00700 
1.00725 
1.00750 
1.00775 
1.00800 
1.00825 
1.00850 
1.00875 
1.00900 
1.00925 
1.00950 
1.00975 
1.01000 
1.01025 
1.01050 



10% 



11% 



L00028 
1.00056 
1.00084 
1.00112 
1.00139 
1.00167 
1.00195 
1.00223 
1.00251 
1.00278 
1.00306 
1.00333 
1.00362 
1.00390 
1.00417 
1.00445 
1.00473 
1.00501 
1.00529 
1.00556 
1.00584 
1.00612 
1.00640 
1.00668 
1.00695 
1.00723 
1.00751 
1.00779 
1.00807 
1.00833 
1.00861 
1.00889 
1.00917 
1.00945 
1.00972 
1.01000 
1.01028 
1.01056 
1.01084 
1.01111 
1.01139 
1.01167 



1.00031 
1.00061 
1.00092 
1.00122 
1.00153 
1.00183 
1.00214 
1.00244 
1.00275 
1.00305 
1.00336 
1.00366 
1.00397 
1.00427 
1.00458 
1.00488 
1.00519 
1.00549 
1.00580 
1.00610 
1.00641 
1.00671 
1.00702 
1.00732 
1.00763 
1.00793 
1.00824 
1.00854 
1.00885 
1.00916 
1.00947 
1.00977 
1.01008 
1.01038 
1.01069 
1.01100 
1.01130 
1.01160 
1.01191 
1.01221 
1.01252 
1.01282 



12% 



1.00034 
1.00067 
1.00101 
1.00134 
1.00168 
1.00200 
1.00234 
1.00267 
1.00301 
1.00334 
1.00368 
1.00400 
1.00434 
1.00467 
• 1.00501 
1.00534 
1.00568 
1.00600 
1.00634 
1.00667 
1.00701 
1.00734 
1.00768 
1.00800 
1.00834 
1.00867 
1.00901 
1.00934 
1.00968 
1.01000 
1.01034 
1.01067 
1.01101 
1.01134 
1.01168 
1.01200 
1.01234 
1.01267 
1.01301 
1.01334 
1.01368 
1.01400 



AVE13B S READY REFERENCE. 



15 



Interest Table. — Continued. 



Yr 


Mo 


Da. 

of 

Mo 


No. 
Da. 


8% 


9% 


10% 


11% 


12% 

i 






13 


' 43 


1.00955 


1.01075 


1.01195 


1.01313 


1.01434 






14 


44 


1.00977 


1.01100 


1.01223 


1.01343 


1.01467 






15 


45 


1.01000 


1.01125 


1.01250 


1.01375 


1.01500 






16 


46 


1.01022 


1.01150 


1.01278 


1.01405 


1.01534 






17 


47 


1.01044 


1.01175 


1.01306 


1.01436 


1.01568 






18 


48 


1.01066 


1.01200 


1.01333 


1.01466 


1.01600 






19 


49 


1.01088 


1.01225 


1.01362 


1.01497 


1.01634 






20 


50 


1.01111 


1.01250 


1.01389 


1.01527 


1.01667 






21 


51 


1.01133 


1.01275 


1.01417 


1.01558 


1.01700 






22 


52 


1.01155 


1.01300 


1.01445 


1.01558 


1.01734 






23 


53 


1.01177 


1.01325 


1.01473 


1.01619 


1.01768 






24 


54 


1.01200 


1.01350 


1.01503 


1.01649 


1.01800 






25 


55 


1.01222 


1.01375 


1.0152^ 


1.01680 


1.01834 






26 


56 


1.01244 


1.01400 


1.01556 


1.01710 


1.01867 






27 


57 


1.01266 


1.01425 


1.01584 


1.01741 


1.01900 






28 


58 


1.01283 


1.01450 


1.01612 


1.01771 


1.01934 






29 


59 


1.01311 


1.01475 


1.01640 


1.01802 


1.01968 




2 


30 


60 


1.01333 


1.01500 


1.01666 


1.01833 


1.02000 






1 


61 


1.01355 


1.01525 


1.01694 


1.01863 


1.02034 






2 


62 


1.01377 


1.01550 


1.01722 


1.01894 


1.02067 






3 


63 


1.01399 


1.01575 


1.01750 


1.01924 


1.02100 






4 


64 


1.01422 


1.01600 


1.01778 


1.01955 


1.02134 






5 


65 


1.01444 


1.01(325 


1.01805 


1.01985 


1.02168 






6 


66 


1.01466 


1.01650 


1.01833 


1.02016 


1.02200 






7 


67 


1.01488 


1.01675 


1.01861 


1.02046 


1.02234 






8 


68 


1.01511 


1.01700 


1.01889 


1.02077 


1.02267 






9 


69 


1.01533 


1.01725 


1.01917 


1.02107 


1.02300 






10 


70 


1.01555 


1.01750 


1.01944 


1.02138 


1.02334 






11 


71 


1.01577 


1.01775 


1.01972 


1.02168 


1.02368 






12 


72 


1.01600 


1.01800 


1.02000 


1.02200 


1.02400 






13 


73 


1.01622 


1.01825 


1.02028 


1.02219 


1.02434 






14 


74 


1.01644 


1.01850 


1.02056 


1.02250 


1.02467 






15 


75 


1.01666 


1.01875 


1.02083 


1.02290 


1.02500 






16 


76 


1.01688 


1.01900 


1.02111 


1.02321 


1.02534 






17 


77 


1.01711 


1.01925 


K02139 


1.02351 


1.02568 






18 


7^ 


1.01733 


1.01950 


1.02167 


1.02382 


1.02600 






19 


70 


1.01755 


1.01975 


1.02195 


1.02412 


1.02634 






20 


80 


1.01777 


1.02000 


1.02222 


1.02444 


1.02666 






21 


81 


1.01800 


1.02025 


1.02250 


1.02475 


1.02700 






22 


82 


1.01822 


1.02050 


1.02278 


1.02504 


1.02734 






23 


83 


1.01844 


1.02075 


1.02306 


1.02534 


1.02768 






24 


84 


1.01866 


1.02100 


1.02333 


1.02566 


1.02800 






25 


85 


1.01888 


1.02125 


1.02361 


1.02595 


1.02834 






26 


86 


1.01911 


1.02150 


1.02389 


1.02626 


1.02867 






27 


87 


1.01933 


1.02175 


1.02417 


1.02656 


1.02900 






28 


88 


1.01955 


1.02200 


1.02445 


1.02687 


1.02934 



16 



WEBB'S READY REFERENCE. 



Interest Table. — Continued. 



Yr 



Mo 


Mo.j Ua - 




29 


[ 89 1 


3 


30 


90 




1 


91 




2 


92 




3 


93 




4 


94 




5 


95 




6 


96 




7 


97 




8 


98 




9 


99 




10 


100 




11 


101 




12 


102 




13 


103 




14 


104 




15 


105 




16 


106 




IT 


107 




18 


108 




19 


109 




20 


110 




21 


111 




22 


112 




23 


113 




24 


114 




25 


115 




26 


116 




27 


117 




28 


118 




29 


119 


4 


30 


120 




1 


121 




2 


122 




3 


123 




4 


124 




5 


125 




6 


126 




i 


127 




8 


128 




9 


129 




10 


130 




11 


131 




12 


132 




13 


133 




14 


134 



85 



9% 



1.01977 
1.02000 
1.02022 
1.02044 
1.02066 
1.02088 
1.02111 
1.02133 
1.02155 
1.02177 
1.02200 
1.02222 
1.02244 
1.02266 
1.02283 
1.02311 
1.02333 
1.02355 
1.02377 
1.02400 
1.02422 
1.02444 
1.02466 
1.02488 
1.02511 
1.02533 
1.02555 
1.02577 
1.02600 
1.02622 
1.02644 
1.02666 
1.02688 
1.02711 
1.02733 
1.02755 
1.02777 
1.02800 
1.02822 
1.02844 
1.02866 
1.02888 
1.02911 
1.02933 
1.02955 
1.02977 



1.02225 

1.02250 
1.02275 
1.02300 
1.02325 
1.02350 
1.02375 
1.02400 
1.02425 
1.02450 
1.02475 
1.02500 
1.02525 
1.02550 
1.02575 
1.02600 
1.02625 
1.02650 
1.02675 
1.02700 
1.02725 
1.02750 
1.02775 
1.02800 
1.02S25 
1.02850 
1.02875 
1.02900 
1.02925 
1.02950 
1.02975 
1.03000 
1.03025 
1.03050 
1.03075 
1.03100 
1.03125 
1.03150 
1.03175 
1.03200 
1.03225 
1.03250 
1.03275 
1.03300 
1.03325 
1.03350 



10% 


11% 


12% 

i 


1.02473 


1.02717 


1.02968 


1.02500 


1.02750 


1.03000 


1.02528 


1.02780 


1.03034 


1.02556 


1.02811 


1.03067 


1.02581 


1.02841 


1.03100 


1.02612 


1.02372 


1.03134 


1.02639 


1.02902 


1.03163 


1.02666 


1.02933 


1.03200 


1.02695 


1.02963 


1.03231 


1.02723 


1.02994 


1.03267 


1.02750 


1.03025 


1.0330) 


L02778 


1.03055 


1.03334 


1.02805 


1.03085 


1.03363 


1.02833 


1.03116 


1.03103 


1.02831 


1.03146 


1.03431 


1.02889 


1.03177 


1.03467 


1.02916 


1.03207 


1.03503 


1.0-944 


1.03233 


1.03531 


1.02972 


1.03263 


1.03563 


1.03000 


1.03300 


1.0360) 


1.03028 


1.03331 


1.03631 


1.03055 


1.03360 


1.03687 


1.03083 


1.03390 


1.03700 


1.03111 


1.03421 


1.03731 


1.03139 


1.03451 


1.03763 


1.03167 


1.03482 


1.0330) 


1.03194 


1.03512 


1.03331 


1.03222 


1.03543 


1.03837 


1.03250 


1.03573 


1.0390J 


1.03278 


1.03604 


1.03934 


1.03306 


1.03634 


1.03968 


1.03333 


1.03666 


1.04000 


1.03360 


1.03696 


1.04034 


1.03388 


1.03727 


1.04067 . 


1.03416 


1.03757 


1.01100 


1.03414 


1.03788 


1.04134 


1.03471 


1.03818 


1.04163 


1.03500 


1.03850 


1.04200 


1.03527 


1.03879 


1.04234 


1.03555 


1.03910 


1.04267 


1.03583 


1.03940 


1.04300 


1.03610 


1.03971 


1.04334 


1.03638 


1.04000 


1.04368 


1.03666 


1.04031 


1.04400 


1.03694 


1.04062 


1.04434 


1.03722 


1.04093 


1.04467 



WEBB S READY REFERENCE. 



I 



Interest Table. — Continued. 



Yr 


Mo. 


Da. 
of 

Mo. 


No. 
Da. 


8% 


9% 


10% 


11% 


12% 






15 


135 


1.03000 


1.03375 


1.03750 


1.04125 


1.04500 






16 


136 


1.03022 


1.03400 


1.03777 


1.04155 


1.04534 






17 


137 


1.03044 


1.03425 


1.03805 


1.04185 


1.04568 






18 


138 


1.03066 


1.03450 


1.03833 


1.04216 


1.04600 






19 


139 


1.03088 


1.03475 


1.03861 


1.04246 


1.04634 






20 


140 


1.03111 


1.03500 


1.03888 


1.04277 


1.04667 






21 


141 


1.03133 


1.03525 


1.03916 


1.04307 


1.04700 






22 


142 


1-. 03155 


1.03550 


1.03944 


1.04338 


1.04734 






23 


143 


1.03177 


1.03575 


1.03972 


1.04368 


1.04768 






24 


144 


1.03200 


1.03600 


1.04000 


1.04400 


1.04800 






25 


145 


1.03222 


1.03625 


1.04028 


1.04431 


1.04834 






26 


146 


1.03244 


1.03650 


1.04055 


1.04460 


1.04867 






27 


147 


1.03266 


1.03675 


1.04083 


1.04491 


1.04900 






28 


148 


1.03288 


1.03700 


1.04111 


1.04521 


1.04934 






29 


149 


1.03311 


1.03725 


1.04139 


1.04552 


1.04968 




5 


30 


150 


1.03333 


1.03750 


1.04165 


1.04583 


1.05000 






1 


151 


1.03355 


1.03775 


1.04193 


1.04614 


1.05034 






2 


152 


1.03377 


1.03800 


1.04221 


1.04644 


1.05067 






3 


153 


1.03400 


1.03825 


1.04250 


1.04675 


1.05100 






4 


154 


1.03422 


1.0385) 


1.04277 


1.04705 


1.05134 






5 


155 


1.03444 


1.03875 


1.04304 


1.04736 


1.05168 






6 


156 


1,03466 


1.03900 


1.04333 


1.04766 


1.05200 






7 


157 


1.03488 


1.03925 


1.04360 


1.04797 


1.05234 






8 


158 


1.03511 


1.03950 


1.0438S 


1.04-27 


1.05267 






9 


159 


1.03533 


1.03975 


1.04416 


1.04858 


1.05300 






10 


160 


1.03555 


1.04000 


1.04444 


1.04888 


1.05333 






11 


161 


1.03577 


1.04025 


1.04471 


1.04919 


1.05368 






12 


162 


1.03600 


1.04050 


1.04500 


1.04950 


1.05400 






13 


163 


1.03622 


1.04075 


1.04528 


1.04981 


1.05434 






14 


164 


1.03644 


1.04100 


1.04555 


1.05010 


1.05467 






15 


165 


1.03666 


1.04125 


1.04582 


1.05011 


1.05500 






16 


166 


1.03688 


1.04150 


1.01610 


1.05071 


1.05534 






17 


167 


1.03711 


1.04175 


1.04638 


1.05102 


1.05568 






18 


168 


1.03733 


1.04200 


1.04666 


1.05133 


1.05600 






19 


169 


1.03755 


1.04225 


1.04694 


1.05163 


1.05634 






20 


170 


1.03777 


1.04250 


1.04721 


1.05193 


1.05667 






21 


171 


1.03800 


1.04275 


1.04750 


1.05225 


1.05700 






22 


172 


1.03822 


1.04300 


1.04777 


1.05254 


1.05734 






23 


173 


1.03844 


1.04325 


1.04805 


1.05285 


1.05768 






24 


174 


1.03866 


1.04350 


1.04833 


1.05315 


1.05800 






25 


175 


1.03888 


1.04375 


1.04860 


1.05346 


1.05834 






26 


176 


1.03911 


1.04400 


1.04888 


1.05376 


1.05867 






27 


177 


1.03933 


1.04425 


1.04916 


1.05407 


1.05900 






28 


178 


1.03955 


1.04450 


1.04944 


1.05437 


1.05934 






29 


179 


1.03977- 


1.04475 


1.04972 


1.05468 


1.05968 




6 


30 


180 


1.04000 


1.04500 


1.05000 


1.05500 


1.06000 



18 



WEBB'S BEADY REFERENCE. 



Interest Table. — Continued. 



Yr M< 



Tin. 



8% 



10% 



11% 



12 



7o 





1 


181 




- 


182 




3 


183 




1 


184 







185 




6 


183 




7 


187 




8 


188 




9 


189 




10 


190 




11 


191 




12 


112 




13 


193 




14 


194 




15 


195 




16 


196 




17 


lb 7 




18 


198 




19 


119 




20 


200 




21 


201 




22 


202 




23 


z03 




21 


204 




25 


205 




2(5 


206 




1:7 


207 




1:8 


208 




29 


201) 


7 


30 


210 




1 


211 




2 


212 




3 


213 




4 


214 




5 


215 




6 


216 




7 


217 




8 


218 




9 


219 




10 


220 




11 


221 




12 


222 




13 


223 




14 


224 




15 


225 




16 


226 



1.04022 
1.04044 
1.04066 
1.04088 
1.04111 
1.04133 
1.04155 
1.04177 
1.04203 
1.04222 
1.04-44 
1.04263 
1.04288 
1.04311 
1.04333 
1.04355 
1.04377 
1.04400 
1.04422 
1.04444 
1.04466 
1.01488 
1.04511 
1.01533 
1.04555 
1.04577 
1.01603 
1.04622 
1.04644 
1.0433) 
1.04633 
1.04711 
1.04733 
1.04755 
1.04777 
1.01800 
1.04822 
1.04844 
1.04833 
1.04838 
1.04911 
1.04933 
1.04955 
1.04977 
1.05000 
1.05022 



1.04525 
1.04550 
1.04575 
1.01600 
1.04625 
1.04650 
1.04675 
1.04700 
1.04725 
1.04750 
1.04775 
1.04800 
1.01825 
1.04850 
1.04875 
1.01900 
1.04925 
1.04950 
1.04975 
1.05000 
1.05025 
1.05050 
1.05075 
1.0510) 
1.05125 
1.05150 
1.05175 
1.05200 
1.05225 
1.05250 
1. 05275 
1.05300 
1.05325 
1.05350 
1.05375 
1.05100 
1.05425 
1.05450 
1.05475 
1.05500 
1.05525 
1.05550 
1.05575 
1.05600 
1.05625 
1.05650 



1.05028 

1.05053 
1.05)34 
1.05112 
1.05m 
1.05167 
1,05195 
1.05223 
1.05251 
1.05278 
1.05303 
1.05333 
1.05332 
1.05390 
1.05417 
1.05445 
1.05473 
1.0550) 
1.05528 
1.05555 
1.05534 
1.05312 
1.05310 
1.05663 
1.05695 
1.05723 
1.05751 
1.0577.0 
1.05807 
1.05333 
1.05831 
1.05839 
1.05917 
1.05945 
1.05972 
1.06000 
1.03028 
1.06056 
1.03084 
1.03111 
1.03139 
1.03166 
1.06195 
1.06223 
1.08250 
1.06278 



1.05531 
1.05531 
1.05592 
1.05322 
1.05353 
1.05373 
1.05711 
1.05741 
1.05775 
1.053)5 
1.05333 
1.05333 
1.05397 
1.05927 
1.05953 
1.05983 
1.03019 
1.06050 
1.06033 
1.06110 
1.06141 
1.06171 
1.06202 
1.03263 
1.03263 
1.08293 
1.03324 
1.06354 
1.03385 
1.03116 
1.08447 
1.06177 
1.03508 
1.03533 
1.03589 
1.08800 
1.03331 
1.03130 
1.06691 
1.06721 
1.06752 
1.06782 
1.03813 
1.08843 
1.08875 
1.06905 



1.060^4 
1.06037 
1.0610) 
1.0313 t 
1.06163 
1.08200 
1.05234 
1.08287 
1.03300 
1.08334 
1.06368 
1.06 ICO 
1.034?4 
1.08417 
1.06500 
1.03534 
1.03568 
1.03,00 
1.06c34 
1.03(68 
1.06700 
1.0 734 
1.06763 
1.0-800 
1.0(834 
1.01867 

1.0:900 

1.06934 
1.(6968 
1.17000 
1.(7034 

1X7087 
1.(7100 
107134 
1.07168 
1.07200 
1.07234 
1.07267 
1.07300 
1.07334 
1.07368 
1.07400 
1.07434 
1.07467 
1.07500 
1.07534 



WEBBS READV REFERENCE. 



Interest Table. — Continued, 



Yr Mo 



Da. 

of 
Mo. 



No. 
Da. 



M» 



10% 



11% 



12 





17 


227 




18 


228 




19 


229 




20 


230 




21 


231 




22 


232 




23 


233 




24 


234 




25 


235 




26 


236 




27 


237 




28 


238 




29 


239 


8 


30 


240 




1 


241 




2 


242 




3 


243 




4 


244 




5 


245 




6 


246 




7 


247 




8 


248 




9 


249 




10 


250 




11 


251 




12 


252 




13 


253 




14 


254 




15 


255 




16 


256 




17 


257 




18 


253 




19 


259 




20 


260 




21 


261 




22 


262 




23 


263 




24 


264 




25 


265 




26 


266 




27 


267 




28 


268 




29 


269 


9 


30 


270 




1 


271 




■ 9 


272 



1.05014 
1.05063 
1.05088 
1.05111 
1.05133 
1.05155 
1.05177 
1.05200 
1.05222 
1.05244 
1.05266 
1.05233 
1.05311 
1.05333 
1.05355 
1.05377 
1.0540) 
1.05422 
1.05444 
1.05486 
1.05133 
1.05511 
1.05533 
1.05555 
1.05577 
1.05633 
1.05522 
1.05614 
1.05636 
1.05638 
1.057 LI 
1.05733 
1.05755 
1.05777 
1.05830 
1.05822 
1.05844 
1.05866 
1.05388 
1.05911 
1.05933 
1.05955 
1.05977 
1.06000 
1.06022 
1.06044 



1.05375 
1.05700 
1.05725 
1.0575) 
1.05775 
1.053)3 
1.05325 
1.05350 
1.05375 
1.05900 
1.05925 
1.0595) 
1.05975 
1.08033 
1.03025 
1.03350 
1.06075 
1.0J103 
1.03125 
1.03150 
1.03175 
1.0&203 
1.0 )225 
1.03250 
1.03275 
1.03330 
1.06325 
1.0535) 
1.0)375 
1.0)4)3 
1.06*25 
1.06150 
1.06175 
1.03500 
1.06525 
1.06550 
1.06575 
1.03333 
1.03)25 
1.03350 
1.03675 
1.03700 
1.03725 
1.06750 
1.03775 
1.03800 



1.3)3)3 
1.08333 
1.03332 
1.03389 
1.03417 
1.03145 
1.06173 
1.03503 
1.03528 
1.06556 
1.06584 
1.03612 
1.06640 
1.06666 
1.03894 
1.06722 
1.03750 
1.03773 
1.033)5 
1.03333 
1.08861 
1.06889 
1.03917 
1.03944 
1.03972 
1.07)03 
1.07028 
1.07053 
1.07)33 
1.07111 
1.07139 
1.07137 
1.07195 
1.07222 
1.07250 
1.07273 
1.07306 
1.07333 
1.07361 
1.07339 
1.07417 
1.07445 
1.07473 
1.075)0 
1.07528 
1.07556 



1.06936 
1.06966 
1.08997 
1.07027 
1.07053 
1.07038 
1.07119 
1.07150 
1.07180 
1.07210 
1.07241 
1.07271 
1.07302 
1.07333 
1.07361 
1.07394 
1.07425 
1.07455 
1.07483 
1.07516 
1.07547 
1.07577 
1.07603 
1.07638 
1.07339 
1.07703 
1.07731 
1.07760 
1.07791 
1.07821 
1.07852 
1.07832 
1.07913 
1.07943 
1.07975 
1.08004 
1.08035 
1.08066 
1.03396 
1.08126 
1.08157 
1.03187 
1.03218 
1.08250 
1.08281 
1.08311 



1.07ob« 
1.07600 
1.07634 
1.07667 
1.07700 
1.07734 
1.07788 
1.07800 
1.07834 
1.07867 
1.07900 
1.07934 
1.07963 
1.08000 
1.08034 
. 1.08)37 
1.08100 
1.08134 
1.08168 
1.08200 
1.08234 
1.0S267 
1.08*00 
1.08234 
1.08363 
1.08 ±00 

l.osm 

1.08467 
1.08500 
1.03534 
1.03568 
1.08600 
1.08631 
1.08337 
1.03700 
1.03734 
1.08768 
1.03800 
1.03334 
1.08867 
1.03900 
1.08934 
1.08968 
1.09000 
1.09034 
1.09067 



—♦ 



20 



WEBB'S READY REFERENCE. 



Interest Table. — Continued. 



Yr 



Mo 



Da. 
of 

Mo.i 



No. 



*% 



9% 



10% 



11% 



12% 





3 


273 




4 


274 







275 




6 


276 






°77 




8 


278 




9 


279 




10 


280 




11 


281 




12 


282 




13 


283 




14 


284 




15 


285 




16 


286 




17 


287 




18 


288 




19 


289 




20 


290 




21 


Z91 




22 


292 




23 


Z93 




24 


Z94 




25 


295 




26 


296 




27 


297 




28 


298 




29 


299 


10 


30 


300 




1 


301 




2 


302 




3 


^03 




4 


304 




5 


305 




6 


306 




7 


307 




8 


308 




9 


309 




10 


310 




11 


311 




12 


312 




13 


313 




14 


314 




15 


315 




16 


316 




17 


317 




18 


318 



1.06066 
1.06088 
1.06111 
1.06133 
1.06155 
1.06177 
1.06200 
1.06222 
1.06244 
1.06266 
1.06288 
1.06311 
1.06333 
1.06355 
1.06377 
1.06400 
1.06122 
1.06444 
1.06466 
1.06488 
1.06511 
1.06533 
1.06555 
1.06577 
1.03600 
1.06622 
1.06644 
1.06666 
1.06688 
1.06711 
1.06733 
1.06755 
1.06777 
1.06800 
1.06822 
1.06844 
1.06866 
1.06888 
1.06911 
1.06933 
1.06955 
1.06977 
1.07000 
1.07022 
1.07044 
1.07066 



1.06825 
1.06850 
1.0'6875 
1.06900 
1.06925 
1.06950 
1.06975 
1.07000 
1.07025 
1.07050 
1.07075 
1.07100 
1.07125 
1.07150 
1.07175 
1.07200 
1.07225 
1.07250 
1.07275 
1.07300 
1.07325 
1.07350 
1.07375 
1.07400 
1.07425 
1.07450 
1.07475 
1.07500 
1.07525 
1.07550 
1.07575 
1.07600 
1.07625 
1.07650 
1.07675 
1.07700 
1.07725 
1.07750 
1.07775 
1.07800 
1.07825 
1.07850 
1.07875 
1.07900 
1.07925 
1.07950 



1.07584 
1.07612 
1.07639 
1.07667 
1.07695 
1.07723 
1.07750 
1.07778 
1.07806 
1.07834 
1.07862 
1.07890 
1.07917 
1.07945 
1.07973 
1.08000 
1.08028 
1.08055 
1.08083 
1.08111 
1.08139 
1.08167 
1.08194 
1.08222 
1.08250 
1.08278 
1.08306 
1.08333 
1.08361 
1.08389 
1.08417 
1.08445 
1.08472 
1.08500 
1.08528 
1.08556 
1.08584 
1.08611 
1.08639 
1.08667 
1.08695 
1.08723 
1.08750 
1.08778 
1.08806 
1.08834 



1.08342 
1.08372 
1.0<*403 
1.08433 
1.08464 
1.08494 
1.0851:5 
1.08555 
1.08586 
1.08616 
1.08647 
1.08677 
1.08708 
1.08738 
1.08769 
1.08800 
1.08331 
1.08860 
1.08891 
1.08921 
1.08952 
1.08982 
1.09013 
1.09043 
1.09075 
1.09104 
1.09135 
1.09166 
1.09197 
1.09227 
1.09258 
1.09288 
1.09319 
1.09349 
1.09380 
1.09410 
1.09441 
1.09471 
1.09502 
1.09532 
1.09563 
1.09593 
1.09625 
1.09655 
1.09686 
1.09716 



1.09100 

1.09134 

1.09168 

1.09200 

1.09234 

1.09267 

1.09300 

1.09334 

1.09368 

1.09400 

1.09434 

1.09467 

1.09500 

1.09534 

1.09568 

1.09600 

1.09634 

1.09667 

1.09700 

1.09734 

1.09768 

1.09800 

1.09834 

1.09867 

1.09900 

1.09934 

1.09963 

1.10000 

1. 10034 

1.10067 

1.10100 

1.10134 

1.10168 

1.10200 

1.10234 

1.10267 

1.10300 

1.10334 

1.10368 

1.10400 

1.10434 

1.10467 

1.10500 

1.10534 

1.10568 

1.10600 



WEBB S READY REFERENCE. 



21 



Interest Table. — Continued. 



Yr 


Mo. 


Da 

of 

Mo 


Ino. 

Da. 


8% 


9% 


10% 


11% 


12% 






19 


319 


1.07088 


1.07975 


1.08862 


1.09747 


1.10634 






20 


320 


1.07111 


1.08000 


1.08889 


1.09777 


1.10667 






21 


321 


1.07133 


1.08025 


1.08917 


1.09808 


1.10700 






22 


322 


1.07155 


1.08050 


1.08945 


1.09838 


1.10734 






23 


323 


1.07177 


1.08075 


1.08973 


1.09869 


1.10768 






24 


324 


1.07200 


1.08100 


1.09000 


1.09900 


1.10800 






25 


325 


1.07222 


1.08125 


1.09028 


1.09931 


1.10834 






26 


326 


1.07244 


1.08150 


1.09056 


1.09960 


1.10867 






27 


327 


1.07266 


1.08175 


1.09084 


1.09991 


1.10900 






28 


328 


1.07288 


1.08200 


1.09112 


1.10021 


1.10934 






29 


329 


1.07311 


1.08225 


1.09140 


1.10052 


1.10968 




11 


30 


330 


1.07333 


1.08250 


1.09166 


1.10083 


1.11000 






1 


331 


1.07355 


1.08275 


1.09195 


1.10114 


1.11034 






2 


332 


1.07377 


1.08300 


1.09223 


1.10144 


1.11067 






3 


333 


1.07400 


1.08325 


1.09251 


1.10175 


1.11100 






4 


334 


1.07422 


1.08350 


1.09279 


1.10205 


1.11134 






5 


335 


1.07444 


1.08375 


1.09306 


1.10236 


1.11168 






6 


336 


1.07466 


1.08400 


1.09334 


1.10266 


1.11200 






7 


337 


1.07488 


1.08425 


1.09362 


1.10297 


1.11234 






8 


338 


1.07511 


1.08450 


1.09390 


1.10327 


1.11267 






9 


339 


1.07533 


1.08475 


1.09418 


1.10358 


1.11300 






10 


340 


1.07555 


1.0.-500 


1.09445 


1.10388 


1.11334 






11 


341 


1.07577 


1.08525 


1.09473 


1.10419 


1.11368 






12 


342 


1.07600 


1.08550 


1.09500 


1.10449 


1.11400 






13 


343 


1.07622 


1.08575 


1.09528 


1.10480 


1.11434 






14 


344 


1.07644 


1.08600 


1.09557 


1.10510 


1.11467 






15 


345 


1.07666 


1.08625 


1.09584 


1.10541 


1.11500 






16 


346 


1.07688 


1.08650 


1.09612 


1.10571 


1.11534 






17 


347 


1.07711 


1.08675 


1.09640 


1.10602 


1.11568 






18 


348 


1.07733 


1.08700 


1.09668 


1.10632 


1.11600 






19 


349 


1.07755 


1.08725 


1.09606 


1.10363 


1.11634 






20 


350 


1.07777 


1.08750 


1.09723 


1.10693 


1.11667 






21 


351 


1.07800 


1.08775 


1.09751 


1.10724 


1.11700 






22 


352 


1.07822 


1.08800 


1.09779 


1.10754 


1.11734 






23 


353 


1.07844 


1.08825 


1.09807 


1.10785 


1.11768 






24 


354 


1.07866 


1.08850 


1.09835 


1.10815 


1.11800 






25 


355 


1.07888 


1.08875 


1.09862 


1.10846 


1.11834 






26 


356 


1.07911 


1.08900 


1.09890 


1.10876 


1.11867 






27 


357 


1.07933 


1.08925 


1.09918 


1.10907 


1.11900 






28 


358 


1.07955 


1.08950 


1.09946 


1.10937 


1.11934 






29 


359 


1.07977 


1.08975 


1.09974 


1.10968 


1.11968 


1 


12 


30 


360 


1.08 


1.09 


1.10 


1.11 


1.12 



22 



WEBB'S READY REFERENCE. 



Interest Table. — Continued. 



Yr 


Mo. 


of 
Mc 


L - No. 
>. Dd " 


8% 


9% 


10% 


11% 


12% 

i 


2 


21 




730 


1.16 


1.18 


1.20 


1.22 


1.24 


3 


36 




1095 


1.24 


1.27 


1.30 


1.33 


1.36 


4 


48 




1460 


1.32 


1.36 


1.40 


1.44 


1.48 


5 


60 




1825 


1.40 


1.45 


1.50 


1.55 


1.60 


6 


72 




2190 


1.48 


1.54 


1.60 


1.66 


1.72 


7 


84 




2555 


1.56 


1.63 


1.70 


1.77 


1.84 


8 


96 




2920 


1.64 


1.72 


1.80 


1.88 


1.96 


9 


108 




3285 


1.72 


1.81 


1.90 


1.99 


2.08 


10 


120 




3650 


1.80 


1.90 


2.00 


2.10 


2.20 



COMPOUND INTEREST. 



i ; 




1.08000 


1.09000 


1.10000 


1.11000 


1.12000 


2 






1.16640 


1.18810 


1.21000 


1.23210 


1.25440 


3 








1.25971 


1.29502 


1.33100 


1.36763 


1.40492 


4 








1.36048 


1.41157 


1.46310 


1.51806 


1.57351 


5 








1.46933 


1.53861 


1.60941 


1.68504 


1.76233 


6 








1.58687 


1.67708 


1.77035 


1.87039 


1.97380 


7 








1.71381 


1.82801 


1.94738 


2.07613 


2.21065 


8 








1.85091 


1.99253 


2.14211 


2.30450 


2.47592 


9 








1.99898 


2.17185 


2.35632 


2.55799 


2.77303 


10 








2.15889 


2.36731 


2.59195 


2.83936 


3.10579 



webb's ready reference. 23 



Formula for Time Table. 



This table applies to ordinary year only. For leap year, one 
day must be added to February. 

Example:— To find the number of days between July 5, 
1893, and April 7, 1894. The figures opposite the fifth day of 
July, in same column, are 1£6. Subtract this number from the 
number opposite the following seventh day of April, which is 
462, and the result io 276, the number of clays from July 5, 1893, 
to April 7, 1894. 



Number of Days in Each Month. 

January 31 

February (in leap ye~.r, 29) 28 

March 31 

April 30 

May 31 

June 30 

July 31 

August 31 

September 30 

October 31 

November 30 

December 31 



Leap Years. 

All years divisible by four are leap years, excepting those end- 
ing with 00, which must be divisible by four hundred. 



24 



WEBB'S READY REFERENCE. 



Time Table. 



Jan. | Feb. | AT 


ar. | A 


pr. | May | June | July | A 


ug. | Sep. | Oct. | N 


ov. j Dec. 


1 1 


1 


32 


1 


60 


1 


91 


1 121 


1 


152 


1 


182 


1 


213 


1 


244 


1 


274 


1 


305 


1 335 


o 2 


2 


33 


2 


61 


o 


92 


2 122 


2 


153 


2 


183 


o 


214 


o 


245 


2 


275 


g 


306 


2 336 


3 3 


3 


34 


3 


62 


3 


93 


3 123 


3 


154 


3 


184 


3 


215 


3 


246 


3 


276 


3 


307 


3 337 


1 4 


4 


35 


4 


63 


4 


91 


4 124 


4 


155 


4 


185 


4 


216 


4 


247 


4 


277 


4 


308 


4 338 


5 5 


5 


36 


5 


64 


5 


95 


5 125 


5 


156 


5 


186 


5 


217 


5 


248 


5 


278 


5 


309 


5 339 


6 6 6 


37 


6 


65 


6 


96 


6 126 


6 


157 


6 


187 


6 


218 


6 


249 


6 


279 


6 


310 


6 340 


7 7 


7 


38 7 


a\ 


7 


97 


7 127 


7 


158 


7 


188 


7 


219 


7 


250 


7 


280 


7 


311 


7 341 


8 8 


8 


39 8 


67 


8 


98 


8 128 


8 


159 


8 


189 


8 


220 


8 


251 


8 


281 


8 


312 


8 342 


9 9 


9 


40 


9 


68 


9 


99 


9 129 


9 


160 


9 


190 


9 


221 


9 


252 


9 


282 


9 


313 


9 343 


10 10 


10 


41 


10 


(]9 


10 


100 


10 130 


10 


161 


10 


191 


10 


222 


10 


253 


10 


283 


10 


314 


10 344 


11 11 


11 


12 


11 


70 


11 


101 


11 131 


11 


162 


11 


192 


11 


223 


11 


2.54 


11 


284 


11 


315 


11 345 


12 12 


12 


43 


12 


71 


12 


102 


12 132 


12 


163 


12 


193 


12 


224 


12 


255 


12 


2S5 


12 


316 


12 346 


13 13 


13 


14 


13 


72 


13 


103 


13 133 


13 


164 


13 


194 


13 


225 


13 


256 


13 


286 


13 


317 


13 347 


11 11 


14 


45 


14 


73 


14 


104 


14 134 


14 


165 


14 


195 


14 


226 


14 


257 


14 


287 


14 


318 


14 348 


15 15 


15 


46 


15 


74 


15 


105 


15 135 


15 


166 


15 


196 


15 


227 


15 


258 


15 


288 


15 


319 


15 349 


16 16 


1(5 


47 


}ij 


75 


16 


106 


16 136 


16 


167 


10 


197 


16 


228 


16 


259 


16 


289 


16 


320 


16 350 


17 17 


17 


48 


17 


76 


17 


107 


17 137 


17 


168 


17 


198 


17 


229 


17 


260 


17 


290 


17 


321 


17 351 


18 18 


18 


49 


18 


77 


18 


108 18 138 


18 


169 


18 
19 


199 


18 


230 


18 


261 


18 


291 


18 


322 


18 352 


19 19 


19 


50 


39 


78 


19 


109'19 139 


19 


170 


200 


19 


231 


19 


262 


19 


292 


19 


323 


19 353 


20 20 


20 


51 


20 


79 


20 


110120 140 


20 


171 


20 


201 


20 


232 


20 


263 


20 


293 


20 


324 


20 354 


21 21 


21 


52 


21 


80 


21 


11121 141 


21 


172 21 


202 


21 


233 


21 


264 


21 


294 


21 


325 


21 355 


2>? 22 


22 


53 


22 


81 


22 


112 22 112 


22 


173 22 


203 


22 


234 


22 


265 


22 


295 


22 


326 


22 356 


23 23 


23 


54 


23 


82 


23 


113 23 113 


23 


174 ! 23 


204 


23 


235 


23 


266 


23 


296 


m 


327 


23 357 


21 21 


24 


55 


24 


83 


24 


11121 lH 


24 


175 24 


205 


24 


236 


24 


267 


24 


297 


24 


32:8 


24 358 


25 25 


25 


56 


25 


84 


25 


115 25 145 


25 


176 25 


206 


25 


237 


25 


268 


25 


298 


25 


3-9 


25 359 


26 26 


26 


57 26 


85 


26 


116 26 146 26 


177 26 


207 


26 


238 


26 


269 


26 


299 


26 


33»i 


26 360 


27 27 


27 


58 27 


86 


27 


117127 147 


27 


178 27 


208 


27 


239 


27 


270 


27 


300 


27 


331 


27 361 


28 2828 


59 28 


87 


28 


118 28 148 


28 


179 28 


209 


28 


240 


28 


271 


28 


301 


28 


332 


28 362 


29 29 




129 


88 


29 


119 29 119 


29 


180 29 


210 


29 


241 


29 


272 


29 


302 


29 


33-J 


29 363 


30 30 




30 


89 


30 


120 30 150 


30 


18130 


211 


30 


242 


30 


273 


30 


303 


30 


334 


30 364 


31 31 






31 


90 






31 151 






31 


212 


31 


243 






31 


304 






31 365 



Jan. | Feb. 1 Mar. | Apr. | May | June | JuJy | Aug. | Sep. 1 Oct. 1 INov. | Dec. 



366 
367 
368 
369 
370 
371 



8 373 

9 374 

10 375 

11 376 

12 377 

13 378 

14 379 

15 380 

16 381 

17 382 

18 383 

19 381 

20 385 

21 386 

22 387 

23 388 

24 389 

25 390 

26 391 

27 392 

28 393 

29 394 

30 395 

31 396 



1 397 

2 398 

3 399 

4 400 

5 401 

6 402 

7 403 

8 404 

9 405 

10 406 

11 40' 

12 408 

13 409 

14 410 

15 411 

16 412 

17 413 

18 414 

19 415 

20 416 

21 41 

22 418 

23 419 

24 420 

25 421 

26 422 

27 423 

28 424 



1 425 

2 426 

3 427 

4 428 

5 429 

6 430 

7 431 

8 432 

9 433 

10 434 

11 435 

12 436 

13 437 

14 438 



15 


439 


16 


440 


17 


441 


18 


442 


19 


443 


20 


444 


21 


445 


•M 


446 


23 


447 


24 


448 


25 


449 


26 


450 


27 


451 


28 


452 


29 


453 


30 


454 


31 


455 



456 
457 
45S 
459 
-160 
461 
462 
463 
464 
465 
466 
467 
468 
469 
470 
471 
472 
473 
474 
475 
476 
477 
478 
479 
480 
481 
482 
483 
484 
485 



486 
487 
488 
489 
490 
491 
492 
493 
494 
495 



496 11 

497 12 

498 13 

499 14 

500 15 



501 
50: 
503 
504 
505 
506 



J2 507 22 



508 
509 
510 
511 
512 
513 
514 
515 
516 



517 

518 
519 

520 
521 

522 
523 
524 
525 
526 
527 
528 
529 
530 
531 
532 
533 
534 
*»:, 
536 
537 
538 
539 
540 
541 
542 
543 
544 
545 
546 



547 
548 
549 
550 
551 
552 
553 
554 
555 
556 
557 
558 
559 
560 
561 
562 
563 
564 
565 
566 
567 
568 
569 
570 
571 
572 
573 
574 
575 
576 
577 



o<8 
579 
580 
581 
582 
583 
584 
585 
586 
58/ 10 

588 11 

589 12 
590113 
59114 
592115 
593 16 
594117 
595J18 
596 19 
597; 20 
598 ! 21 
599 22 
600! 23 
601124 
602|25 

603 26 

604 27 



609 
610 
611 
612 
613 
614 
615 
616 
617 
618 
619 
620 
621 
622 
623 
624 
625; 
626 
627 
628 
629 
630 
631 
632 
633 
634 
635 
636 
637 
638 



639 
640 
641 
642 
643 
644 
645 
646 
647 



649 
650 

651 
652 
653 
654 
653 
656 
657 

659 

22 660 

23 661 

24 662 

25 663 

26 664 

27 665 

28 666 

29 667 

30 668 

31 669 



8 

9 

648jl0 

11 

12 
13 

14 
15 
16 
17 
18 
19 
20 
21 



670 
671 
672 
673 
674 
675 
676 
677 
678 
679 



680 11 

681 12 

682 13 



683 
684 
685 
686 
687 
688 
689 
690 
691 
692 
693 
694 
695 



700 
701 
702 
703 
704 
705 
706 
707 
708 
709 
710 
711 
712 
713 
714 
715 
716 
717 
718 
719 
720 
721 
722 
723 
724 
725 
726 
727 
728 
729 
730 



WEBB'S READY REFERENCE. 25 



Formula for Building and Loan Tables. 



When the company pays the same rate of interest (or dividend) 
while the stock has been running, refer to the number in the 
first column, which is designated as months, corresponding with 
the number of months that the stock has been in force. Oppo- 
site this number, in the column of the same rate as the company 
pays, will be given the cash or withdrawal value of one share of 
stock. When the withdrawal value of more than one share is 
desired, multiply the withdrawal value of one share by the num- 
ber of shares. 

Sometimes the company's dividends are irregular. For ex- 
ample, suppose you have one share of stock on which you pay 
fifty cents per month, the stock having been in force sixty-live 
months. The first two years, or twenty-four months, the com- 
pany paid an 8% dividend; the third year, or twelve months, the 
company paid a 7% dividend: the fourth year, or twelve months, 
they paid an 8% dividend: the last year and five months, or sev- 
enteen months, they paid a 9% dividend. At the end of the first 
two years, or twenty-four months, at 8%, the withdrawal value 
is $12,919. Add to this the amount accrued from the end of the 
first twenty-four months to the end of the third year, or thirty- 
sixth month, at 7%, which sum is $7.03, making the withdrawal 
value at the end of the first three years $19,949. Add to this the 
amount accrued from the end of the third year, or thirty-sixth 
month, to the end of the fourth year, or forty-eighth month, at 
8%, which sum is $7,659, making the total or withdrawal value 
$27,608 at the end of four yea»s. Add to this the amount ac- 
crued from the end of the fourth year, or forty-eighth month, to 
the end of the remaining seventeen months, at 9%, which sum 
is $12,071, making the total or withdrawal value $39,679 at the 
end of sixty-five months. 

Thus the cash or withdrawal value can be ascertained on any 
stock for any number of shares or for any length of time, regard- 
less of the variation of dividends from year to year. Almost 
all loan companies pay a regular rate, year after year; but this 
illustration is given to aid the share-holder in case the company 
should be irregular in the payment of dividends. 



26 



WEBB'S READY REFERENCE. 



Building and Loan Stock. 

Table showing amount paid and the withdrawal value in dol- 
lars, cents and mills from one month to maturity (par value $100) 
on one share of stock, payment 35 cents per month, paid at the 
end of each month, with dividends at 4. 5. 6. 7, 8, 9, 10, and 12 %. 



No 


B)ues 


Div. 


Div. 


Div. 


Div. 


Div. 


1 Div 


Div. 


Div. 


of 
Mo 


Paid 
"35 


@4% 


@5% 


@6% 


@7% 


@8% 
.350 


1 @9% 
.350 


@10% 
"~350 


@12% 


1 


:350 


.350 


.350 


.350 


~~ .350 


o 


.70 


.701 


.701 


.701 


.702 


.702 


.702 


.702 


.703 


3 


1.05 


1.053 


1.054 


1.055 


1.056 


1.056 


1.057 


1.058 


1.060 


4 


1.40 


1.407 


1.408 


1.410 


1.412 


1.413 


1.415 


1.417 


1.421 


5 


1.75 


1.761 


1.764 


1.767 


1.770 


1.773 


1.776 


1.779 


1.785 


6 


2.10 


2.117 


2.121 


2.126 


2.130 


2.134 


2.139 


2.143 


2.152 


7 


2.45 


2.474 


2.480 


2.486 


2.492 


2.498 


2.505 


2.511 


2.523 


8 


2.80 


2.832 


2.840 


2.849 


2.857 


2.865 


2.873 


2.881 


2.818 


9 


3.15 


3.192 


3.202 


3.213 


3.223 


3.233 


3.244 


3.254 


3.273 


10 


3.50 


3.552 


3.565 


3.578 


3.591 


3.60-1 


3.617 


3.630 


3.657 


11 


3.85 


3.914 


3.929 


3.946 


3.962 


3.978 


3.994 


4.010 


4.042 


12 


4.20 


4.277 


4.295 


4.315 


4.334 


4.353 


4.372 


4.391 


4.431 


13 


4.55 


4.641 


3.663 


4.686 


4.709 


4.731 


4.754 


4.778 


4.8-3 


14 


4.90 


5.006 


5.031 


5.059 


5.085 


5.112 


5.138 


5.164 


5.218 


15 


5.25 


5.372 


5.-102 


5.433 


5.464 


5.494 


5.525 


5.555 


5.617 


16 


5.60 


5.740 


5.774 


5.810 


5.844 


5.879 


5.914 


5.941= 


6.020 


17 


5.95 


6.10*. 


6.147 


6.188 


6.227 


6.266 


6.306 


6.345 


6.426 


18 


6.30 


6.479 


6.521 


6.567 


6.612 


6.656 


6.700 


6.745 


6.835 


19 


6.65 


6.850 


6.897 


6.94£ 


6.11,8 


7.048 


7.01,8 


7.147 


7.248 


20 


7.00 


7.222 


7.175 


7.332 


7.387 


7.442 


7.497 


7.552 


7.665 


21 


7.35 


7.595 


7.654 


7.717 


7.778 


7.849 


7.900 


7.161 


8.085 


22 


7.70 


7.970 


8.024 


8.104 


8.170 


8.238 


8.305 


8.371 


8.508 


23 


8.05 


8.346 


8.416 


8.492 


8.566 


8.631 


8.712 


8.786 


8.935 


24 


8.40 


8.722 


8.800 


8.883 


8.963 


9.043 


9.123 


9.103 


9.366 


25 


8.75 


9.101 


9.185 


9.275 


9.362 


9.449 


9.536 


9.62.3 


9.800 


26 


9.10 


9.480 


9.571 


9.668 


9.763 


9.857 


9.951 


10.045 


10.237 


27 


9.45 


9.860 


9.958 


10.064 


10.166 


10.267 


10.369 


10.471 


10.678 


28 


9.80 


10.242 


10.348 


10.461 


10.571 


10.680 


10.790 


10.899 


11.123 


29 


10.15 


10.625 


10.738 


10.860 


10.978 


11.095 


11.213 


11.331 


11.571 


30 


10.50 


11.008 


11.130 


11.261 


11.387 


11.513 


11.639 


11.765 


12.022 


31 


10.85 


11.394 


11.524 


11.663 


11.798 


11.933 


12.068 


12.204 


12.477 


32 


11.20 


11.780 


11.919 


12.068 


12.211 


12.355 


12.499 


12.643 


12.936 


33 


11.55 


12.167 


12.315 


12.474 


12.627 


12.780 


12.933 


13.086 


18.398 


34 


11.90 


12.556 


12.713 


12.881 


13.044 


13.007 


13.369 


13.532 


13.863 


35 


12.25 


12.946 


13.122 


13.291 


13.463 


13.625 


13.808 


13.981 


14.332 


36 


12.60 


13.337 


13.513 


13.702 


13.885 


14.067 


14.250 


14.433 


14.805 


37 


12.95 


13.729 


13.915 


14.115 


14.308 


14.501 


14.694 


14.888 


15.281 


38 


13.30 


14.122 


14.319 


14.530 


14.734 


14.937 


15.141 


15.345 


15.760 


39 


13.65 


14.516 


14.724 


14.946 


15.161 


15.376 


15.591 


15.806 


16.243 


40 


14.00 


14.912 


15.131 


15.365 


15.591 


15.817 


16.043 


16.269 


16.730 


41 


14.35 


15.309 


15.539 


15.785 


16.022 


16.260 


16.498 


16.736 


17.220 


42 


14.701 


15.707 


15.948 


16.206 


16.456 


16.706 


16.955 


17.2051 


17.713 



AVEBB S READY REFERENCE. 



27 



Building and Loan Stock. 





CONTINUATION 


OF THIRTY-FIVE CENT PAYMENTS. 




No 


Dues 


, Div. 


Div. 


Div. 


Div. 


Div. 


Div. 


Div. 


Div. 


of 
Mo 


Paid 


\{d\% 


@5% 


@6% 


@7% 


(a8% 


@9% 


@10% 


@12% 


43 


f5T05 


16.106 


16 359 


16.630 


16.892 


17.153 


17.415 


17.677 


18.210 


44 


15 40 


16 506 


16.771 


17 055 


17 329 


17.604 


17.878 


18 152 


18 711 


45 


15.75 


16.908 


17.185 


17.482 


17.769 


18.056 


18.343 


18.640 


19.215 


46 


16.10 


17.310 


17.600 


17.911 


18.211 


18.511 


18.811 


19.111 


19.722 


47 


16.45 


17.714 


18.017 


18.341 


18.655 


18.968 


19.282 


19.615 


20 233 


48 


16.80 


18.119 


18.435 


18.774 


19.101 


19.428 


19.755 


20.082 


20.748 


49 


17.15 


18.525 


18.855 


19.20S 


19.549 


19.890 


20.231 


20.572 


21.266 


50 


17.50 


18.933 


19.276 


19.643 


19.999 


20.354 


20.709 


21.064 


21.787 


51 


17.£5 


19.341 


19.698 


20.081 


20.451 


20.820 


21.190 


21.560 


22.312 


52 


18.20 


19.751 


20.122 


20.520 


20.905 


21.289 


21.674 


22.058 


22.841 


53 


18.55 


20.162 


20.548 


20.963 


21.361 


21.760 


22.160 


22.559 


23.373 


54 


18.90 


20.574 


20.974 


21.401 


21.819 


22.234 


22.649 


23.064 


23.908 


55 


19.25 


20.987 


21.403 


21.848 


22.279 


22.710 


23.140 


23.571 


24.447 


56 


19.60 


21.401 


21.833 


22.295 


22.741 


23. lfc 8 


23.634 


24.081 


24.990 


57 


19.95 


21.817 


22.264 


22.743 


23.205 


23.668 


24.131 


24.594 


25.536 


58 


20.30 


22.234 


22.696 


23.192 


23.67^ 


24.151 


24.630 


25.110 


26.085 


58 


20.65 


22.651 


23.130 


23.644 


24.140 


24.636 


25.132 


25.629 


26.638 


60 


21.00 


23.070 


23.566 


24.097 


24.610 


25.124 


25.637 


26.150 


27.195 


61 


21.35 


23.491 


24.003 


24.552 


25.0 3 


25.613 


26.144 


26.675 


27.755 


62 


21.70 


23.912 


24.441 


25.00;^) 


26.557 


26. 106 


26.654 


27.202 


28.318 


63 


22.05 


24.335 


24.881 


25.467 


26.034 


26.600 


27.166 


27.733 


28.875 


64 


22.40 


24.75« 


25.323 


25.928 


26 512 


27.097 


27.6-1 


28.266 


29.456 


65 


22.75 


25.183 


25.766 


26. 390 


26.993 


27.596 


28.199 


28.802 


30.030 


66 


23.10 


25.609 


26.210 


26.8.3 


27.475 


28.097 


28.719 


29.341 


30.607 


67 


23.45 


26.036 


26.655 


27.319 


27.960 


28.601 


29.242 


29.984 


31.188 


68 


23.80 


26.465 


27.103 


Z7.785 


28.447 


29 107 


29.768 


30.428 


31.773 


69 


24.15 


26.894 


27.551 


28.255 


28.935 


29.616 


30.296 


30.976 


32.361 


70 


24.50 


27.325 


28.001 


28.726 


29.426 


30.126 


30.827 


31.527 


32.952 


71 


24.b5 


27.757 


28.453 


29.198 


29.919 


30.640 


31.360 


32.081 


33.547 


72 


25.20 


2^.190 


28.906 


19.673 


30.414 


31.155 


31.897 


32.637 


34.146 


73 


25.55 


28.624 


29.360 


30.149 


30.911 


31.673 


32.435 


33.197 


34.748 


74 


25.90 


29.060 


29.816 


30.626 


31.410 


32.193 


32.976 


33.759 


35.353 


75 


26.25 


29.496 


30.273 


31.106 


31.911 


32.715 


33.520 


34.325 


35.962 


76 


26.60 


29.934 


30.732 


31.587 


32.414 


33.240 


34.067 


34.893 


36.575 


77 


26.95 


30.373 


31.192 


32.070 


32.919 


33.767 


34.616 


35.464 


37.191 


78 


27.30 


30.813 


31.654 


32.555 


33.426 


34.296 


35.167 


36.038 


37.810 


79 


27.65 


31.254 


32.117 


33.041 


33.935 


34.828 


35.722 


36.615 


38.433 


80 


28.00 


31.697 


32.582 


33.530 


34.446 


35.362 


36.279 


37.195 


39.060 


81 


28.35 


32.140 


33.048 


34.020 


34.959 


35.899 


36.838 


37.778 


39.690 


82 


28.70 


32.585 


33.515 


34.511 


35.474 


36.437 


37.401 


38.364 


40.332 


83 


29.05 


83.031 


33.984 


35.005 


35.992 


36.978 


37.965 


38.952 


40.960 


84 


129.40 


33.478 


34.454 


35.500 


36.511 


37.522 


38.533 


39.544 


41.601 



28 



AVEBB S READY REFERENCE. 



Building and Loan Stock. 



CONTINUATION OF THIRTY-FIVE CENT PAY3IENTS. 



N j?,Dues Div. 


Div. i Div. 


Div. 


Div. 


Div. 


Div. 


Div. 


Mi. P^id 


(*4% 


(a)5% 1 @6% 


(a 7% 


(o)S% 


(o)9% 


(ol0% 


@12% 


85 


29.75 


33.926 


1 34.926 


1 35.997 


37.032 


38.068 


1 39.103 


40.138 


42.245 


86 


30.10 


34.376 


1 35.399 


36.496 


37.556 


38.616 


39.676 


40.736 


42.892 


87 


30.45 


34.826 


35.874 


36.996 


38.081 


39.166 


40.251 


41.336 


43.543 


88 


30.80 


35.278 


36.350 


37.499 


38.609 


39.719 


40.829 


41.939 


44.198 


89 


31.15 


35.731 


36.828 


38.003 


39.138 


40.274 


41.409 


42.545 


44.856 


90 


31.50 


36.085 


37.307 


38.508 


39.670 


40.831 


4J.993 


43.154 


45.517 


91 


31.85 


36.641 


37.787 


39.016 


40.202 


41.391 


42.578 


43.766 


46.182 


92 


32.20 


37.097 


38.269 


39.525 


40.739 


41.953 


43.167 


44.381 


46.851 


93 


32.55 


37.555 


38.753 


40.036 


41.277 


42.517 


43.758 


44.997 


47.523 


94 


32.90 


38.014 


39.237 


40.549 


41.816 


43.084 


44.352 


45.609 


48.198 


95 


33.25 


38.474 


39.724 


41.063 


42.358 


43.653 


44.948 


46.243 


48.877 


96 


33.60 


38.935 


40.212 


41.580 


42.902 


44.224 


45.547 


46.8'i9 


49.569 


97 


33.95 


39.397 


40.701 


42.098 


43.448 


44.798 


46.148 


47.418 


50.246 


98 


34.30 


39.861 


40.191 


42.617 


43.996 


45.374 


46.752 


48.131 


50.935 


99 


34.65 


40.325 


41.683 


43.139 


44.546 


45.952 


47.359 


48.766 


51.628 


100 


35.00 


40.791 


42.177 


43.662 


45.098 


46.533 


47.969 


49.404 


52.325 


101 


35.35 


41.258 


42.692 


44.187 


45.652 


47.116 


48.581 


50.045 


53.025 


102 


35.70 


41.726 


43.168 


44.714 


46.208 


47.701 


49.195 


50.689 


53.728 


103 


36.05 


42.196 


43.666 


45.242 


46.766 


48.289 


49.812 


51.336 


54.435 


104 


36.40 


42.666 


44.166 


45.773 


47.326 


48.879 


50.432 


51.985 


55.146 


105 


36.75 


43.138 


44.667 


46.305 


47.888 


49.471 


51.055 


52.638 


55.860 


106 


37.10 


43.611 


45.169 


46.838 


48.452 


50.066 


51.680 


53.294 


56.577 


107 


37.45 


44.085 


45.672 


47.374 


49.018 


50.663 


52.308 


53.952 


57.298 


108 


37.80 


44.560 


46.178 


47.911 


49.587 


51.262 


52.938 


54.631 


58.023 


109 


38.15 


45.036 


46.684 


48.450 


50.157 


51.864 


53.571 


55.278 


58.751 


110 


38.50 


45.514 


47.192 


48.991 


50.729 


52.468 


54.206 


55.945 


59.482 


111 


38.85 


45.992 


47.702 


49.533 


51.304 


53.074 


54.845 


58.615 


60.217 


112 


39.20 


46.472 


48.213 


50.078 


51.880 


53.683 


55.485 


57.288 


60.956 


113 


39.55 


46.953 


48.725 


50.624 


52.459 


54.294 


56.129 


57.964 


61.698 


114 


39.90 


47.435 


49.239 


51.171 


53.049 


54.907 


56.775 


58.643 


62.443 


115 


40.25 


47.919 


49.754 


51.721 


53.622 


55.523 


57.424 


59.325 


63.192 


116 


40.60 


48.403 


50.271 


52.272 


54.206 


56.141 


58.075 


60.009 


63.945 


117 


40.95 


48.889 


50.789 


52.825 


54.793 


56.761 


58.729 


60.697 


64.701 


118 


41.30 


49.376 


51.309 


53.380 


55.372 


57.383 


59.385 


61.387 


65.460 


119 


41.65 


49.864 


51.830 


53.936 


55.972 


58.008 


60.045 


62.081 


66.223 


120 


42.00 


50.353 


52.353 


54.495 


56.565 


58.636 


60.706 


62.777 


66.990 


121 


42.35 


50.944 


52.877 


55.055 


57.160 


59.265 


61.371 


63.476 


67.760 


122 


42.70 


51.335 


53.402 


55.616 


57.757 


59.897 


62.038 


64.178 


68.533 


123 


43.05 


51.828 


53.929 


56.180 


58.356 


60.531 


62.707 


64.883 


69.310 


124 


43.40 


52.322 


54.457 


56.745 


58.857 


61.168 


63.380 


65.591 


70.091 


125 


43.75 


52.817 


54.987 


57.312 


59.560 


61.807 


63.955 


66.302 


70.875 


126 


44.10 


53.313 


55.518 


57.981 


60.165 


62.448 


64.732 


67.016 


71.662 



WEBB S BEADY REFERENCE. 



29 



Building and Loan Stock. 





CONTINUATION 


OF THIRTY-FIVE CENT PAYMENTS. 




No 


Dues 


Div. 1 


Div. 


Div. 


Div. 


Div. 


Div. 


Div. 


Div. 


of 
Mo 


Paid 
44.45 


53.811 


@5% 
56.051 


@6% 


(cdlfo 


@8% 


(a)9% 


@10% 


@12% 


127 


58.451 


60.772 


63.092 


65.412 


| 67.732 


f 72.453 


128 


44.80 


54.309 


56 585 


59.024 


61.381 


63.738 


66.095 


68.452 


73.248 


129 


45.15 


54.^09 


57.121 


59.598 


61.992 


64.386 


66.780 


69.174 


74.046 


130 


45.5(> 


55.310 


57.658 


60.173 


62.605 


65.037 


67.468 


69.900 


74.847 


131 


45.85 


55.812 


58.196 


60.751 


63.220 


65.689 


68.159 


70.628 


75.652 


132 


46.20 


56.315 


58.736 


61.330 


63.837 


66.345 


68.852 


71.369 


76.461 


133 


46.55 


56.820 


59.278 


61.911 


64.457 


67.002 


69.548 


72.093 


77.273 


134 


46.90 


57.325 


59.820 


62.494 


65.078 


67.662 


70.246 


72.831 


78.088 


135 


47.25 


57.832 


60.365 


63.078 


65.701 


68.324 


70.947 


73.570 


78.907 


136 


47.60 


58.340 


60.911 


63.665 


66.327 


68.989 


71.651 


74.313 


79.730 


137 


47.95 


58.849 


61.458 


64.253 


66.954 


69.656 


72.357 


75.058 


80.556 


138 


48.30 


59.360 


62.006 


64.842 


67.584 


70.325 


73.066 


75.880 


81.385 


139 


48.65 


59.871 


62.556 


65.434 


68.215 


70.997 


73.778 


76.559 


82.218 


140 


49.00 


60.484 


63.108 


66.027 


68.849 


71.670 


74.492 


77.314 


83.055 


141 


49.35 


60.897 


63.661 


66.622 


69.484 


72.347 


75.209 


78.071 


83.895 


142 


49.70 


61.412 


64.315 


67.219 


70.122 


73.025 


75.928 


78.832 


84.738 


143 


50.05 


61.939 


64.771 


67.817 


70.762 


73.706 


76.650 


79.595 


85.585 


144 


50.40 


62.446 


65.329 


68.418 


71.403 


74.389 


77.375 


80.361 


86.436 


145 


50.75 


62.964 


65.888 


69.020 


72.047 


75.075 


78.102 


81.130 


87.290 


146 


51.10 


63.484 


66.448 


69.613 


72.693 


75.763 


78.832 


81.902 


88.147 


147 


51.45 


64.005 


67.009 


70.229 


73.341 


76.453 


79.565 


82.677 


89.008 


148 


51.80 


64.527 


67.573 


70.836 


73.991 


77.145 


80.300 


83.454 


89.872 


149 


52. In 


65.050 


68.137 


71.445 


74.643 


77.840 


81.038 


84.235 


90.741 


150 


52.50 


65.573 


68.703 


72.056 


75.297 


7^.537 


81.77c 


85.019 


91.612 


151 


52.85 


66.100 


69.HTI 


72.668 


75.953 


79.237 


82.521 


85.805 


92.487 


152 


53.20 


66.626 


69.840 


73.283 


76.611 


79.93Si 


83.267 


86.595 


93.366 


153 


53.55 


67.154 


70.460 


73.8% 


77.271 


80.643 


84.015 


87.387 


94.248 


154 


53.90 


67.683 


70.982 


74.516 


77.933 


81.349 


84.766 


88.182 


95.133 


155 


54.25 


68.213 


71.555 


75.13(5 


78.597 


82.058 


85.519 


88.980 


96.022 


156 


54.60 


68.745 


72.130 


75.757 


79.263 


82.769 


83.275 


89.781 


96.915 


157 


54.95 


69.277 


72.706 


76.380 


79.931 


83.483 


87.034 


90.585 


97.811 


158 


55.30 


69.811 


73.284 


77.005 


80.602 


84.198 


87.795 


91.392 


98.710 


159 


55.65 


70.346 


73.863 


77.631 


81.274 


84.917 


88.559 


92.202 


99.613 


160 


56.00 


70.882 


74.444 


78.260 


81.948 


85.637 


89.326 


93.015 


100.520 


161 


56.35 


71.419 


75.026 


78.890 


82.625 


86.360 


90.095 


93.830 




162 


56.70 


71.957 


75.609 


79.521 


83.303 


87.085 


90.867 


94.649 




163 


57.05 


72.497 


76.194 


80.155 


83.984 


87.8121 


91.641 


95.470 




164 


57.40 


73.038 


76.780 


80.790 


84.666 


88.5421 


92.418 


96.295 




165 


57.75 


73.580 


77.368 


81.427 


85.351 


89.274i 


93.198 


97.122 




166 


58.10 


74.123 


77.957 


82.066 


86.037 


90.009! 


93.980 


97.952 




167 


58.45 


74.667 


78.548 


82.706 


86.726 


90.746 


94.765 


98.785 




168 


58.80 


75.212 


79.140 


83.348 


87.417 


91.485 


95.553 


99.621 





30 



avebb's ready reference. 



Building and Loan Stock. 





CONTINUATION 


OF THIRTY-FIVE CENT PAYMENTS. 




Nu 


I?) ues 


Div. 


Div. 


Div. | 


Div. Div. 


Div. 


Div. 


Div 


of 
Mn 


^Hid 


@4% 


@5% 


(<x>6% @7% 


@8% 


(a)d% 


@10% 


@12% 


169 


59.15 


75.759 


79.734 


83.993 


88.109 


92.226 


96.343 


100.460; 


170 


59.50 


76.307 


80.329 


84.638 


88.804 


92.970 


97.136 


1 


171 


59.85 


76.855 


81.045 


85.286 


89.501 


93.716 


97.931 






172 


60.20 


77.406 


81.523 


85.935 


90.200 


94.464 


98.729 






173 


60.55 


77.957 


82.123 


86.f,86 


90.901 


95.215 


99.530 






174 


60.90 


78.509 


82.723 


87.239 


91.604 


95.968 


100.331 






175 


61.25 


79 063 


83.326 


87.893 


92.309 


96.724 








176 


61.60 


79.618 


83.930 


88.550 


93.016 


97.482 








177 


61.95 


80.183 


84.535 


89.208 


93.725 


98.242 








178 


62.30 


80.731 


85.141 


89.867 


94.436 


99.004 








179 


62.65 


81.2*>9 


85.749 


90.529 


95.149 


99.769 








180 


63.00 


81.84b 


86.359 


91.192 


95.864 


100.536 








181 


63.35 


82.409 


86.973 


91.857 


96.581 










182 


63 70 


82.971 


87.581 


92.524 


97.300 










183 


64.05 


83.534 


88.196 


93.192 


98.022 










184 


64.40 


84.098 


88.812 


93.862 


98.745 










185 


64.75 


84.663 


89.429 


94.535 


99.470 










186 


65.10 


85.229 


90.047 


95.208 


100.198 










187 


65.45 


85.797 


90.666 


95 884 












18H 


65.80 


86.366 


91.288 


96.561 












189 


66.15 


86.936 


91.910 


97.242 












190 


66.50 


87.507 


92.534 


97.921 












191 


66.85 


88.079 


93.160 


98.603 












192 


67.20 


88.653 


93.787 


99.288 












193 


67.55 


b9.227 


94.415 


99.974 












194 


67.90 


89.803 


95.045 


100.661 












195 


68.25 


90.380 


95.676 














196 


68.60 


90.958 


96.309 














197 


68.95 


91.53s 


96.943 














198 


69.30 


92.118 


97.579 














199 


69.65 


92.700 


98.216 














200 


70.00 


93.283 


98.855 














201 


70.35 


93.867 


99.495 














202 


70.70 


94.452 


100.136 














203 


71.05 


95.038 
















204 


71.40 


95.626 
















205 


71.75 


96.214 
















206 


72.10 


96.804 
















207 


72.45 


97.395 
















208 


72.80 


97.987 
















209 


73.15 


98.581 
















210 


73.50 


99.175 
















211 


73.85 


99.771 
















212 


74.20 


100.368 

















WEBB S HEADY REFERENCE. 



31 



Building and Loan Stock. 

Table showing amount paid and the withdrawal value in dol- 
lars, cents and mills from one month to maturity (par value $100) 
on one share of stock, payment 40 cents per month, paid at the 
end of each month, with "dividends at 4, 5. 6. 7. 8. 9, 10, and 12 %. 



No 


Dues 


Div. 


Div. 


Div. 


Div. 


Div. 


Div. 


Div. 


Div. 


of 
Mo 


Paid 
.40 


@4% 


@5% 


@6% 


@1% 


@8% 


(dd% 


@10% 


@12% 


1 


.400 


.400 


.400 


.400 


.400 


.400 


.400 


.400 


2 


.80 


.801 


.801 


.802 


.802 


.802 


.803 


.803 


.804 


3 


120 


1.203 


1.204 


1.206 


1.206 


1.207 


1.209 


1.209 


1.212 


4 


1.60 


1.607 


1.609 


1.612 


1.613 


1.715 


1.618 


1.619 


1.624 


5 


2.00 


2.013 


2.016 


2.020 


2.023 


2.026 


2.030 


2.033 


2.040 


6 


2.40 


2 419 


2.424 


2.430 


2.434 


2.439 


2.445 


2.449 


2.460 


7 


2.80 


2.827 


2.834 


2.842 


2.848 


2.859 


2.863 


2.869 


2.884 


8 


3.20 


3.237 


3 246 


3.256 


3.265 


3.274 


3.284 


3.293 


3.312 


9 


3.60 


3.647 


3.659 


3.672 


3.683 


3.695 


3.708 


3 719 


3.744 


10 


4.00 


4.059 


4.075 


4.090 


4.104 


4.119 


4.135 


4.149 


4.180 


11 


4.40 


4.473 


4 491 


4.510 


4.528 


4.546 


4.565 


4.583 


4.620 


12 


4.80 


4.887 


4.909 


4.932 


4.953 


4 975 


4.998 


5.019 


5.064 


13 


5.20 


5.303 


5 329 


5.356 


5.381 


5.407 


5.434 


5.459 


5.512 


14 


5.60 


5.721 


5. 751 


5.782 


5.812 


5.842 


5.873 


5.903 


5.964 


15 


6.00 


6.139 


6.174 


6.210 


6.244 


6.279 


6.315 


6.349 


6.420 


16 


6.40 


6.559 


6.599 


6.640 


6.679 


6.719 


6.760 


6 799 


6.880 


17 


6.80 


B.9fc0 


7.025 


7 072 


7.116 


7.161 


7.208 


7.252 


7 344 


18 


7.20 


7.403 


7 453 


7.506 


7.556 


7.606 


7.659 


7.709 


7.812 


19 


7.60 


7.827 


7.883 


7.942 


7.998 


8.054 


8.113 


8.169 


8.284 


20 


8.00 


8.252 


8.315 


8.380 


8.442 


8.505 


8.570 


8.612 


8.760 


21 


8.40 


8.679 


8 748 


8.820 






9.030 


9.099 


9.240 


22 


8.80 


9.107 


9.183 


9.262 


9.338 


9.414 


9.493 


9.569 


9.724 


23 


9.20 


9.536 


9.619 


9.706 


9.786 


9.872 


6.959 


10.042 


10 212 


24 


9.60 


9.967 


10.058 


10.152 


10.243 


10 334 


10.428 


10.519 


10.704 


25 


10.00 


10.399 


10.498 


10.600 


10.699 


10.7! 8 


10.900 


10.999 


11.200 


2(3 


10.40 


10.832 


10.939 


11.050 


11.157 


11.264 


11.375 


11482 


11.700 


27 


10.80 


11.266 


11.372 


11.502 


11.617 


11.733 


11.853 


11.968 


12.204 


28 


11.20 


11.702 


11.827 


11.956 


12.080 


12.205 


12 334 


12.458 


12.712 


29 


11.60 


12.139 


12.273 


12.412 


12.545 


12.679 


12.818 


12.951 


13.224 


30 


12.00 


12.578 


12.722 


12.870 


13 013 


13.157 


13.301 


13.448 


13.740 


31 


12.40 


13.018 


13.171 


13.330 


13.483 


13.636 


13.795 


13.948 


14 260 


32 


12 80 


13.459 


13.623 


13.792 


13.955 


14.119 


14.288 


14.441 


14.784 


33 


13 20 


13.902 


14.076 


14 256 


14.430 


14.604 


14 784 


14.758 


15.312 


34 


13 60 


14.346 


14.531 


14.722 


15.907 


15.092 


15.283 


15.468 


15.844 


35 


14.00 


14.791 


14.987 


15.190 


15.375 


15.582 


15.785 


15.981 


16.380 


36 


14.40 


15 237 


15.445 


15.660 


15.867 


16.075 


16.290 


16.497 


16 920 


37 


14.80 


15 685 


15.905 


16.132 


16.351 


16.571 


16.798 


17.017 


17.464 


38 


15.20 


16.134 


16.366 


16.606 


16.837 


17.069 


17.309 


17.540 


19.012 


39 


15.60 


16.585 


16.830 


17.082 


17.326 


17 571 


17.823 


18.067 


18.564 


40 


16.00 


17.037 


17.294 


17.560 


17.817 


18.074 


18.340 


18.597 


18.120 


41 


16.40 


17.490 


17.761 


18 040 


18.310 


18.581 


18.860 


19.130 


19.680 


42 


16.80 


17.945 


18.229 


18.522 


18.806 


19.090 


19 383 


19.667 


20 244 



32 



avebb's ready reference. 



Building and Loan Stock. 



CONTINUATION OF FORTY CENT PAYMENTS. 



Nfi 


k)ues | Div. 


Div. 


Div. 


Div. 


Div. 


Div. 


Div. 


Div 


of 
M«. 


^aid j @4% 


@5% 


(a)6% 


@7% 


@8% 


@9% 


@10% 


@12% 


43 


17.20 


18.400 


18.698 


19.006 


19.303 


19.601 


19.909 


20.106 


20.812 


44 


17.60 


18 858 


19.170 


19.492 


19.804 


20.116 


20 438 


20 750 


21384 


45 


18.00 


19 316 


19.643 


19.980 


20 306 


20.633 


20.970 


21.296 


21.960 


46 


18.40 


19.776 


20.118 


20.470 


20.811 


21.153 


21.505 


21.846 


22.540 


47 


18.80 


20.237 


20.594 


20.962 


21.318 


21.675 


22.043 


22.399 


23.124 


48 


19.20 


20.700 


21.072 


21.456 


21.828 


22.200 


22.584 


22.956 


23.712 


49 


19.60 


21.164 


21.552 


21.952 


22.340 


22.728 


23.128 


23.516 


24.304 


50 


20.00 


21.621 


22.033 


22.450 


22.854 


23.258 


23.675 


24.079 


24.900 


51 


20.40 


22.095 


22.516 


22.950 


23.370 


23.791 


24.225 


24.645 


25.500 


52 


20.80 


22.563 


23.001 


23.452 


23.889 


24.327 


24.778 


25.215 


26.104 


53 


21.20 


23.031 


23.487 


23.956 


24.410 


24.865 


25.334 


25.788 


26.712 


54 


21.60 


23.503 


23.975 


24.462 


24.934 


25.406 


25.893 


26.365 


27.324 


55 


22.00 


23.975 


24.465 


24.970 


25.460 


25.950 


26.455 


26.945 


27.940 


56 


22.40 


24.448 


24.956 


25.480 


25.988 


26.496 


27.020 


27.528 


28.560 


57 


22.80 


24.921 


25.449 


25.992 


26.518 


27.045 


27.580 


28.114 


29.184 


0$ 


23.20 


25.398 


25.943 


26.506 


27.051 


27.596 


28.159 


28.704 


19.812 


59 


23.60 


25.875 


26.440 


27.022 


27.586 


28.151 


28.733 


29.297 


30.444 


60 


24.00 


26.354 


26.938 


27.540 


28.124 


28.708 


29.310 


29.894 


31.080 


61 


24.40 


26.833 


27.437 


28.060 


28.663 


29.267 


29.890 


30.493 


31.720 


6- 


24.80 


27.315 


27.939 


28.582 


29.206 


29.830 


30.473 


31.097 


32.364 


63 


25.10 


27.797 


28.-141 


19.106 


29.750 


30.394 


31.059 


31.703 


33.012 


64 


25.60 


28.281 


28.946 


29.632 


30.297 


30.962 


31.648 


32.313 


33.664 


(10 


26.00 


28.766 


29.451 


30.160 


30.846 


31.531 


32.240 


32.916 


34.320 


66 


26.40 


29.252 


29.960 


30.690 


31.397 


32.105 


32.835 


33.542 


34.980 


67 


26.80 


29.740 


30.470 


31.222 


31.951 


32.681 


33.433 


34.162 


35.644 


68 


27.20 


30.22S 


30.971 


31.756 


32.507 


33.259 


34.034 


34.785 


36.312 


6^ 


27.60 


30.720 


31.494 


32.292 


33.066 


33.840 


34.638 


35.412 


36.984 


70 


28.00 


31.211 


32.008 


32.830 


33.626 


34.423 


35.245 


36.041 


37.660 


71 


28.40 


31.705 


32.525 


33.370 


34.190 


35.010 


3d. Sod 


36.675 


38.340 


72 


28.80 


32.199 


33.042 


33.912 


34.755 


35.598 


36.468 


37.311 


39.024 


73 


29.20 


32.695 


33.562 


34.456 


35.323 


36.190 


37.088 


37.945 


39.712 


74 


29.60 


33.192 


34.083 


35.002 


35.893 


36.784 


37.703 


38.594 


40.404 


75 


30.00 


33.690 


34.606 


35. 550 


36.465 


37.381 


38.325 


39 240 


41.100 


76 


30.40 


34 190 


35.131 


36.100 


37.040 


37.981 


38.950 


39 890 


41.800 


77 


30 80 


34.691 


35.657 


36.652 


37.617 


38.583 


39.578 


40.543 


42.504 


78 


31.20 


35.193 


36 184 


37.206 


38.196 


39.187 


40.201 


41.199 


43.212 


79 


31.60 


35.697 


36.714 


37.762 


38.778 


39.795 


40.843 


41.859 


43.924 


80 


32.00 


36 202 


37.245 


38.320 


39.362 


40.405 


41.480 


42.522 


44 640 


81 


32.40 


36.709 


37.778 


38 880 


39.949 


41.018 


42.120 


43.189 


45.360 


82 


32.80 


37.216 


38.312 


39.442 


40.537 


41.633 


42.763 


43.858 


46.084 


83 


33.20 


37.735 


38.848 


40.006 


41.128 


42.251 


43.409 


44.531 


46.812 


84 


33.60 


38.236 


39.386 


40.5721 


41.722 


42.872 


44.058 


45.208 


47.544 



AVEBB S READY REFERENCE. 



33 



Building and Loan Stock. 



CONTINUATION" OF FORTY CENT PAYMENTS. 



N £lDues 1 Div. 


Div. 


Div. 

@6% 


Div. 

(a~ c c 


Div. 


Div. 
@9% 


Div. 
@10% 



Div. 

@12% 



85|34.00 



86 
87 
88 
89 



134.40 
' 34.80 
I 35.20 
> 35.60 
9036.00 

91 36.40 

92 36.80 

93 37.20 

94 37. HO 

9638.40 

97 38.80 



100 
101 
102 
103 



i 39.60 
140.00 
40.40 
\ 40.80 
5 41.20 

104 41.60 

105 42.00 
I OH 42.4«i 
107142.80 



108 
109 



43.20 
43.60 
11044.00 

111 44.40 

112 44. so 
11345.20 



114 
115 

116 
117 



119 
120 
121 



45.60 
46.00 
46.40 
46.80 



11847.20 



47.60 
48.00 
48.40 
12248.80 

123 49.20 



124 
125 
126 



49.60 
50.00 
50.40 



38.748! 

39.261 

39.775 

40.291 

40.808 

41.326 

41.8461 

42.367 

42.889i 

43.413 

43.938 

44.464 

44.992 

45.521! 

46.051 

46.583 

47.116 

48.186 
48.723 
49.261 
49.801 
50.342 
50.884 
51.42* 
51.937 
52.519 
53.067 
53.616 
54.166 
54.718 
55.271 
55.825 
56.380 
56.937 
57.496 
58.055 
58.616 
59.178 
59.742 
60.297 
60.873 



39.926 
40.467 
41.010 
41.554 
42.100 
42.648 
43.197 
43.748 
44.301 
44.855 
45.411 
45.969 
46.528 
47.089 
47.652 
48.217 
48.783 
49.350 
49.919 
50.489 
51.063 
51.637 
52.213 
52 791 
53.370 
53.951 
54.534 
55.118 
55.704 
56.292 
56.881 
57.472 
58.064 
58.658 
59.254 
59.852 
60.451 
61.052 
61.654 
62.259 
62.865 
63.472 



41.140 
41.710 
42.282 
42.856 
43.432 
44.010! 
44.590 
45.172 
45.756 
46.342 
46.930 
47.520 
48.112 
48.706 
49.302 
49.900 
50.40') 
51.102 
51.706 
52.312 
52.920: 
53.530 
54.142 
54.756 
55.372 
55.990 
56.610 
57 232 
57.856 
58.482! 
59.110 
59.740 
60.372 
61.006 
61.642 
62.280 
62.920 
63.562 
64.206 
64.852 
65.500 
66.150 



42.318 
42.916 
43.516 ! 
44.119 
44.724 
45.331 
45.941 
46.553 
47.167 
47.784 
48.403 
49.024 
49.648: 
50.274 
50.902 

52.166 

52.801 
53.439 

54.079 
54.721 
55.366 
56.013 
56.662 
57.314 
57.968 
58.624 
59.283 
59.944 
60.607 
61.273 
61.941 
62.611 
63.283 
63.95S 
64.636 
65.315 
65.9971 
66.681 1 
67.368i 
68.0571 
68.748; 



43.496i 

44.122 

44.751 

45.372 

46.016 

46.653 

47.29: 

47.934 

48.579 

49.226 

49.876 

50.529 

51.184 

51.842 

52.503 

53.167 

53.833 

54.501 

55.172 

55.846 

56.523 

57.20J 

57.884 

58.569 

59.256 

59.946 

60.639 

61.334 

62.032 

62.733 

63.436 

64.142 

64.850 

65.561 

66.275 

66.992 

67.711 

68.4^3 

69.157 

69.882! 



70.615 
71.347 



44.710 
45.365 
46.025 
46.681 
47.348 
48.015 
48.685 
49.358 
50.034 
50.713 
51.395 
52.080 
52.768 
53.459 
54.153 
54.850 
55.550 
56.253 
56.959 
57.668 
58.380 
59.095 
49.813 
60.534 
61.258 
61.985 
62.715 
63.44S 
64.184 
64.923 
65.665 
66.410 
67.158 
67.909 
68.663 
69.420 
70.180 
70.943 
71.709 
72.478 
73.250 
74.025 



45.888 

46.571 

47.257 

47.947 

48.640 

49.336 

50.036 

50.741 

51.445 

52.155 

52.868 

53.584 1 

54.304: 

55.027 

55.753 

56.483 

57.216! 

57.952 

58.692 

59.435 

60.181 

60.931 

61.684 

62.440 

63.200 

63.963 

64.729 

65.499 

66.272 

67.048 

67.828 

68 611! 

69.397 

70.186! 

70.979 

71.776 

72.575 

73.378 

74.184 

74.994 

75.807 

76 623 



48.280 

49.020 

49.764 

50.512 

51.264 

52.020 

52.780 

53.544 

54.312 

55.084 

55.860 

56.640 

57.424 

58.212 

59.004 

59.800 

60.600 

61.404 

62.212 

63.024 

63.840 

64.660 

65.484 

66.312 

67. J 44 

67.980 

68.820 

69.664 

70.512 

71.364 

72.220 

73.080 

73.944 

74.812 

75.684 

76.560 

77.440 

78.324 

79.212 

80.104 

81.000 

81.900 



34 



avebb's ready reference. 



Building and Loan Stock. 



CONTINUATION OF FORTY CENT PAYMENTS. 



N«> 


Dues 


Div. 


Div. 


Div. 


Div. 


Div. 


Div. 


Div. 


Div. 


of 

Mn 


Maid 


@4% 


@5% 


(M% 


@7% 


(d}8% 


@9% 


@10% 


@12* 


127 


50.80 


61.441 


64.081 


66.800 


69.442 


72.082 


74.803 


77.443 


82.804 


128 


51.20 


62.010 


64.692 


67.456 


70.138 


72.820 


75.584 


78.266 


83.712 


129 


51.60 


62.580 


65.304 


68.112 


70.836 


73.560 


76.368 


79.092 


84.624 


130 


52.00 


63.152 


65.929 


68.770 


71.537 


74.304 


77.155 


79.922 


85.540 


131 


52.40 


63.724 


66.534 


69.430 


72.239 


75.049 


77.945 


80.754 


86.460 


132 


52.80 


64.299 


67.152 


70.920 


72.945 


75.798 


78.738 


81.591 


87.384 


133 


53.20 


64.874 


67.771 


70.756 


73.652 


76.549 


79.534 


82.430 


88.312 


134 


53.60 


65.451 


68.392 


71.422 


74.362 


77.303 


80.333 


83.273 


89.244 


135 


54.00 


66.029 


69.014 


72.090 


75.074 


78.159 


81.135 


84.119 


90.180 


136 


54.40 


66.609 


69.638 


72.760 


75.789 


78 818 


81.940 


84.969 


91.120 


137 


54.80 


67.190 


70.264 


73.432 


76.506 


79.580 


82.784 


85.822 


92.064 


138 


55.20 


67.772 


70.891 


74.106 


77.225 


80.344 


83.559 


86.678 


93.012 


139 


55.60 


68.356 


71.521 


74.782 


77.947 


81.112 


84.373 


87.538 


93.964 


140 


56.00 


68.940 


72.151 


75.460 


78.670 


81.881 


85.190 


88.400 


94.920 


141 


56.40 


69.527 


72.784 


76.140 


79.397 


82.654 


86.010 


89.267 


95.880 


142 


56.80 


70.114 


73.418 


76.822 


80.125 


83.429 


86.833 


90.136 


96.844 


143 


57.20 


70.703 


74.053 


77.506 


80.856 


84.206 


87.659 


91.009 


97.812 


144 


57.60 


71.293 


74.691 


78.192 


81.589 


84.987 


88.488 


91.885 


98.784 


145 


58.00 


71.885 


75.330 


78.880 


82.325 


85.670 


89.320 


92.765 


99.760 


146 


58.40 


72.478 


75.971 


79.570 


83.063 


86.556 


90.155 


93.648 


100.740 


147 


58.80 


73.072 


76.613 


80.262 


83.803 


87.344 


90.993 


94,534 




148 


59.20 


73.667 


77.257 


80 956 


84.545 


88.135 


91.834 


95.423 




149 


59.60 


74.264 


77.903 


81.652 


85.290 


88.929 


92.678 


96.316 




150 


60.00 


74.862 


78.550 


82.350 


86.037 


89.725 


93.552 


97.212 




151 


60.40 


75.462 


79.199 


83 050 


86.787 


90 524 


94.375 


98.112 




152 


60.80 


76.063 


79.850 


83.752 


87.539 


91.326 


95.228 


99.015 




153 


6120 


76.665 


80.502 


84.456 


88.293 


92.130 


96.084 


99.921 




154 


61.60 


77.268 


81.156 


85.162 


89.049 


92.937 


96.943 


100.830 




155 


62.00 


77.873 


81.822 


85.870 


89.808 


93.847 


97.805 






156 


62.40 


78.479 


82.469 


86.580 


90.569 


94.559 


98.670 






157 


62.80 


79.087 


83.128 


87.292 


91.333 


95.374 


99.538 






158 


63.20 


79.695 


83.788 


88.006 


92.098 


96.191 


100.409 






159 


63.60 


80 306 


84.451 


88.722 


92.867 


97.012 








160 


64.00 


80.917 


85.115 


89.440 


93.637 


97.835 








161 


64.40 


81.530 


85.780 


90.160 


94.410 


98.660 








162 


64.80 


82.144 


86.448 


90 882 


95.185 


99.489 








163 


65.20 


82.759 


87.116 


91.606 


95.962 


100.319 








164 


65.60 


83.376 


87.787 


92.332 


96.742 










165 


66.00 


83.994 


88.459 


93.060 


97.524 










166 


66.40 


84.604 


89 133 


93.790 


98.309 










167 


66.80 


85.235 


89.809 


94.520 


99.096 










168 


67.20 


85.857 


90.486 


95.256 


99.885 











WEBB S READY REFERENCE. 



35 



Building and Loan Stock, 







CONTINUATION OF FORTY CENT PAYMENTS. 




No |Dues 


Div. 


Div. 


Div. 


Div. 


Div. 


Div. 


Div. 


Div. 


of 

Mo| 

169 


Paid 


@4% 


@5% 


@6% 


@7% 


(cdS% 


@9% 


@10% 


@12% 


67.60 


86.480, 91.165, 95.992100.676 








■ 


170'68.00 


87.105 


91.845 


| 96.730 












171 


68.40 


87.731 


92.528 


97.470 












172 


68.80 


88.358 


93.211 


1 98.212 












173 


69.20 


88.987 


93.897 


1 98.956 












171 


69.60 


89.617 


94.584 


' 99.702 












175 


70.00 


90.249 


95.273 


100.450 












176 


70.40 


90.882 


95.964 














177 


70.80 


91.516 


96.656 














178 


71.20 


92.151 


97.349 














179 


71.60 


92.788 


98.045 














180 


72.00 


93.426 98.742 














181 


72.40 


94.065 


99.441 














182 
183 

184 


72.80 
73.20 
73.60 


94.706 
95.348 
95.991 


100.141 














185 


74.00 


96.636 
















186 

187 


74.40 

74.80 


97.282 
97.929 
















188 
189 


75.20 
75.60 


98.578 
99.228 
















190 
191 


76.00 
76.40 


99.880 
100.532 

















36 



WEBB'S READY REFERENCE. 



Building and Loan Stock. 

Table showing amount paid and the withdrawal value in dol- 
lars, cents and mills from one month to maturity (par value $100) 
on one share of stock, payment 50 cents per month, paid at the 
end of each month, with dividends at 4. 5. 6, 7. 8. 9. 10. and 12 %. 



No 


b)ues 


Div. 


Div. 


Div. 


Div. 


Div. 


Div. 


Div. 


Div. 


of 
Mo 


Paid 


@4% 


@5% 


(d>6% 


@7% 


(aS% 


(M% 


@10% 


@12% 


1 


.50 


.500 


.500 


.500 


.500 


.500 


.500 


.500 


.500 


2 


1.00 


1.001 


1.002 


1.002 


1.002 


1.003 


1.003 


1.004 


1.005 


3 


1.50 


1.504 


1.506 


,1.507 


1.508 


1.509 


1.511 


1.512 


1.515 


4 


2.00 


2.009 


2.012 


2.015 


2.017 


2.019 


2.022 


2.024 


2.030 


5 


2.50 


2.516 


2.520 


2.525 


2.529 


2.533 


2.537 


2.541 


2.550 


6 


3.00 


3.024 


3.031 


3.037 


3.043 


3.049 


3.056 


3.062 


3.075 


« 


3.50 


3.534 


3.543 


3.552 


3.561 


3.569 


3.578 


3.587 


3.605 


8 


4.00 


4.046 


4.058 


4.070 


4.081 


4.093 


4.105 


4.116 


4.140 


9 


4.50 


4.559 


4.574 


4.590 


4.604 


4.619 


4.635 


4.649 


4.680 


10 


5.00 


5.074 


5.093 


5.112 


5.130 


5.149 


5.168 


5.187 


5.225 


11 


5.50 


5.591 


5.614 


5.637 


5.660 


5.683 


5.706 


5.728 


5.775 


12 


6.00 


6.109 


6.137 


6.165 


6.192 


6.219 


6.247 


6.264 


6.330 


13 


6.50 


6.629 


6.662 


6.695 


6.728 


6.759 


6.792 


6.81-1 


6.890 


14 


7.00 


7.151 


7.189 


7.227 


7.264 


7.303 


7.341 


7.378 


7.455 


15 


7.50 


7.674 


7.718 


7.762 


7.805 


7.849 


7.893 


7.936 


8.025 


16 


8.00 


8.199 


8.249 


8.300 


8.349 


8.399 


8.450 


8.499 


8.600 


17 


8.50 


8.725 


8.782 


8.840 


8.895 


8.952 


9.009 


9.065 


9.180 


18 


9.00 


9.253 


9.318 


9.382 


9.445 


9.509 


9.563 


9.636 


9.760 


19 


9.50 


9.783 


9.855 


9.927 


9.997 


10.069 


10.141 


10.211 


10.355 


20 


10.00 


10.315 


10.395 


10.475 


10.552 


10.612 


10.712 


10.789 


10.950 


21 


10.50 


10.848 


10.936 


11.025 


11.111 


11.199 


11.287 


11.373 


11.550 


22 


11.00 


11.383 


11.480 


11.577 


11.672 


11.769 


11.866 


11.960 


12.150 


23 


11.50 


11.919 


12.026 


12.132 


12.236 


12.342 


12.448 


12.542 


12.765 


24 


12.00 


12.458 


12.574 


12.690 


12.803 


12.919 


l:s.034 


13.148 


13.380 


2o 


12.50 


12.998 


13.124 


13.250 


13.373 


13.499 


13.625 


13.748 


14.000 


26 


13.00 


13.539 


13.676 


13.812 


13.945 


14.082 


14.218 


14.352 


14.625 


27 


13.50 


14.082 


14.230 


14.377 


14.521 


14.668 


14.816 


14.960 


15.255 


28 


14.00 


14.627 


14.786 


14.945 


15.099 


15.258 


15.421 


15.572 


15.890 


29 


14.50 


15.173 


15.344 


15.516 


15.681 


15.851 


16.022 


16.188 


16.530 


30 


15.00 


15.722 


15 904 


16.087 


16.265 


16.448 


16.631 


16.809 


17.175 


31 


15.50 


16.271 


16.467 


16.662 


16.854 


17.048 


17.243 


17.434 


17.825 


32 


16.00 


16.823 


17.051 


17.240 


17 443 


17.641 


17.860 


18.063 


18.480 


33 


16.50 


17.376 


17.598 


17 820 


18.036 


18.258 


18.480 


18.696 


19.140 


34 


17.00 


17.931 


18.166 


18.402 


18.632 


18.868 


19.103 


19.333 


19.805 


35 


17.50 


18.487 


18.737 


18.987 


19.231 


19.4*1 


19.731 


19.975 


20.475 


36 


18.00 


19.045 


19.310 


19.575 


19.833 


20.097 


20.362 


20.620 


21.150 


37 


18.50 


19.605 


19.885 


20.165 


20.438 


20.717 


20.997 


21.280 


21.830 


38 


19.00 


20.166 


20.462 


20.757 


21.045 


21.840 


21.636 


21.924 


22.515 


39 


19.50 


20 730 


21.041 


21.352 


21.656 


21.967 


22.278 


22.582 


23.205 


40 


20.00 


21.294 


21.622 


21.950 


22.269 


22.597 


22.925 


23.244 


23.900 


41 


20.50 


21.861 


22.205 


22.550 


22.886 


23.230 


23.575 


23.911 


24.600 


42 


21.00 


22.429 


22.790 


23.152 


23.505 


23.867 


24.228 


24.581 


25.305 



AVEBB S READY REFERENCE. 



Building and Loan Stock. 



CONTINUATION OF FIFTY CENT PAYMENTS. 



No 


Dues 


Div. 


Div. 


I Div. 


Div. 


Div. 


Div. 


Div. 


Div. 


of 
Mo 


Paid 


@4% 


(d)5fc 


@6% 


@7% 


(a)8% 


@9% 


@10% 


@12% 


43 


21.50 


22.998 


23.378 


23.757 


24.127 


24.506 


24.886 


25.256 


26.015 


44 


22.00 


23.570 


23.967 


24.365 


21.752 


25.150 


25.577 


25.935 


26.730 


45 


22.50 


24.140 


24.559 


24.975 


25.390 


25.796 


26.212 


26.618 


27.450 


46 


23.00 


24.718 


25.152 


25.587 


26.011 


26.446 


26.881 


27.305 


28.175 


47 


23.50 


25.294 


25.748 


26.202 


26.665 


27.099 


27.551 


27.996 


28.905 


48 


24.00 


25.872 


26.346 


26.820 


27.282 


27.756 


28.229 


28.692 


29.640 


49 


24.50 


26.452 


26.946 


27.440 


27.922 


28.416 


28.910 


29.392 


30.380 


50 


25.00 


27.033 


27.548 


28.062 


28.564 


29.079 


29.593 


30.096 


31.125 


51 


25.50 


27.616 


28.152 


28.687 


29.210 


29.715 


30 281 


30.804 


31.875 


52 


26.00 


28.201 


28.758 


29.315 


29.858 


30.415 


30.970 


31.516 


32.630 


53 


26.50 


28.787 


29.366 


29 945 


30.509 


31.088 


31.671 


32.224 


33.390 


54 


27.00 


29.375 


29.976 


30.577 


31.164 


31.765 


32.366 


32.925 


34.155 


55 


27.50 


29.965 


30.588 


31.212 


31.821 


32.445 


33.068 


33.677 


34.925 


56 


28.00 


30.556 


31.203 


31.850 


32 4S1 1 


33.128 


33.775 


34.906 


35.700 


57 


28.50 


31.149 


31.819 


32.490 


33.244 


33.^14 


34.485 


35.139 


36.480 


58 


29.00 


31.743 


32.438 


33.132 


33.810 


34.504 


35.198 


35.876 


37.265 


59 


29.50 


32.340 


33.058 


33.777 


34.479 


35.197 


35.916 


36.617 


38.055 


60 


30.00 


32.938 


33.681 


34 425 


35.150 


35.894 


36.637 


37.363 


38.850 


61 


30.50 


33.537 


34.306 


35.075 


35.825 


36.593 


37.362 


38.112 


39.650 


62 


31.00 


34.139 


34.933 


35.727 


36.502 


37.297 


38.091 


38.866 


40.455 


63 


31.50 


34.741 


35.562 


36.382 


37.183 


38.003 


38.823 


39.624 


41.265 


64 


32.00 


35.346 


36.193 


37.040 


37 866 


38.713 


39.560 


40.386 


42.080 


65 


32.50 


35.952 


36.826 


37.700 


38.552 


39.426 


40.300 


41.152 


42.900 


66 


33.00 


36.560 


37.461 


38.362 


39.241 


40.142 


41.043 


41.923 


43.725 


67 


33.50 


37.170 


38.098 


39 027 


39.934 


40.862 


41.791 


42 697 


44.555 


68 


34.00 


37 771 


38.736 


39.695 


40 628 


41.585 


42.542 


43.476 


45.390 


69 


34.50 


38.394 


39.371 


40.365 


41.326 


42.312 


43.297 


44.259 


46.230 


70 


35.00 


39.008 


40.023 


41.037 


42.027 


43.041 


44.056 


45.046 


47.075 


71 


35.50 


39.625 


40.668 


41.712 


42.731 


43.775 


44.818 


45.837 


47.925 


72 


36.00 


40.242 


41.316 


42.390 


43.437 


44.511 


4o.oSo 


46.632 


48.780 


73 


36.50 


40.862 


41.966 


43.070 


44.147 


45.245 


46.355 


47.432 


79.640 


74 


37.00 


41.483 


42.618 


43.752 


44 859 


45.994 


47.128 


48.236 


50.505 


75 


37.50 


42.106 


43.272 


44.437 


45.575 


46.740 


47.796 


49.044 


51.375 


76 


38.00 


42.731 


43.928 


45.125 


46.293 


47.490 


48.687 


49.856 


52.250 


77 


38.50 


43.357 


44.586 


45.815 


47.014 


48.243 


49.462 


50.672 


53.130 


78 


39.00 


43.984 


45.246 


46.507 


47.738 


48.999 


50.261 


51.492 


54.015 


79 


39.50 


44.614 


45.908 


47.202 


48.465 


49.759 


51.053 


52.316 


54.905 


80 


40.00 


45.245 


46.572 


47.900 


49.195 


50.522 


51.850 


53.145 


55.800 


81 


40.50 


45.788 


47.239 


48 600 


49.928 


51.289 


52.650 


53.978 


56.700 


82 


41.00 


46.512 


47.907 


49.302 


50.664 


52.058 


53.453 


54.815 


57.605 


83 


41.50 


47.148 


48.578 


50.007 


51.402 


52.831 


54.261 


55.656 


58.515 


84 


42.00 


47.786 


49.250 


50.716 


52.144' 53.608 


55.072 


56.601 


59.430 



38 



WEBB'S READY REFERENCE. 



Building and Loan Stock. 



CONTINUATION OF FIFTY CENT PAY3IENTS. 



No 


Dues 


Div. 


Div. 


Div. 


Div. 


Div. 


Div. 


Div. 


Div. 


of 


Paid 


@4% 


(a)5% 


(cbW/e 


@7% 


(o)8% 


@9% 


@10% 


@12% 


85 


42.50 


48.426 


49.925 


51.425 


52.888 


f 54.388 


55.887 


57.351 


60.350 


86 


43.00 


49.067 


50.602 


52 137 


53.636 


55.171 


56.708 


58.204 


61.275 


87 


43.50 


49.710 


51.281 


52.852 


54.386 


55.957 


57.528 


59.062 


62.205 


88 


44.00 


50.354 


51.962 


53.570 


55.139 


56.747 


58.355 


59.924 


63.140 


89 


44.50 


51.000 


52.645 


54.290 


oo.SQd 


57 540 


59.185 


60.800 


64.080 


90 


45.00 


51.648 


53.330 


55.012 


56.654 


58 336 


60.028 


61.660 


65.025 


91 


45.50 


52.297 


54.017 


55 737 


57.416 


59.136 


60.856 


62.535 


65.975 


92 


46.00 


52.948 


54.706 


56.465 


58.181 


59.941 


61.697 


63.413 


66.930 


93 


46.50 


53.601 


55.398 


57.195 


58.947 


60.755 


62.542 


64.296 


67.890 


94 


47.00 


54.255 


56.091 


57.927 


59 709 


61.555 


63.381 


65 183 


68.835 


95 


47.50 


54.911 


56.787 


58.662 


60.493 


62.368 


64.243 


66.074 


69.825 


96 


48.00 


55.569 


57.484 


59.400 


61.269 


63.184 


65.100 


66.969 


70.800 


97 


48.50 


56.228 


58.184 


60.140 


62.048 


64.004 


65.960 


67.868 


71.780 


98 


49.00 


56.889 


58.886 


60.882 


62.831 


64.827 


66.823 


68.772 


72.765 


99 


49.50 


57.552 


59.590 


61.627 


63.616 


65 653 


67.691 


69.680 


73. 755 


100 


50.00 


58.217 


60.296 


62.375 


64.404 


66.483 


68.562 


70.592 


74.750 


101 


50.50 


58.883 


61.004 


63.125 


65.195 


67.316 


69.437 


71.508 


75.750 


102 


51.00 


59.550 


61.714 


63.877 


65.989 


68.152 


70.316 


72 428 


76 755 


103 


51.50 


60.219 


62 426 


64.633 


66.786 


68.992 


71.198 


73 352 


77.765 


104 


52.00 


60.889 


63.140 


65.390 


67 585 


69 835 


72.085 


74.280 


78.780 


105 


52.50 


61.563 


63.856 


66.150 


68.386 


70.681 


73.175 


75.213 


79.800 


106 


53.00 


62.237 


64.575 


66.912 


69.194 


71.531 


73.868 


76.150 


80.825 


107 


53.50 


62.913 


65.295 


67.677 


70.002 


72.384 


74.766 


77.091 


81.855 


108 


54.00 


63.591 


66.018 


68.445 


70 813 


73.240 


75.667 


78.036 


82.890 


109 


54.50 


64.270 


66.742 


69.215 


71.628 


74.100 


76 562 


78.985 


83.930 


110 


55.00 


64.951 


67.469 


69.987 


72.445 


74 963 


77.481 


79.939 


84.975 


111 


55.50 


65.634 


68.198 


70.762 


73.265 


75.829 


78.393 


80.896 


86.025 


112 


56.00 


66.318 


68.929 


71.540 


74.088 


76.699 


79.310 


81.858 


87.080 


113 


56.50 


67.004 


69.662 


72.320 


74.914 


77.572 


80.230 


82.824 


88.140 


114 


57.00 


67.692 


70.397 


73.102 


75.743 


78.448 


81.153 


83.794 


89.205 


115 


57.50 


68.381 


71.134 


73.887 


76.575 


79.328 


82.071 


84.768 


90.275 


116 


58.00 


69.072 


71.873 


74.675 


77.409 


80.211 


83.012 


85.747 


91.350 


117 


58.50 


69.764 


72.614 


75.465 


78.247 


81.097 


83.947 


86.729 


92.430 


118 


59.00 


70.458 


73.358 


76.257 


79.087 


81.986 


84 886 


87.716 


93.415 


119 


59.50 


71.154 


74.103 


77.052 


79.931 


82.879 


85.828 


88 707 


94.605 


120 


60.00 


71.852 


74.851 


77.850 


80.777 


83.776 


86.775 


89.702 


95.700 


121 


60.50 


72.551 


75.600 


78.660 


81.626 


84 675 


87.725 


90.701 


96.800 


122 


61.00 


72.252 


76.352 


79.452 


82.478 


85.578 


88.678 


91.704 


97.905 


123 


61.50 


73.954 


77.106 


80.257 


83.333 


86 484 


89.636 


92.712 


99.015 


124 


62.00 


74.659 


77.862 


81.065 


84.191 


87.394 


90.597 


93.724 


100.130 


125 


62.50 


75.365 


78.620 


81.875 


85.052 


88.307 


91.062 


94.740 




126 


63.00 


76.072 


79.380 


82.687 


85.916 


89.223 


92.531) 95.760 





AYEBB S READY REFERENCE. 



39 



Building and Loan Stock. 







CONTINUATION OF FIFTY CENT PAYMENTS. 




N J Dues 


Div. 


Div. 


Div. 


Div. 


Div. 


Div. 


Div. 


Div. 


of 

Mo 


Paid 


(aVr 


@5% 


(a 6 % 


@7% 


@8% 


@9% 


@10% 


@12% 


127 


63.50 


76 781 


80. 142 ' 83.502 


86.782 90.143 


93.503 


96.784 




128 


H4.ni) 


77.492 


80.906 


84.320 87.652 91.066 94.480 


97.812 




129 


64.50 


78.204 


B1.672 


85.140 88.524 91.992 95.460 


98.844 




130 


65.00 


78.929 


82.441 


85.962 89.400 92.922 96.443 


99.881 




131 


65.50 


79.634 


83.211 


86.787, 90.2781 93 854 97.431 


100.922 




132 




80.352 


83.983 


87.615 91.169 94.791 98.422 






133 


66.50 


81.071 


84.756 


--.445 92.043 95.730 99.417 






131 


67.00 


81.792 


85.534 


89.277 92.931 96.673100.416 






135 


67.50 


82.514 


86 313 


90.112 93.820 97.619 








136 


68.00 


83.238 


87.094 


90.950 94.713 98.569 








137 


68.50 


83.964 


8 » . - < i 


91.790 95.608 99.522 








13- 


69.00 


84.691 


88.662 


92.632 96.508 100.478 








139 




85.421 


-n.449 


93.477 07.409 








140 


70.00 


86.151 


90.238 94.325 98.314 








111 


70.50 86.884 


91.020 


95.175 99.221 










112 


71.00 87.618 


91.822 


96.027 100.132 










143 


71.5<) 88.353 


92 618 


96.872 












141 


72.no, 89.091 


93.415 


07.640 












145 


72.50 89.830 


94.215 


98.600 












146 


73.00' 90.571 


95.016 


99.462 












147 


73.50 91.313 95.820 


100.327 












148 


74.00 92.057 96.626 














149 


74.50 92.830 97.434 














150 


75.00 93.550 98.244 














151 


75.50 94.299 99.054 














152 


76 00 95.050 99.870 














153 


76.50 95.824100.686 














154 


77.00 96.556 














155 


77.50 97.322 














156 


78.00; 98.069 














157 


78.5CT 98.828 














158 


79.00, 99.588 














159 


79.50100.351 

















40 



WEBB'S READY REFERENCE. 



Building and Loan Stock. 

Table showing amount paid and the withdrawal value in dol- 
lars, cents and mills from one month to maturity (par value $100) 
on one share of stock, payment 60 cents per month, paid at the 
end of each month, with dividends at 4, 5, 6, 7, 8, 9, 10, and 12 %. 



No 


Dues 


Div. 


Div. 


Div. 


Div. 


Div. 


Div. 


Div. 


Div. 


of 


Paid 


@4% 


(ti)o% 


(M% 


@<% 


(g)$% 


@9% 


@10% 


@12J6 


1 


.60 


.600 


.600 


.600 


.600 


.600 


.600 


.600 


.600 


2 


1.20 


1.202 


1.202 


1.203 


1.203 


1.204 


1.204 


1.205 


1.206 


3 


180 


1.806 


1.807 


1.809 


1.810 


1.812 


1.813 


1.815 


1.818 


4 


2.40 


2.412 


2.415 


2.418 


2.421 


2.424 


2.427 


2.430 


2.436 


5 


3.00 


3.020 


3.025 


3.030 


3.035 


3.040 


3.045 


3.050 


3.060 


6 


3.60 


3.630 


3.637 


3.645 


3.652 


3.660 


3.667 


3 675 


3 690 


7 


4.20 


4.242 


4.252 


4.263 


4.273 


4.284 


4.294 


4.305 


4 321 


8 


4.80 


4.856 


4.870 


4.884 


4.898 


4.912 


4.926 


4.940 


4 968 


9 


5.40 


5.472 


5.490 


5.508 


5.526 


5.544 


5.562 


5.580 


5.616 


10 


6.00 


6.090 


6.112 


6 135 


6 157 


6.180 


6.202 


6.225 


6.270 


11 


6.60 


6.710 


6.737 


6.765 


6.792 


6.820 


6.847 


6.875 


6.930 


12 


7.20 


7.332 


7.365 


7 398 


7.431 


7.464 


7.497 


7.530 


7.596 


13 


7.80 


7.956 


7.995 


8.034 


8.073 


8.112 


8.151 


8.190 


8.268 


14 


8.40 


8.582 


8.627 


8.673 


8.718 


8.764 


8.809 


8.855 


8.946 


15 


9.00 


9.210 


9.262 


9.315 


9.367 


9 420 


9.472 


9.525 


9.630 


16 


9.60 


9.840 


9.900 


9.960 


10.020 


10 080 


10.140 


10.200 


10.320 


17 


10.20 


10 472 


10.540 


10 608 


10.676 


10.744 


10.812 


10 880 


11 016 


18 


10.80 


11.106 


11 182 


11.259 


11.335 


11.412 


11.488 


11 0()0 


11.718 


19 


11 40 


11.742 


11.827 


11.913 


11.998 


12.084 


12.169 


12 255 


12.426 


20 


12.00 


12.380 


12.475 


12.570 


12.665 


12.760 


12.855 


12.950 


13.140 


21 


12.60 


13.020 


13.125 


13.236 


13 335 


13.440 


13.545 


13.650 


13.860 


°2 


13.20 


13.662 


13.777 


13.893 


14.008 


14.124 


14.239 


14.355 


14.586 


23 


13.80 


14.306 


14.432 


14.559 


14.685 


14.812 


14.938 


15.065 


15.318 


24 


14.40 


14.952 


15.090 


15.228 


lo.mi) 


15.504 


15.642 


15.780 


16.056 


25 


15.00 


15.600 


15.750 


15.900 


16.050 


16. L00 


16.350 


16.500 


16.800 


26 


15.60 


16.250 


16.412 


16.575 


16.773 


16.900 


17.062 


17 225 


17.550 


27 


16.20 


16.902 


17.077 


17.253 


17.428 


17.604 


17.77!> 


17.955 


18.306 


28 


16.80 


17.556 


17.745 


17 934 


18.123 


18.312 


18.501 


18.690 


19 068 


29 


17.40 


18.212 


18.416 


18.618 


18.821 


19.024 


19.227 


19.430 


19.836 


30 


18.00 


18.870 


19.087 


19.305 


19.522 


19.740 


19.957 


20.175 


20.610 


31 


18.60 


19.530 


19.762 


19.995 


20 227 


20.460 


20.692 


20.925 


21.390 


32 


19.20 


20.192 


20.440 


20.688 


20.936 


21.184 


21.432 


21.680 


22.176 


33 


19.80 


20 856 


21.120 


21.384 


21.648 


21.912 


22.176 


22.440 


22.968 


34 


20.40 


21.522 


21802 


22.083 


22 363 


22.644 


22.924 


23.205 


23.766 


35 


21.00 


22.190 


22.487 


22.785 


23.082 


23.380 


23.677 


23.975 


24.570 


36 


21 60 


22 860 


23.175 


23.490 


23.805 


24.120 


24.435 


24.750 


25.380 


37 


22.20 


23.532 


23 865 


24.198 


24.531 


24.864 


25.197 


25.530 


26.196 


38 


22 80 


24.206 


24.557 


24.909 


25.260 


25 612 


25.963 


26 115 


27.018 


39 


23.40 


24.882 


25.252 


25.623 


25.993 


26 364 


26.734 


27.105 


27.846 


40 


24 00 


25.560 


25.950 


26.340 


26.730 


27.120 


27.510 


27.900 


28.680 


41 


24.60 


26.240 


26.650 


27.060 


27.470 


27.880 


28.290 


28.700 


29.526 


42 


25 20 


26.922 


27.352 


27.783 


28.213J 


28.644 


29.074 


29.505 


30.360 



*- 



-* 



WEBB S READY REFERENCE. 



41 



Building and Loan Stock. 







C OXTIX U ATIOX OF 


SIXTY CENT J 


PAYMENTS. 




No 


Dues 


Div. 


Div. 


Div. 


Div. 


Div. 


Div. 


Div. 


Div. 


of 
Mo 


Paid 


(7,4 V 


@5% 


@6% 


@7% 


(dS% 


@9% 


@10% 


@12% 


43 

44 


25.80[ 


27.606 


28.057 


28.508 


28.960 


29.412 


29.863 


30.315 


31.218 


26.40 


28.292 


28.765 


29.238 


29.711 


30.184 


30.657 


31.130 


32.076 


45 


27.00 


28.980 


29.475 


29.970 


30.465 


30.960 


31.455 


31.950 


32.940 


46 


27.60 


29.670 


30.187 


30.705 


31.222 


31.740 


32.257 


32.775 


33.810 


47 


28.20 


30.362 


30.902 


31.443 


31.983 


32.524 


33.064 


33.605 


34.686 


48 


28.80 


31.056 


31.620 


32.184 


32.748 


33.312 


33.876 


34.440 


35.568 


49 


29.40 


31.752 


32.340 


32.928 


33.516 


34.104 


34.692 


35.280 


36.456 


50 


30.00 


32.450 


33.062 


33.675 


34.287 


34.900 


35.512 


36.125 


37.350 


51 


30.60 


33.150 


33.787 


34.425 


35.062 


35.700 


36.337 


36.975 


38.250 


52 


31.20 


33.852 


34.515 


35.178 


35.841 


36 504 


37.167 


37.830 


39.120 


53 


31.80 


34.556 


35.245 


35.934 


36.623 


37.312 


38.001 


38.690 


40.068 


54 


32.40 


35.262 


35.977 


36 693 


37.408 


38.124 


38.839 


39.555 


40.986 


55 


33.00 


35.970 


36.712 


37.455 


38.197 


38.940 


39.682 


40.425 


41.910 


56 


33.60 


36.680 


37.-150 


38.220 


38.990 


39 760 


40.530 


41.300 


42.840 


57 


34.20 


37.392 


38.190 


38.988 


39.786 


40.584 


41.382 


42.180 


43.776 


58 


34.80 


38.106 


38.932 


39.759 


40.585 


41.412 


42.238 


43.065 


44.718 


59 


35.40 


38.822 


39.677 


40.533 


41.388 


42.244 


43.099 


43.955 


45.666 


60 


36.00 


39.540 


40.425 


41.310 


42.195 


43.080 


43.965 


44.850 


46.620 


61 


36.60 


40.260 


41.175 


42.090 


43.005 


43.920 


44.835 


45.750 


47.580 


62 


37.20 


40.982 


41.927 


42.873 


43.818 


44.764 


45.709 


46.655 


48.546 


63 


37.80 


41.706 


42.08- 


43.659 


44.625 


45.612 


46.588 


47.565 


49.518 


64 


38.40 


42.432 


43.440 


44.448 


45.456 


46.464 


47.472 


48 480 


50.496 


65 


39.00 


43.160 


44.200 


45.240 


46.280 


47.320 


48.360 


49.400 


51.480 


66 


39.60 


43.81-0 


44.96: 


46.035 


47.107 


48.380 


49.252 


50.325 


52.470 


67 


40 20 


44.622 


45.727 


46.833 


47.938 


49.044 


50.149 


51 .255 


53.466 


68 


40.80 


45.356 


46.195 


47.634 


48.773 


49.912 


51.051 


52.190 


54.468 


6fi 


41.40 


46.092 


47.io: 


48.438 


49.611 


50.784 


51.957 


53.130 


55.476 


70 


42.00 


46.830 


48.037 


49.245 


50.452 


51 660 


52.867 


54.075 


56.490 


71 


42.60 


47.570 


48.811 


50.055 


51.297 


52.540 


53.782 


55.025 


57.510 


72 


43.20 


48.312 


49.590 


50.868 


52.146 


53.124 


54.702 


55.980 


58.536 


73 


43.80 


49.056 


50.370 


51.684 


52.998 


54.312 


55.626 


56.940 


59.568 


7-1 


44.40 


49.80- 


51.151 


52.503 


53.953 


55.204 


56.554 


57.905 


60.606 


75 


45.00 


50.550 


51.937 


53.325 


54.712 


56.100 


57.487 


58.875 


61.650 


76 


45.60 


51.300 


.52.725 


54.150 


>)o.o!^ 


57.000 


58.425 


59.850 


62.700 


77 


46.20 


52.052 


53.515 


54.978 


56.441 


57.904 


59.367 


60.830 


63.756 


78 


46.80 


52.806 


54.307 


55.809 


57.310 


58.812 


60.313 


61.815 


64.818 


79 


47.40 


53.562 


55.102 


56.643 


58.183 


59.724 


61.264 


62.805 


65.886 


80 


48.00 


54.320 


55.900 


57.480 


59.060 


60.640 


62.220 


63.800 


66.960 


81 


48.60 


55.080 


56.700 


58.320 


59.940 


61.560 


63.180 


64.800 


68.040 


82 


49.20 


55.842 


57.502 


59.163 


60.823 


62.484 


64.144 


65.805 


69.126 


83 


49.80 


56.606 


58.307 


60.009 


61.710 


63.412 


65.113 


66.815 


70.218 


84 


i50.40 


57.372 


59.116 


60.858 


62.601 
\ 


64.344 


66.087 


67.830 


71.316 



•>- 



42 



WEBB'S READY REFERENCE. 



Building and Loan Stock. 



CONTINUATION OF SIXTY CENT PAYMENTS. 



No 


14 ues 


Div. 


Div. 


Div. 


Div. 


Div. 


Div. 


Div. 


Div. 


of 


Paid 


@4% 


@5% 


@6% 


@7% 


@8% 


@9% 


@10% 


@12% 


85 


51.00 


l 58.140 


59.925 


61.710 


63.495 


65.280 


67.065 


68.850 


72.420 


86 


51.60 


58.910 


60.737 


62.565 


64.392 


66.220 


68.047 


69.875 


73.530 


87 


52.20 


59.682 


61.452 


63.423 


65.293 


67.164 


69.034 


70.905 


74.646 


88 


52.80 


60.456 


62.370 


64.284 


66.198 


68.112 


70.026 


71.940 


75.768 


89 


53.40 


61.232 


63.190 


65 148 


67.106 


69.064 


71.022 


72.980 


76.896 


90 


54.00 


62.010 


64.012 


66.015 


68.017 


70.020 


72.022 


74.025 


78.030 


91 


54 60 


62.790 


64.837 


66.8S5 


68.932 


70.980 


73.027 


75.075 


79.170 


92 


55.20 


63.572 


65.665 


67.758 


69.851 


71.944 


74.037 


76.130 


80.316 


93 


55.80 


64.356 


66.495 


68.634 


70.773 


72.912 


75.051 


77.190 


81.468 


94 


56.40 


(55.142 


67 327 


69.513 


71.698 


73.884 


76.069 


78.235 


82.626 


95 


57 00 


65.930 


68.162 


70.395 


72.627 


74.860 


77.092 


79.325 


83.790 


96 


57.60 


66.720 


69.000 


71.280 


73.560 


75.840 


78.120 


80.400 


84.960 


97 


58.20 


67.512 


69.840 


72 168 


74.496 


76.824 


79.152 


81.480 


86.136 


98 


58.80 


68.306 


70.682 


73 059 


75.435 


77 812 


80.188 


82.565 


87 218 


99 


59.40 


69.102 


71.527 


73.953 


76.378 


78.804 


81.229 


83.655 


88.506 


100 


60.00 


69.900 


72.375 


74.850 


77.325 


79.800 


82.275 


84.750 


89.700 


101 


60.60 


70.700 


73.225 


75.750 


78 275 


80.800 


83.325 


85.850 


90.900 


102 


61.20 


71.502 


74.077 


76.653 


79.228 


81.804 


84 379 


86.955 


92.106 


103 


61.80 


72.306 


74.933 


77.559 


80.185 


82.812 


85.438 


88.065 


93.318 


104 


62.40 


73.112 


75.790 


78.468 


81.146 


83.824 


86.502 


89.180 


94.536 


105 


63.00 


73.920 


76.650 


79.380 


82.110 


84.840 


87.570 


90.300 


95.760 


106 


63.60 


74.730 


77.512 


80.295 


83.077 


85.860 


88.642 


91.425 


96.990 


107 


64 20 


75.542 


78.3 <7 


81.213 


84.048 


86.884 


89.719 


92.555 


98.226 


108 


64.80 


76.356 


79.245 


82.134 


85.023 


87.912 


90.801 


93.690 


99.468 


109 


65 40 


77.172 


80.115 


83.058 


86 001 


88.944 


91.887 


94.830 


100.716 


110 


66.00 


77.990 


80.987 


83.985 


86.982 


89.980 


92.977 


95.975 




111 


66.60 


78.810 


81.862 


84.915 


87.967 


91.020 


94.072 


97.125 




112 


67.20 


79.632 


82.740 


85.848 


88.956 


92.06-1 


95.172 


98 280 




113 


67.80 


80.456 


83.620 


86.784 


89.948 


93.112 


96.276 


99.440 




114 


68.40 


81.282 


84.502 


87.723 


90.943 


94.164 


97.384 


100.605 




115 


69.00 


82.110 


85.387 


88.665 


91.942 


95.220 


98.497 






116 


69.60 


82.940 


86.275 


89.610 


92.945 


96.280 


99.615 






117 


70.20 


83.772 


87.165 


90.558 


93.951 


97.344 


100.737 






118 


70.80 


84.606 


88.057 


91 509 


94.960 


98.412 








119 


71.40 


85.442 


88.952 


92.463 


95.973 


99.484 








120 


72.00 


86.280 


89.850 


93.420 


96.990 


100.560 








121 


72.60 


87.120 


90.760 


94.380 


98.010 










122 


73.20 


87.962 


91.652 


95.343 


99.033 










123 


73.80 


88.806 


92.557 


96.309 


100.060 










124 


74.40 


89.652 


93.465 


97.278 












125 


75.00 


90.500 


94.375 


98.250 












126 


75.60 


91.350 


95.287 99.225 













WEBB S READY REFERENCE. 



43 



Building and Loan Stock. 







CONTINUATION OF SIXTY 


CENT 1 


'AYMENTS. 




N J Dues 


Div. 


Div. 


Div. 


Div. 


Div. 


Div. 


Div. 


Div. 


of 
Mo 

127 


Paid 


(M% 


@5% 


@6% 


@n% 


@8% 


(ddfc 


@10% 


@12% 


76.20 


92.202 


96.202 


100.203 












128 76.80 


93.056 


97.120 














129 77.40 


93.912 


98.040 














130 78.00 94.770 


98 962 














131 78.60 


95.630 


99.887 














132 79.20 


96.492 


100.815 














133 


79.80 


97.356 
















134 


80.40 


98.222 
















135 


81.00 


99.090 
















136 


81.60 99.960 
















137 


82.20100.832 

















44 



AV ebb's ready reference. 



Building and Loan Stock. 

Table showing amount paid and the withdrawal value in dol- 
lars, cents and mills from one month to maturity (par value $100) 
on one share of stock, payment 70 c^nts per month, paid at the 
end of each month, with dividends at 4, 5. 6. 7. 8. 9. 10, and 12 %. 



Nu 

of 



Dues 
Paid 



Div. 

(64% 



Div. 

(a 5% 



Div. 



Div. 

@7% 



Div. 



Div. 
@9% 



Div. 

(a)10% 



Div 
@12% 



1 


.70 


.700 


.700' 


2 


1.40 


1.402 


1.402 


3 


2.10 


2.106 


2.108 


4 


2.80 


2.813 


2.817 


5 


3.50 


3.523 


3.529 


6 


4.20 


4.234 


4.243, 


7 


4.90 


4.948 


4.961 


8 


5.00 


5.005 


5.681, 


9 


0.30 


0.383 


6.404 


10 


7.00 


7.104 


7.130' 


11 


7.70 


7.828 


7.8601 


12 


8.40 


8.553 


8.592 


13 


9.10 


9.281 


9.328 


14 


9.80 


10.012 


10.064 


15 


10.50 


10 744 


10 805 


16 


11.20 


11.479 


11.549 


17 


11.90 


12.210 


12.295 


18 


12.60 


12 950 


13.045 


11) 


13.30 


13.098 


13.797 


20 


14.00 


14.442 


14.552 


21 


14.70 


15.199 


15.311 


•>o 


15.40 


15.938 


16.072 


23 


16.10 


10.689 


16.836 


24 


10.80 


17.443 


17.603 


25 


17.50 


18.199 


18.373! 


20 


18.20 


18.957 


19.1451 


27 


18.90 


19.717 


19.921 


28 


19.60 


20.480 


20 699 


20 


20.30 


21.245 


21.481 


30 


21 00 


22.013 


22.265 


31 


21.70 


22.783 


23.054 


32 


22.40 


23.555 


23.843 


33 


23.10 


24 330 


24.636 


34 


23.80 


25.107 


25 432 


35 


24.50 


25.875 


26.231 


36 


25.20 


26.667 


27.033 


37 


25.90 


27.451 


27.838 


38 


26.60 


28.237 


28.645 


39 


27.30 


29.026 


29.456 


40 


28.00 


29.817 


30.269 


41 


28.70 


30.610 


31.086 


42 


29.40 


31.406 


31.905 



.<00 

1.403 

2.110 

2.821 

3.535 

4 252 

4.973 

5.098 

0.420 

7.157 

7.892 

8.631 

9.373 

10.118 

10.867 

11.620 

12.376 

13.135 

13.898 

14.665 

15.435 

16.208 

16.985 

17.766 

18.550 

19.337 

20.128 

20.923 

21.721 

22.522 

23.327 

24.136 

24.948 

25.703 

26.582 

27.405 

28.231 

29.060 

29.893 

30.730 

31.570 

32.413 



.700 
1.404 
2 112 

2.824 

3.540 

4.261 

4.985 

5.714 

6.446 

7.183 

7.924 

8 669 

9.428 

10.171 

10.928 

11.689 

12.454 

13.224 

13.99' 

14.77o 

15.556 

16.342 

17.132 

17.926 

18.724 

19.526 

20 332 

21.142 

21.956 

22.774 

23.59 

24 423 

25.254 

26.088 

26.927 

27770 

28.61 

29.468 

30.323 

31.182 

32.145 

32.912 



.700! 

1.404: 

2.113 

2.827 

3.546 

4.209 

4.997 

5.773 

0.407 

7 20^ 

7.956 

8.707 

9.403 

10.224 

10.989 

11.750 

12.553 

13.312 

14.096 

14.885 

15.678 

16.476 

17.2 

18.086 

18.898 

19.714 

20.535 

21.301 

22.191 

23 027 

23.866 

24.701 

25 560 

26.414 

27.2 

28.135 

29.003 

29.875 

30.753 

31.634 

32.521 

33.412 



.700 
1405 
2.115 
2.831 
3.552 
4.278 
5.010 
5.747 
6.489 

7 236 
7.988 

8 746 
9.509 

10.277 
11051 
11.830 
12.614 
13.403 
15.197 
14.997 
15.807 
10.012 
17.428 
18.249 
19.075 
19.906 
20.742 
21.584 
22.431 
23.283 
24.141 
25 004 
25.872 
26.745 
27.623 
28.507 
29.396 
30.290 
31.190 
32.095 
33.005 
33.920 



.700 
1.405 
2.117 

2.834 

3 558 

4.287 

5.032 

5.763 

6.509 

7.20 

8.020 

8.784 

9.554 

10.330 

11.112 

11.899 

12.692 

13.491 

14.296 

15.107 

15.924 

10.740 

17.5741 

18.409! 

19.249: 

20 094 1 

20.946! 

21.8031 

22.660 

23.5301 

24.410 

25.291 

20.178 

27.070 

27.968 

28.872 

29.782 

30.698 

31.620 

32.547 

33.480 

34.4191 



1.407 

2.1-1 

2.842 

3.570 

4.305 

5.047 

5.796 

6.552 

7 315 

8.085 

8.862 

9.646 

10.437 

11' 235 

12.040 

12 852 

13.671 

14.497 

15.330 

16.170 

17.017 

17.871 

18.732 

19.600 

20 475 

21.357 

22.240 

23.142 

24.045 

24.955 

25.872 

26.796 

27.727 

28.665 

29.610 

30.562 

31.521 

32.487 

33.460 

34.440 

35.427 



WEBB S BEADY REFERENCE. 



45 



Building and Loan Stock. 



CONTINUATION OF SEVENTY CENT PAYMENTS. 



No] D U e S 


1 Div. 


Div. 


Div. 


Div. 


Div. 


Div. 


Div. 


Div. 


Mo |Paid 


|@4% 


@5% 


@6% 


@7% 


@8% 


@9% 


@10% 


@12% 


43 


30.10 


32.203 


32.727 


33.260 


33.784 


34.307 


34.840 


35.364 


36.421 


44 


30.80 


33.004 


33.552 


34.111 


34.659 


35.208 


35.766 


36.315 


37.422 


45 


31.50 


33.806 


34.390 


34.965 


35.539 


36.113 


36.697 


37.271 


38.430 


46 


32.20 


34.611 


35.211 


35.822 


36.422 


37.023 


37.633 


38.234 


39.445 


47 


32.90 


35.418 


36.065 


36.683 


37.310 


37.937 


38.575 


39.202 


40.467 


48 


33.60 


36.228 


36.882 


37.548 


38.202 


38.856 


39.522 


40.176 


41.496 


49 


34.30 


37.040 


37.722 


38.416 


39.098 


39.780 


40.474 


41.156 


42.532 


50 


35.00 


37.854 


38.564 


39.287 


39.99b 


40.708 


41.431 


42.141 


43.575 


51 


35.70 


38.670 


39.410 


40.162 


40.902 


41.641 


42.393 


43.133 


44.625 


52 


36.40 


39.489 


40.258 


41.041 


41.810 


42.579 


43.361 


44.130 


45.682 


53 


37.10 


40.310 


41.109 


41.923 


42.722 


43.521 


44.334 


45.133 


46.746 


54 


37.80 


41.134 


41.964 


42.808 


43.638 


44.518 


45.312 


46.142 


47.817 


55 


38.50 


41.960 


42.821 


43.697 


44.558 


45.420 


46.296 


47.157 


48.895 


56 


39.20 


42.788 


43.681 


44.590 


45.483 


46.376 


47.285 


4^.178 


49.980 


57 


39.90 


43.618 


44.544 


45.486 


46.411 


47.337 


48.279 


49.204 


51.072 


58 


40.60 


44.451 


45.410 


46.385 


47.344 


48.302 


49.278 


50.236 


52.171 


59 


41.30 


45.286 


46.279 


47.288 


48.280 


49.273 


50.282 


51.275 


53.277 


60 


42.00 


46.124 


47.150 


48.195 


49.221 


50.248 


51.292 


52.319 


54.290 


61 


42.70 


46.963 


48.025 


49.105 


50.166 


51.227 


52.307 


53.368 


55.510 


62 


43.40 


47.860 


48.902 


50.018 


51.115 


52.212 


53.327 


54.424 


56 6:i7 


63 


44.10 


48.650 


49.783 


50.925 


52.068 


53.200 


54.353 


55.485 


57.771 


64 


44.80 


49.497 


50.666 


51.856 


53.0.5 


54.194 


55.384 


56.553 


58.912 


65 


45.50 


50.346 


51.552 


52.780 


53.986 


55.192 


5'j.420 


57.626 


60.060 


66 


46.20 


51.197 


52.441 


53.707 


54.* 51 


56.195 


57.461 


58.705 


61.215 


67 


46.90 


52.051 


53.334 


54.638 


55.920 


57.203 


58.507 


49.790 


62.377 


68 


47.60 


52.907 


54.228 


55.578 


56.894 


58.215 


59.559 


60.880 


63.546 


69 


48.30 


53.766 


55.126 


56.511 


57.871 


59.232 


60.616 


61.957 


64.722 


70 


49.00 


54.626 


56.027 


57.452 


58.853 


60.253 


61.67,- 


63.079 


65.905 


71 


49.70 


55.490 


56.931 


58.397 


59.838 


61.280 


62.746 


64.187 


67.095 


72 


50.40 


56.355 


57.837 


59.346 


60.828 


62.310 


63.819 


65.301 


68.292 


73 


51.10 


57.223 


58.747 


60.298 


61.821 


63.346 


64.897 


66.421 


69.496 


74 


51.80 


58.093 


59.659 


61.25.^ 


62.820 


64.386 


65.980 


67.546 


70.707 


75 


52.50 


58.965 


60.575 


62.21- 


63.822 


65.431 


67.068 


68.678 


71.925 


76 


53.20 


59.840 


61.493 


63.175 


64.828 


66.481 


68.162 


69.815 


73.150 


77 


53.90 


60.717 


62.414 


64.141 


65.838 


67.5^5 


69.261 


70.958 


74.382 


78 


54.60 


61.596 


63.338 


65.110 


66.852 


68.593 


70.365 


72.107 


75.621 


79 


55.30 


62.478 


64.265 


66.083 


67.870 


69.675 


71.470 


73.262 


76.867 


80 


56.00 


63.362 


65.195 


67.060 


63.892 


70.725 


72.590 


74.422 


78.120 


81 


56.70 


64.249 


66.128 


68.040 


69.919 


71.798 


73.710 


75.589 


79.380 


82 


57.40 


65.137 


67.064 


69.023 


70.949 


72.875 


74.835 


76.761 


80.647 


83 


58.10 


66.028 


68.002 


70.010 


71.984 


73.957 


75.965 


77.939 


81.921 


84 


58.80 


66.922 


68.944 


71.001 


73.022 


75.044 


77.101 


79.123 


83.202 



46 



WEBB'S READY REFERENCE. 



Building and Loan Stock. 



CONTINUATION OF SEVENTY CENT PAY3IENTS. 



No 


Dues 


Div. 


Div. 


Div. 


Div. 


Div. 


Div. 


Div. 


Div. 


of 

Mo 


Paid 


@4% 


@5% 


@6% 


@7% 


@8% 


@a% 


@10% 


@12% 


85 


59.50 67.818 


69.888* 71.995 


74.065 


76.136 


78.248 


80.313 


84.490 


86 


60.20 68.716 


70.836 72.992 


75.112 


77.123 


79.388 


81.508 


85.785 


87 


60.90 


69.616 


71.786 73.993 


76.163 


78.333 


80.540 


82.710 


87.087 


88 


61.60 


70.519 


72.739 74.998 


77.218 


79.538 


81.697 


^3.917 


88.396 


89 


62.30 


71.424 


73.695 76.006 


78.277 


80.548 


82.859 


85.130 


89.712 


90 


63.00 


72.331 


74.654 77.017 


79.340 


81.663 


84.026 


86.349 


91.035 


91 


63.70 


73.241 


75.616 78.032 


80.407 


82.782 


85.198 


87.573 


92.365 


92 


64.40 


74.153 


76.581 79.051 


81.478 


83.906 


86.376 


88.804 


93.702 


93 


65.10 


75.067 


77.547 80.073 


82.554 


85.035 


87.559 


90.040 


95.046 


94 


65.80 


75.984 


78.509 81.098 


83.633 


86.168 


88.747 


91.282 


96.397 


95 


66.50 


76.903 


79.493 82.127 


84.717 


87.306 


89.941 


92.530 


97.755 


96 


67.20 


77.824 


80.469 83.160 


85.804 


88.449 


91.140 


93.784 


99.120 


97 


67.90 


78.748 


81.448 84.196 


86.896 


89.596 


92.344 


95.034 


100.492 


98 


68.60 


79.674 


82.431 85.235 


87.992 


90.748 


93.553 


96.309 




99 


69.30 


80.602 


83.416 


86.278 


89.092 


91.905 


94.767 


97.581 




100 


70.00 


81.533 


84.404 


87.325 


90.196 


93.067 


95.987 


98.858 




101 


70.70 


82.466 


85.395 


88.375 


91.304 


94.233 


97.212 


100.141 




102 


71.40 


83.401 


86.389 


89.426 


92.416 


95.403 


98.442 






103 


72.10 


84.339 


87.386 


90.485 


93.532 


96.578 


99.678 






104 


72.80 


85.279 


88.385 


91.546 


94.652 


97.758 


100.919 






105 


73.50 


86.221 


89.388 


92.610 


95 716 


98 943 








106 


74 20 


87.166 


90.394 


93.677 


96.905 


100.132 








107 


74.90 


88.113 


91.402 


94.748 


98.037 










108 


75.60 


89.062 


92.413 


95.823 


99.174 










109 


76.30 


90.014 


93 428 


96.901 


100.314 










110 


77.00 


90.968 


94.445 


97.982 












111 


77.70 


91.924 


95 465 


99.067 












112 


78.40 


92.883 


96 488 


100.156 












113 


79.10 


93.844 


97.514 














114 


79.80 


94.807 


98.543 














115 


80.50 


95.773 


99.575 














116 


81 20 


96.741 


100.609 














117 


81.90 


97.711 
















118 


82.60 


98.683 
















119 


83.30 


99 658 
















120 


84.00 100.636 

















WEBB S READY REFERENCE. 



47 



Building and Loan Stock. 

Table showing amount paid and the withdrawal value in dol- 
lars, cents and mills from one month to maturity (par value $100) 
on one share of stock, payment 80 cents per month, paid at the 
end of each month, with dividends at 4. 5, 6. 7. 8, 9. 10, and 12 %. 



N S Dues 


Div. 


Div. 


Div. 


Div. 


Div. 


Div. 


Div. 


Div. 


»i| n ., 
Mo jPaid 


@4% 

.800 


@5% 


Ca6fc 


@7% 


@8% 


@9% 


falOfc 


@12% 


1 


.80 


.800 


.800 


.800 


.800 


.800 


.800 


.800 


2 


1.60 


1.602 


1.603 


1.604 


1.604 


1.605 


1.606 


1.606 


1.608 


3 


2.40 


2.407 


2.409 


2.412 


2.413 


2 415 


2.418 


2.419 


2.424 


4 


3.26 


3.215 


3.219 


3.224 


3.227 


3.231 


3.236 


3.239 


3.248 


5 


4.00 


4.026 


4.033 


4.040 


4.046 


4.053 


4.060 


4.066 


4.080 


6 


4.80 


4.839 


4.849 


4.*60 


4.869 


4.879 


4.890 


4.^99 


4.920 


7 


5.60 


5.659 


5.669 


5.684 


5.697 


5.711 


5.721 


5.739 


5.768 


8 


6.40 


6 474 


6.493 


K.512 


6.530 


6.549 


6.5,i v 


6.586 


6.624 


9 


7.20 


7.295 


4 319 


7.344 


7 367 


7.391 


7.416 


7.439 


7.188 


10 


8.00 


8.119 


8.149 


8.180 


8.209 


8.239 


8.270 


8.299 


8.360 


11 


8.80 


8.946 


8.983 


9.020 


9.056 


9.093 


9.130 


9.166 


9 240 


12 


9.60 


9 775 


9.819 


9.864 


9.907 


9.951 


9.996 


10.039 


10.128 


13 


10.40 


10.K07 


10.659 


10.712 


10.763 


10.815 


10 868 


10.919 11.024 


14 


11.20 


11.442 


11.503 


11.564 


11.624 


11.685 


11.746 


11.806 


11.928 


15 


12.00 


12.279 


12.349 


12.420 


12.489 


12.559 


12.630 


12.699 


12.840 


16 


12.80 


13.118 


13.199 


13.280 


13.359 


13.439 


13.520 


13.599 


13.760 


17 


13.60 


13.961 


14 052 


14.144 


14.233 


14.324 


14.416 


14 505 


14.688 


18 


14.40 


14.806 


14.909 


15 012 


15.112 


15.215 


15 318 


15.41s 


15.624 


19 


15.20 


15.654 


15 769 


15 884 


15.996 


16.111 


16.226 


16.338 


16.568 


20 


16.00 


16 505 


16.612 


16 760 


16.885 


17.012 


17 140 


17.265 


17 520 


21 


16.80 


17 358 


17.499 


17.640 


17 778 


17.919 


18.060 


18 198 


18 480 


22 


17.60 


18.214 


18.369 


18 524 


18.676 


18 831 


18.986 


19.136 


19.448 


23 


18 40 


19 072 


19 242 


19.412 


19 578 


19.748 


19.918 


20 084 


20 424 


24 


19.20 


19 934 


20.119 


20.304 


20.486 


20.671 


20.856 


21.038 


21.408 


25 


20.00 


20.798 


20 999 


21.200 


21.398 


11 599 


21800 


21.998 


22 400 


26 


20.80 


21.664 


21882 


22.100 


22.314 


22 532 


22.750 


22.964 


23.400 


27 


2160 


22.533 


22.768 


23.004 


23 235 


23 470 


23.706 


23 937 


24.408 


28 


22.40 


23.405 


23.658 


23.912 


24.161 


24.414 


24.668 


24.917 


25.424 


29 


23.20 


24.279 


24 551 


24.824 


25.091 


25.363 


25.636 


25.903 


26.448 


30 


24.00 


25.157 


25.448 


25 740 


26.027 


26.318 


26.610 


26.897 


27.480 


31 


24.80 


26.036 


26.318 


26.660 


26.966 


27.278 


27.590 


27.896 


28.520 


32 


25 60 


26.919 


27 241 


27.584 


27.901 


28.243 


28.576 


28.903 


29.568 


33 


26.40 


27.804 


28 158 


28.512 


28.860 


29.214 


29.568 


29.916 


30.624 


34 


27.20 


28 692 


29.068 


29.444 


29.814 


30 190 


30.566 


30.936 


31.688 


35 


28.00 


29.582 


29.981 


30.380 


30.772 


31.171 


31.570 


31.962 


32.720 


36 


28.80 


30.475 


30.897 


31.320 


31.735 


32.157 


32.580 


32.995 


33.840 


37 


29.60 


31.371 


! 31.817 


32.264 


32.703 


33.149 


33.596 


34.035 


34.928 


38 


30.40 


32.269 


32.740 


33.212 


33.675 


34.146 


34.618 


35.081 


36.021 


39 


31.20 


33.171 


: 33.667 


34.164 


34.653 


35.149 


35.646 


36.135 


37.123 


40 


32.00 


34.074 


34.597 


35.120 


: 35.634 


36.157 


36.680 


37.194 


38.240 


41 


32.80 


34.981 


35.530 


36.080 


! 36.621 


37.170 


37.720 


38.261 


39.360 


42 


33.60 


35.890 


! 36.467 


37.044 


1 37.612 


j 38.189 


38.766 


1 39.334 


40.488 



48 



avebb's ready reference. 



Building and Loan Stock. 







CONTINUATION OF EIGHTY CENT 


PAYMENTS. 






Dues 


Div. 


Div. 


Div. 


Div. 


Div. 


Div 


Div. 


Div 


of 


^»id 


@4% 


@D% 


@6% 


@7% 


@8% 


(a)9% 


@10% 


@12% 


43 3d 


36.801 


37.406 


38.012 


38.607 


39.212 


39.818 


40.413 


41.624 


44 


35.20 


37.716 


38.350 


38.984 


39.608 


40.242 


40.876 


41.500 


42.768 


45 


36.00 


38.633 


39.296 


39.960 


40.613 


41.276 


41.940 


42.593 


43.920 


46 


36.80 


39.553 


40.246 


40.940 


41.623 


42.316 


43.010 


43.693 


45.080 


47 


37.60 


40.475 


41.199 


41.924 


42.637 


43.361 


44.086 


44.799 


46.248 


48 38.40 


41.400 


42.156 


42.912 


43.656 


44.412 


45.116 


45.912 


47.424 


49 


39.20 


42.328 


43.116 


43.904 


44.680 


45.468 


46.256 


47.032 


48.608 


50 


40.00 


43.258 


44.079 


44.900 


45.708 


46.529 


47.350 


48.158 


49.800 


51 


40.80 


44.191 


45.045 


45.900 


46.741 


47.595 


48.450 


49.291 


51.000 


52 


41.60 


45.127 


46.015 


46.904 


47.779 


48.667 


49.520 


50.431 


52.208 


53 


42.40 


46.065 


46.988 


47.912 


48.821 


49.744 


50.668 


51.577 


53.424 


54 


43.20 


47.006 


47.965 


48.924 


49.918 


50.827 


51.786 


52.730 


54.648 


55 


44.00 


47.950 


48.945 


49.940 


50.920 


51.915 


52.910 


53.890 


55.880 


56 


44.80 


48.896 


49.928 


50.960 


51.976 


53.008 


54.140 


55.056 


57.H0 


57 


45.60 


49.845 


50.914 


51.984 


53.037 


54.106 


55.176 


56.229 


58.368 


58 


46.40 


50.796 


51.904 


53.012 


54.102 


55.210 


56.318 


57.408 


59.624 


59 


47.20 


51.751 


52.897 


54.044 


55.173 


56.319 


57.466 


58.595 


60.888 


60 


48.00 


52.708 


53.894 


55.080 


56.248 


57.433 


58.620 


59.788 


62.160 


61 


48.80 


53.667 


54.893 


56.120 


57.327 


58.553 


59.780 


60.987 


63.440 


62 


49.60 


54.630 


55.897 


57.164 


58.412 


59.679 


60.946 


62.194 


64.728 


63 


50.40 


55.594 


56.903 


58.212 


59.500 


60.809 


62.118 


63.406 


66.024 


64 


51.20 


56.562 


57.913 


59.264 


60.594 


61.945 


63.296 


64.626 


67.328 


65 52.00 


57.532 


58.926 


60.320 


61.692 


63.086 


64.480 


65.852 


68.640 


66 


52.80 


58.505 


59.942 


61.380 


62.795 


64.232 


65.670 


67.085 


69.960 


67 


53.60 


59.481 


60.962 


62.444 


63.903 


65.384 


66.866 


68.325 


71.288 


68 


54.40 


60.459 


61.985 


63.512 


65.015 


66.541 


H8.068 


69.571 


72.624 


69 55.20 


61.440 


63.012 


64.584 


66.132 


67.704 


69.1:76 


70.824 


73.968 


70 56.00 


62.423 


64.041 


65.660 


67.253 


68.871 


70.490 


72.083 


75.320 


71 


56.80 


63.410 


65.075 


66.7-10 


68.380 


70.045 


71.710 


73.350 


76 680 


72 


57.60 


64.398 


66.111 


67.824 


69.510 


71.223 


72 936 


74.622 


78.048 


73 


58.40 


65.390 


67.145 


68.912 


70.646 


72.407 


74.168 


75.902 


79.424 


74 


59.20 


66.384 


68.194 


75.004 


71.786 


73.596 


75.406 


77.188 


80.808 


75 


60.00 


67.381 


69.240 


71.100 


72.931 


74.790 


76.650 


78.481 


82.200 


76 


60.80 


68.381 


70.290 


72.200 


74.081 


75 990 


77.900 


79.781 


83.600 


77 


61.60 


69.383 


71.343 


73.304 


75.235 


77.195 


79.156 


81.087 


85.008 


78 


62.40 


70.387 


72.399 


74.412 


76.393 


78.405 


80.418 


82.399 


86.424 


79 


63.20 


71.395 


73.459 


75.524 


77.557 


79.621 


81.686 


83.719 


87.848 


80 


64.00 


72.405 


74.522 


76.640 


78.725 


80.842 


82.960 


85.045 


89.2S0 


81 


64.80 


73.418 


75.589 


77 760 


79.898 


82.069 


84.240 


86.378 


90.720 


82 


65.60 


74.433 


76.658 


78.884 


81.075 


83.300 


85.526 


87.717 


92.168 


83 


66.40 


75.451 


77.731 


80.012 


82.257 


84.537 


86.818 


89.063 


93.624 


84 


67.20 


76.472 


78.808 


81.144 


83.444 85.780 


88.116 


90.416 


95.088 



WEBBS READY REFERENCE. 



49 



I 



Building and Loan Stock. 







CONTINUATION OF EIGHTY CENT 


PAYMENTS. 




No 


10 ues 


Div. 


Div. 


Div. 


Div. 


Div. 


Div. 


Div. 


Div 


of 
Mo 


Paid 


@4% 


@5% 


@6% 


@7% 


(ojS% 


(c6d% 


@10% 


@12% 


85 


68.00 


77.496 


79.888 


8^.280 


84.636 


87.028 


89.420 


91.776 


96.560 


86 


68.80 


•78.522 


80.971 


83.420 


85.832 


88.281 


90.730 


93.142 


98.040 


87 


69.60 


79.551 


82.057 


84.564 


87.033 


89.539 


92.046 


94.515 


99.520 


88 


70.40 


80.572 


83.147 


85.712 


88.238 


90.803 


93.368 


95.894 


101.024 


89 


71.20 


81.616 


84.240 


86.864 


89.448 


92.072 


94.696 


97.280 




90 


72.00 


82.653 


85.336 


88.020 


90.663 


93.346 


96.030 


98.673 




91 


72.80 


83.692 


86.436 


89.180 


91.882 


94.626 


97.370 


100.072 




92 


73.60 


84.734 


87.541 


90.344 


93.106 


95.911 


98.716 






93 


74.40 


85.779 


88.645 


91.512 


94.035 


97.201 


100.068 






94 


75.20 


86.826 


89.755 


92.684 


95.568 


98.497 








95 


76.00 


87.876 


90.868 


93.860 


96.806 


99.798 








96 


76.80 


88.929 


91.984 


95.040 


98.049 


101.104 








97 


77.60 


89.984 


93.104 


96.224 


99.296 










98 


78.40 


91.042 


94.227 


97.412 


100.548 










99 


79.20 


92.103 


95.353 


98.604 












100 


80.00 


93.167 


96.483 


99.800 












101 


80.80 


94.233 


97.616 


101.000 












102 


81.60 


95.301 


98.752 














103 


82.40 


96.372 


99.892 














104 


83.20 


97.446101.035 














105 


84.00 


98.523 
















106 


84.80 


99.602 1 














107 


85.60100.684 













50 



AVEBB'S READY REFERENCE. 



Building and Loan Stock. 

Table showing amount paid and the withdrawal value in dol- 
lars, cents and mills from one month to maturity (par value $100) 
on one share of stock, payment 90 cents per month, paid at the 
end of each month, with dividends at 4, 5, 6. 7. 8. 9, 10, and 12 %. 



Nu 


l') ues 


Div. 


Div. 


1 Div. 


Div. 


j Div. 


Div 


Div. 


Div. 


of 
Mo 


"90 


@4% 


@5# 


1 (&§% 
T900 


~T900 


1 (a)8% 
.900 


.900 


(o)10% 
.900 


@12% 


1 


.900 


1 .900 


"7900 


2 


1.80 


1.803 


1.803 


1.804 


1.805 


1.806 


1.806 


1.807 


1.809 


l 


2.70 


2.709 


2.711 


2.713 


2.715 


2.718 


2.720 


2.722 


2.727 


.4 


3.60 


3.618 


3.62:; 


3.627 


3.631 


3.636 


3.640 


3.645 


3. 654 


5 


4.50 


4.530 


4.537 


4.545 


4.552 


4.560 


4.567 


4.575 


4.590 





5.40 


5.445 


5.456 


5.467 


5.478 


5.490 


5.501 


5.512 


5.535 


7 


6.30 


6.363 


6.378 


6.394 


6.410 


6.421 


6.441 


6.457 


6.489 


8 


7.20 


7.284 


7.305 


7.326 


7.347 


7.368 


7.389 


7.410 


7.451 


9 


8.10 


8.208 


8.235 


8.262 


8.289 


8.316 


8.343 


8.370 


8.414 


10 


9.00 


9.135 


9.168 


9.202 


9.236 


9.270 


9.303 


9.337 


9.405 


11 


9.90 


10.065 


10.106 


10.147 


10.188 


10.230 


10.271 


10.312 


10.395 


12 


10.80 


10.998 


11.047 


11.097 


11.146 


11.196 


11.245 


11.295 


11.394 


13 


11.70 


11.934 


11.992 


12.051 


12.109 


12.168 


12.226 


12.-35 


12.402 


14 


12.60 


12.873 


12.941 


13.009 


13.077 


13.146 


13.214 


13.282 


13.419 


15 


13.50 


13.815 


13.893 


13.972 


14.051 


14.130 


14.208 


14.287 


1 L445 


16 


14.40 


14.760 


14. 85 J 


14.940 


15.030 


15.120 


15.210 


15.300 


15.480 


17 


15.30 


15.708 


15.809 


15.912 


16.014 


16.116 


16.218 


16.320 


16.524 


18 


16.20 


16.659 


16.763 


16.888 


17.003 


17.118 


17.232 


17.347 


17.577 


19 


17.10 


17.613 


17.741 


17.869 


17.997 


18.126 


18.254 


18.331 


18.639 


20 


18.00 


18.570 


18.71- 


18.855 


18.997 


19.140 


19.282 


19.425 


19.710 


21 


18.90 


19.530 


19.687 


19.845 


33.007 


20.160 


20.317 


10.475 


20.790 


22 


19.80 


20.493 


20.666 


20.839 


21.012 


21.186 


21.359 


21.531 


21.879 


23 


20.70 


21.459 


21.648 


21 838 


22.028 


22.218 


22.407 


12.597 


12.977 


24 


21.60 


22.428 


22.634 


22.842 


23.049 


23.256 


23.463 


13.670 


24.084 


25 


22.50 


23.400 


23.625 


23.850 


24.075 


24.300 


24.525 


24.750 


25.200 


26 


23.40 


24.175 


24.618 


24. 8,32 


25.106 


25.350 


25.593 


25.837 


26.325 


27 


24.30 


25.353 


25.616 


25.879 


26.142 


26.40 i 


26.(169 


26.932 


27.459 


28 


_'5.20 


26.334 


2 5.621 


26.901 


27.184 


27.468 


28.751 


28.035 


23.602 


29 


26.10 


27.180 


1:7.622 


27.927 


28.231 


28.536 


28.840 


29.145 


19.754 


30 


27.00 


28.305 


28.631 


28.957 


29 283 


29.610 


29.936 


30.261 


30.915 


31 


27.90 


29.295 


29.643 


29.992 


30.341 


30.690 


31.038 


31.387 


32.085 


32 


28.80 


30.288 


30.660 


31.032 


31.404 


31.776 


32.148 


32 520 


33.264 


33 


29.70 


31 234 


31 680 


32 076 


32.472 


32 868 


33.264 


33 660 


34.452 


34 


30.60 


32.283 


32.703 


33 124 


33.545 


33.966 


31386 


34.807 


35 649 


35 


3150 


33.285 


33.731 


34 177 


34 623 


35.070 


35 516 


35 962 


36 855 


36 


32 40 


34 290 


34 762 


35.235 


35 707 


36.180 


36 652 


37.125 


38 070 


37 


33.30 


35 298 


35.797 


36 297 


36 796 


37.296 


37.795 


38 295 


39 294 


38 


34 20 


36 309 


36.836 


37.363 


37 890 


38.418 


38.945 


39.472 


40.527 


39 


35.10 


37.323 


37.878 


38.434 


38.990 


39.546 


40.101 


40.657 


41.769 


40 


36.00 


38.340 


38.925 


36.510 


40.095 


40.680 


41.265 


41.850 


43.020 


41 


36.90 


39.360 


39.975 


40.590 


41.205 


41.820 


42.435 


43.050 


44.280 


42 


37.80 


40.383, 


41.028 


41.674 


42.320 


42.966 


43.611 


44.257 


45.549 



AVEBB S READY REFERENCE. 



51 



Building and Loan Stock. 







CONTINUATION OF NINETY 


CENT 


PAYMENTS. 




No 


Dues 


■ Div. 


Div. 


Div. 


Div. 


Div. 


Div. 


Div. 


Div. 


of 

Mn 


Paid 

38.70 


\(M% 

"41.409 


a yr 


(aiVc 


(aYc 




@9% 


@10% 


@12% 


43 


42.0S6 


42.763 


43.440 


44.118 


44.795 


45.472 


46.827 


44 


39.60 


42.438 


43.177 


43.857 


44.566 


45.276 


45.985 


46.695 


48.114 


45 


40.50 


43.470 


44.212 


44.955 


45.697 


46.440 


47.182 


47.925 


49.410 


46 


41.40 


44.505 


45.2*1 


46.057 


46.833 


47.610 


48.386 


49.162 


50.715 


47 


42.30 


45.543 


46.351 


47.164 


47.975 


48.786 


49.596 


50.407 


52.029 


48 


43.20 


46.584 


47.429 


48.276 


49.122 


49.968 


50.814 


51.660 


53.352 


49 


44.10 


47.628 


48.510 


49.392 


50.274 


51.156 


52.038 


52.920 


54.684 


50 


45.nn 


48.675 


49.593 


50.512 


51.431 


52.350 


53.268 


54.187 


56.025 


51 


45.90 


49.725 


50.681 


51.637 


52.593 


53.550 


54.506 


55.462 


57.375 


52 


46.80 


50.778 


51.770 


52.767 


53.761 


54.720 


55.750 


56.745 


58.734 


53 


47.70 


51.834 


52.^71 


53.901 


54.934 


55.968 


57.001 


58.035 


60.102 


54 


48.60 


52.893 


53.966 


55.039 


56.112 


57.186 


58.259 


59.332 


61.479 


55 


49.50 


53.955 


55.068 


56.182 


57.296 


58.410 


59.523 


60.637 


62.865 


56 


50.40 


55.020 


56.175 


57.330 


58.485 


59.640 


60.795 


61.950 


64.260 


57 


51.30 


56.088 


57.-85 


58.482 


59.679 


60.876 


62.073 


63.270 


^>o.m 


58 


52.20 


57.159 


58.398 


59.638 


6 1.878 


62.118 


63.357 


64.597 


67.077 


5! 


53.10 


58.233 


59.516 


60.799 


62.082 


63.366 


64.649 


65.932 


68.499 


60 


54.00 


59.310 


60.637 


61.965 


63.292 


64.620 


65.947 


67.275 


69.930 


61 


54.90 


60.390 


61.762 


63.135 


64.507 


65.880 


67.252 


68.625 


71.370 


61 




61.473 


62.891 


64.309 


65.727 


67.146 


68.564 


69.982 


72.819 


63 


56.70 


62.551 


64.023 


65.4** 


66.953 


6*. 41* 


69.882 


71.347 


74.277 


64 


57.60 


63.648 


65.160 


66.67. 


68.184 


69.696 


71.208 


72.720 


75.744 


65 


58.50 


64.740 


66.300 


67.860 


69.420 


70.980 


72.540 


74.100 


77.220 


66 


59 40 


65.835 


67.443 


69.05- 


70.661 


72.170 


73.*7* 


75.4*7 


78.705 


67 


60.30 


66.933 


68.591 


70.249 


71.107 


73.566 


75.224 


76.882 


80.199 


68 


61.20 


68.034 


69.741 


71.451 


73.159 


74.868 


76.576 


78.285 


81.702 


6J 


62.10 


69.138 


70.897 


72.657 


74.416 


76.176 


77.935 


79.695 


83.214 


70 


63.0!) 


70.245 


72.056 


73.867 


75.678 


77.490 


79.301 


81.112 


84.735 


71 


63.90 


71.355 


73.218 


75.082 


70.946 


78.810 


80.673 


82.537 


86.265 


i 1 


64.80 


72.468 


74.3V) 


76.301 


78.219 


80.136 


82.053 


83.970 


87.804 


73 


65.70 


73.5** 


75.555 


77.526 


79.497 


81.468 


83.439 


85.410 


89.352 


74 


66.60 


74.703 


76.728 


78.754 


80.780 


82.806 


84.831 


86.857 


90.909 


75 


67.50 


75.825 


77.796 


79.987 


82.068 


84.150 


86.231 


88.312 


92.475 


76 


68.40 


76.950 


79.087 


81.225 


83.362 


85.500 


87.637 


89.775 


94.050 


i . 


69.30 


78.078 


80.262 


82.467 


84.661 


86.856 


89.050 


91.245 


95.634 


7- 


70.20 


79.209 


81.461 


83.713 


85.965 


88.218 


90.470 


92.722 


97.227 


79 


71.10 


80.343 


82.653 


84.964 


87.270 


89.586 


91.896 


94.207 


98.829 


80 


72.00 


81.480 


83.850 


86.220 


88.590 


90.960 


93.330 


95.700 


100.440 


81 


72.90 


82.620 


85.050 


87.480 


89.910 


92.340 


94.770 


97.100 




82 


73.80 


83.763 


86.253 


88.744 


91.235 


93.726 


96.216 


98.707 




83 


74.70 


84.909 


87.461 


90.013 


92.565 


95.118 


97.670 


100.222 




84 


75.60 


86.058 


88.672 


91.287 


93.901 


96.516 


99.130 







WEBB'S READY REFERENCE. 



Building and Loan Stock. 



CONTINUATION OF NINETY CENT PAYMENTS. 



No 


Dues 


Div. 


Div. 


Div. 


Div. 


Div. 


Div. 


Div. 


Div. 


of 

Mo 


Paid 


@4% 


(a)5% 


@6% 


@7% 


@8% 


@9% 


(a>10% 


@12% 


85 


76.50 


87.210 


89.887 


92.565 


95.242 


98.920 100.597 






86 


77.40 


88.365 


91.108 


93.847 


96.588 


100.330 






• 


87 


78.30 


89.523 


92.328 


95.134 


97.940 










88 


79.20 


90.681 


93.555 


96.426100.170 










89 


80.10 


91.848 


94.785 


97.722 












90 


81.00 


93.015 


96.028 


99.022 












91 


81.90 


94.185 


97.256 


100.327 












92*82.80 


95.358 


98.497 














93 83.70 


96.534 


99.742 














94 84.60 


97.713 


100.981 














95 85.50 


98.895 
















96 86.40 


100.080 

















WEBB S BEADY REFERENCE. 



53 



I 



Building and Loan Stock. 

Table showing amount paid and the withdrawal value in dol- 
lars, cents and mills from one month to maturity (par value $100) 
on one share of stock, payment $1.00 per month, paid at the 
end of each month, with dividends at 4, 5, 6, 7, 8, 9, 10, and 12 %. 



No 


Dues 


Div. 


Div. 


Div. 


Div. 


Div. 


Div. 


Div. 


Div. 


of 

Mo 


Paid 


@4% 


@5% 


@6% 


@7% 


@8% 


@9% 


@10% 


@12% 


1 


1.00 


1.000 


1.000 


1.000 


1.000 


1.000 


1.000 


1.000 


1.000 


2 


2.00 


2.003 


2.004 


2.005 


2.005 


2.006 


2.007 


2.008 


2.010 


3 


3.00 


3.009 


3.012 


3.015 


3.017 


3.019 


3.022 


3.024 


3.030 


4 


4.00 


4.011 


4.024 


4.030 


4.034 


4.039 


4.045 


4.050 


4.060 


5 


5.00 


5.033 


5.041 


5.050 


5.05* 


5.066 


5.075 


5.083 


5.100 


6 


6.00 


6.049 


6.062 


6.075 


6.087 


6.099 


6.112 


6.124 


6.150 


7 


7.00 


7.069 


7.087 


7.105 


7.122 


7.139 


7.157 


7.174 


7.210 


8 


8.00 


8.093 


8.116 


8.140 


8.163 


8.186 


8.210 


8.233 


8.280 


9 


9.00 


9.119 


9.149 


9.180 


9.209 


9.239 


9.270 


9.299 


9.360 


10 


10.00 


10.149 


< 10.187 


10.225 


10.262 


10.299 


10.337 


10.374 


10.450 


11 


11.00 


11.183 


11.228 


11.275 


11.320 


11.366 


11.412 


11.458 


10.550 


12 


12.00 


12.219 


12.264 


12.330 


12.384 


12.439 


12.495 


12.549 


12.660 


13 


13.00 
14.0j 


13.259 


13.324 


13.390 


13.454 


13.519 


13.585 


13.649 


13.780 


14 


14.303 


14.378 


14.455 


14.530 


14.606 


14.682 


14.758 


14.910 


15 


15.00 


15.341, 


15.436 


15.525 


15.612 


15.699 


15.787 


15.874 


16.050 


1(3 


16.00 


16.399 


16.499 


16.600 


16.699 


16.799 


16.900 


16.999 


17.200 


17 


17.00 


17.452 


17.565 


17.680 


17.792 


17.905 


18.020 


18.132 


18.360 


18 


18.00 


18.509 


18.636 


18.765 


18.891 


19.018 


19.147 


19.274 


19.530 


19 


19.00 


19.568 


19.711 


19.855 


19.996 


20.138 


20.283 


20.424 


20.710 


20 


20.00 


20.611 


20.789 


20.950 


21.107 


21.265 


21.425 


21.582 


21.900 


21 


Zl.00 


21.699 


21.873 


22.050 


22. 224 


22.398 


22.575 


22.749 


23.100 


22 


22.00 


22.769 


22.960 


-3.155 


23! 346 


23.536 


23.732 


23.924 


24.310 


23 


23.00 


23.842 


24.042 


24.1.65 


24.474 


24.684 


24.897 


25.107 


25.530 


21 


24.00 


24.919 


25.148 


25.380 


25.609 


25.838 


26.070 


26.299 


26.760 


25 


25.00 


25.999 


26.248 


26.500 


26.749 


26.998 


27.250 


27.499 


28.000 


26 


26.00 


27.082 


27.352 


27.625 


27.894 


28.164 


28.437 


28.707 


29.250 


27 


27.00 


28.168 


28.460 


28.755 


29.046 


29.337 


29.632 


29.993 


30.510 


28 


28.00 


29.258 


29.572 


29.890 


30.203 


30.517 


30.835 


31.148 


31.780 


29 


29.00 


30.351 


30.688 


31.030 


31.366 


31.703 


32.045 


32.381 


33.060 


30 


30.00 


31.448 


31.809 


32.175 


32.536 


32.897 


33.262 


33.623 


34.350 


31 


31.00 


32.548 


32.934 


33.325 


33.710 


34.096 


34.487 


34.873 


35.650 


32 


32.00 


33.641 


34.063 


34.480 


34.891 


35.303 


35.720 


36.131 


36.960 


33 


33.00 


34.758 


35.196 


35.640 


36.078 


36.316 


36.960 


37.398 


38.280 


34 


34.00 


35.868 


36.333 


36.805 


37.230 


37.736 


38.207 


38.673 


39.610 


35 


35.00 


36.981 


37.475 


37.975 


38.468 


38.962 


39.462 


39.956 


40.950 


36 


36.00 


38.097 


38.620 


39.150 


39.672 


40.195 


40.725 


41.247 


42.300 


37 


37.00 


39.217 


39.780 


40.330 


40.892 


41.435 


41.995 


42.447 


43.660 


38 


38.00 


40.340 


40.924 


41.515 


42.098 


42.681 


43.272 


43.855 


45.030 


39 


,39.00 


41.467 


42.082 


42.705 


43.320 


43.935 


44.557 


45.172 


46.410 


40 


|40.00 


42.597 


43.244 


43.900 


44.547 


45.194 


45.850 


46.497 


47.800 


41 


41.00 


43.730 


44.411 


45.100 


45.780 


46.461 


47.150 


47.830 


49.200 


42 


142.00 


44.867 


45.581 


46.305 


47.019 


47.734 


48.457 


49.172 


50.610 



54 



W EBB'S READY REFERENCE. 



Building and Loan Stock. 

CONTINUATION OF DOLLAR PAYMENTS. 



N.i 


Dues 


Div. 


Div. 


1 Div. 


Div. 


Div. 


Div. 


Div. 


Div. 


Mo ralCI 


46.006 


(cio c c 
46.756 


1 @$% 


@7% 


@8% 


(<m% 


@10% 


@12% 


43 


43.00 


47.515 


48.264 


49.013 


49.772 


50.521 


52.030 


44 


44.00 


47.150 


47.935 


48.730 


49.515 


50.300 


51.095 


51.880 


53.460 


45 


45.00 


48.296 


49.118 


49.950 


50.771 


51.593 


52.425 


53.246 


54.900 


46 


46.00 


49.446 


50.305 


51.175 


52.034 


52.893 


53.762 


54.621 


56.350 


47 


47.00 


50.559 


51.496 


52.405 


53.302 


54.199 


55.107 


56.004 


57.810 


48 


48.00 


51.756 


52.692 


53.640 


54.576 


55.512 


56.460 


57.396 


59.280 


41 


49.00 


52.916 


53.892 


54.8S0 


55.856 


56.83: 


57.820 


58.796 


60.760 


50 


50.00 


54.079 


55.096 


56.125 


57.141 


58.15?! 


59.187 


60.204 


62.250 


51 


51.00 


55.245 


56.304 


57.375 


58.433 


59.491 


60.562 


61.620 


63.750 


52 


52.00 


56.415 


57.516 


58.630 


59.730 


60.831 


61.945 


63.045 


65.260 


53 


53.00 


57.578 


58.724 


59.890 


61.033 


62.177 


63.335 


64.478 


66.780 


r^4 


54.00 


oS.liio 


59.952 


61.155 


62.342 


63.530 


64.732 


65.920 


68,310 


55 


55.00 


59.945 


61.177 


62.425 


63.657 


64.890 


66.137 


67.370 


69.850 


56 


56.00 


61.128 


62.406 


63.700 


64.978 


66.256 


67.550 


68.828 


71.400 


57 


57.00 


62.314 


63.639 


64.980 


66.204 


67.621 


68.970 


70.294 


72.960 


58 


58.00 


63.504 


64.876 


66.265 


67.636 


69.008 


70.397 


71.761 


74.530 


59 


59.00 


64.697 


66.117 


(i'-ooo 


68.975 


70.395 


71.832 


73.252 


76 110 


60 


60.00 


65.S94 


67.363 


68.850 


70.319 


71.788 


73.275 


74.744 


77.700 


61 


61.00 


67.093 


68.612 


70.150 


71.668 


73.187 


74.725 


73.243 


79.300 


62 


62.00 


68.297 


69.866 


71.455 


73.024 


74.594 


76.182 


77.741 


80.910 


63 


63.00 


69.503 


71.124 


72.765 


74.385 


76.006 


77.647 


79.157 


82.530 


64 


64.00 


70.713 


72.386 


74.080 


75.753 


77.426 


79.120 


80.793 


84.160 


65 


65.00 


71.926 


73.652 


75.400 


77.126 


78.852 


80.600 


82.326 


85.800 


66 


66.00 


73.142 


74.923 


76.725 


78.505 


80.285 


82.087 


83.867 


87.450 


67 


67.00 


74.362 


76.197 


78.055 


79.880 


81.725 


83.581 


85.417 


89.110 


m 


68.00 


75.585 


77.476 


79.390 


81.280 


83.171 


85.085 


86.975 


90.780 


61 


69.00 


76.812 


78.759 


80.730 


82.677 


84.624 


86.515 


88.542 


92.460 


s 


70.00 


78.041 


80.046 


82.075 


84.079 


86.083 


88.111 


90.116 


94.150 


71.00 


79.275 


81.337 


83.425 


85.487 


87.550 


89.637 


91.700 


95.850 


i'l 


72.00 


80.511 


82.632 


84.780 


86.901 


89.021 


91.170 


93.281 


97.560 


73 


73.00 


81.745 


83.132 


86.140 


88.321 


90.502 


92.710 


94.891 


99.280 


74 


74.00 


82.994 


85.236 


87.505 


89.746 


91.988 


94.257 


96.499 


101.010 


75 


75.00 


84.240 


86.544 


88.875 


91.178 


93.781 


95.812 


98.115 




76 


76.00 


85.490 


87.856 


90.250 


92.615 


94.981 


97.375 


19.740 




77 


77.00 


86.743 


89.172 


91.630 


94.038 


96.487 


98.945 


101.373 




78 


78.00 


87.999 


90.492 


93.015 


95.507 


97.999 


100.521 






79 


79.00 


89.259 


91.816 


94.405 


96.962 


99.519 








80 


80.00 


90.522 


93.145 


95.800 


98.422 


101.045 








81 


81.00 


91.789 


94.478 


97.200 


99.889 










82 


82.00 


93.058 


95.815 


98.605 


101.361 










83 


83.00 


94.331 


97.156 


100.015 












84 


84.00 


95.608 


98.601 














85 


85.00 


96.888 


99.851 














86 


86.00 


98.171 


101.204 














87 


87.00 


99.457 
















88 


88.00 


100.747 















WEBB S READY REFERENCE. 



55 



Special Interest References. 



TIME EN WHICH AMOUNT DOUBLES. 

Table giving the number of years in which any 
double, at simple and compound interest. 



amount will 





At 


Interest 


Com 




At 


Interest 


Com. 


Rate 


Mm pie 


Com. 


Bemi- 


Rate 


Simple 


Com. 


Semi- 




Int. 


* initially 


An nnall v 




Tnt. 


Annually 


Annuall v 


1 


100 


69.666 


69.4-7 


6 


16.67 


11.896 


11.725 


IV* 


66.66 


46.556 


46.382 


6H 


15.38 


11.007 


10.836 


g 


5G 


•35.004 


34.812 


i 


14.29 


10.245 


10.U75 




40 


28.071 


27.899 


:- 


13.3-3 


9.585 


9.915 




33.33 


23.450 


23.278 


8 


12.50 


9.006 


8.837 


W 




20.150 


19.977 




11.76 


-.40; 


8.346 


4 


25 


17.673 


17.502 


9 


11.11 


8.043 


7.-74 


r-2 


•» 22 


15.748 


15.576 




10.52 


7.638 


7.468 


5 


20 


U.2M 


14.036 


10 


10 


7.273 


7.121 


5*/2 


18.18 


12.946 


12.775 


12 


-.34 


6.110 


5.948 



WHAT ONE DOLLAR WILL EARN IN ONE DAY. 

Table giving the amount one dollar will earn in one day at 
the given rates, at simple interest, on a basis of 360 days to 
the vear. 



(a 3'V 



@4# @5% @6%i@7% @8% @ 10% @12% 



.0 000-33 j .0001111 1 ,000l:>- I .0001666 j .0001944 1 .0002222 | .000277 
RULES FOR COMPUTING INTEREST. 



.0003333 



To find the interest on a given sum for any number of days 
at any rate of interest, multiply the principal by the number of 
days, and divide that amount by the number opposite the rate 
corresponding, in the table. 

At 3 per cent by 120 

At 4 per cent by 90 

At 5 per cent by 72 

At 6 per cent by 60 

At 7 per cent by 52 

At 8 per cent by 45 

At 9 per cent by 40 

At 10 per cent by 36 

At 12 per cent by 30 

At 15 per cent by 24 

At 20 per cent by 18 



56 WEBB'S READY REFERENCE. 



Interest Laws 

OF UNITED STATES AND TERRITORIES. 

The following is an abstract of the interest laws, statutes of 
limitations and damages on protested bills. Legal interest is 
t v at rate which is allowed by law, and each separate state or 
territory fixes its own rate and any amount greater than the 
fixed rate is called usury, but a foreign contract may be enforced 
in any state provided it conforms to the laws of the state where- 
in it was executed. 

Alabama:— Legal rate of interest is 8%. Days of grace are al- 
lowed. The statutes of limitation on open accounts is 3 years, 
notes and contracts 6 years, and judgments 20 years. Damages 
for protested bills are: domestic, 5%; foreign, 10%. All interest 
is forfeited for usury. 

Alaska:— Legal rate, 8%; allowed by contract, 10%; grace al- 
lowed; the entire debt is forfeited by usury; limitation on open 
accounts, 6 years: notes and contracts, 6 years: judgments In years. 

Arizona:— Legal rate of interest, 10%; contracts in writing 
may be made for any rate, and it may be contracted that if the 
interest is not paid when due it shall become part of the princi- 
pal and thereafter bear interest at the same rate»as the princi- 
pal debt: grace allowed: limitation on open accounts, 3 years: 
notes or contracts. 5 years: judgments. 5 years; damages for pro- 
tested bills, domestic and foreign. 10%. 

Arkansas:— Legal rate. 6%: by contract, 10%: grace allowed: 
usury forfeits principal and interest: limitation on open ac- 
counts. 3 years: notes and contracts. 5 years; judgments, 10 years; 
damages for protested bills, domestic tt%, foreign 10%. 

California:— Legal rate, 7%; contracts for any rate, simple or 
compound, are valid: limitation on open accounts, 2 years: notes 
and contracts. 4 years: judgments, 5 years: damages on protested 
bills, domestic 10%, foreign 15%. 

Colorado:— Legal rate, 10%; any rate on contract: grace: limita- 
tion on open accounts, notes, contracts and judgments, 6 years: 
damages on protested bills. 10%. 

Connecticut:— Legal rate, ti%: limitation on open accounts, 
notes and contracts, 6 years: judgments, 17 years: damages for 
protested bills, domestic 6%, foreign 8%. 

Delaware:— Legal rate, 6%; usury forfeits contract: limitation 
on open accounts, 3 years: notes and contracts, 6 years: judgments, 
20 vears: damages for protested bills, domestic and foreign, 20%. 

District of Columbia:— Legal rate, 6%: on contract, 10%: usury 
forfeits all the interest: limitation on open accounts, notes and 
contracts. 3 years; judgments 12 years; damages on protested 
bills, domestic 6%, foreign 10%; 

Florida:— Legal rate, 8%: contracts, 10%: usury forfeits all in- 
terest: limitation on open accounts, 1 years: notes and contracts, 
5 years: judgments, 20 years; damages for protested bills, 5%. 

Georgia: — Legal rate, 7%; contracts, 8%; usury forfeits excess; 



WEBB'S READY REFERENCE. 57 



limitation on open accounts, 4 years: notes and contracts, 6 years; 
judgments, 7 years; damages for protested bills, 5%. 

Idaho: — Legal rate, 10%; contracts, 18%; usury forfeits interest 
by tender; limitation on open accounts, 4 years; notes and con- 
tracts, 5 years: judgments, 6 years; damages on protested bills, 
domestic 15%, foreign 20%. 

Illinois:— Legal rate, 6%: contracts, 8%; usury forfeits all in- 
terest: limitation on opei accounts. 5 years: notes and contracts, 
10 years: judgments, 7 years; damages for protested bills, domes- 
tic 5%, foreign 10%. 

Indiana: — Legal rate, 6%; contracts, 8%: grace: usury forfeits 
excess: limitation on open accounts, 6 years: notes, contracts and 
judgments, 10 years; damages for protested bills, domestic 5%, 
foreign 10% 

Iowa:— Legal rate. 6%: contiacts, 10%; usury forfei's all inter- 
est: limitation on open accounts, 5 years: notes, contracts and 
judgments, Hi years: damages for protested bills. 5%. 

Kansas:— Legal rate, 7%: contracts, 12%: usury forfeits excess; 
limitation on open accounts. 2 years: notes, judgments and con- 
tracts. 5 years; damages for protested bills, domestic 6%, for- 
eign 10%. 

Kentucky:— Legal rate, 6%: grace: usury forfeits excess; limit- 
ation on open accounts. 5 years: notes, contracts and judgments, 
15 years: damages for protested bills, domestic 5%, foreign 10%. 

Louisiana:— Legal rate. 5%: contracts, 8%; usury forfeits all 
interest; limitation on open accounts, 3 years: notes and con- 
tracts, 5 years: judgments, 10 years; damages for protested bills, 
domestic 5%, foreign ln%. 

Maine:— Legal rate. 6%: contracts, any rate: grace; limitation 
on open accounts, notes and contracts, 6 years: witnessed notes, 
2') years; judgments. 2 i years: damages for protested bills, do- 
mestic 6%. foreign 10%. 

Maryland:— Legal rate. 6%: usury f rfeits excess: limitation on 
open accounts, notes and contracts, 3 years: judgments, 12 years; 
damages for protested bills, domestic 8%. foreign 15%. 

Massachusetts:— Legal rate, 6% -.contracts, any rate: limitation 
on open accounts, notes and accounts. 6 years: judgments, 20 
years: damages for protested bills, domestic 5%. foreign 20%. 

Michigan:— Legal rate. 7%: contracts, 10%; grace: usury forfeits 
excess: limitation on open accounts, notes, contracts, judgments, 
6 vears: damages for protested bills, domestic 5%, foreign io%. 

Minnesota:— Legal rate, 7%: contracts, 10%; parties paying a 
greater rate may within two years recover all interest back; all 
contracts whereby usury shall be reserved or taken are void, ex- 
cept as to bona fide purchasers of negotiable paper before matur- 
ity for value: grace: limitation on open accounts, notes and con- 
tracts, 6 years: judgments, 10 years; damages for protested bills, 
domestic 5%. foreign 10%. 

Mississippi:— Legal rate, 6%: contracts, 10%; grace: usury for- 
feits interest: limitation on 'open accounts, 3 years; notes and 



58 WEBB'S READY REFERENCE. 



contracts. 6 years; judgments, 7 years; damages for protested 
bills, domestic 5%, foreign 10%. 

Missouri:— Legal rate, 6%: contracts, 10%; usury forfeits all in- 
terest; limitation on open accounts, 5 years; notes and contracts, 
10 years: judgments, 20 years; damages for protested bills, do- 
mestic 10%, foreign 20%. 

Montana:— Legal rate, 10%; contracts, any rate: limitation on 
open accounts, 2 years: notes, contracts and judgments, years; 
damages for protested bills, domestic 12%, foreign 20%. 

Nebraska:— Legal rate, 7%; contracts, in %; grace; usury for- 
feits all interest and costs: limitation on accounts, 4 years: notes, 
contracts and judgments, 5 years; damages for protested bills, 
domestic 6%, foreign 12%. 

Nevada:— Legal rate, 10%: contracts, any rate; limitation on 
open accounts, 4 years; notes, contracts and judgments, 6 years; 
damages for protested bills, domestic 15%, foreign 20%. 

New Hampshire:— Legal rate, 6%; usury forfeits three times 
the excess: grace: limitation on open accounts, notes and con- 
tracts, 6 years; julgrnents, 20 years; damages for protested bills, 
domestic 6%, foreign 10%. 

New Jersey: -Legal rate, 6%; usury forfeits all interest and 
costs: limitation on open accounts, notes and contracts, 6 years; 
judgments. 20 years, 6 years in courts not of record; damages for 
protested bills, domestic 6%, foreign 10%. 

New Mexico:— Legal rate, 6 %: by contract, 12%; usury is pun- 
ished by a tine of from $25 f o $100 and excess recovered back: lim- 
itation on open accounts, 4 years; notes' and contracts, (i years; 
judgments. 15 years; damages for protested bills, domestic 6%, 
foreign 12%. 

New York:— Legal rate, 6%: usury forfeits excess: bonds, notes, 
etc., providing for a larger rate are void; limitation on open ac- 
counts, notes and contracts, 6 years; judgments, twenty years; 
damages for protested bills, 10%. 

North Carolina: -Legal rate. 6%: by contract. 8%; grace: usury 
forfeits all interest and double amount paid may be recovered 
back: limitation on open accounts, notes and contracts, X years; 
judgments. 10 years: damages for protested bills, domestic 1>'%, 
foreign 20%. 

North Dakota:— Legal rate, 7%; by contract, 12%: grace: usury 
forfeits all interest: limitation on open accounts, notes and con- 
tracts, 6 years; judgments, twenty years: damages for protested 
bills, domestic 2%, foreign 10%. 

Ohio:— Legal rate, 6%; by contract, 8%; usury forfeits all over 
6%: limitation on open accounts, 6 years: notes and contracts, 15 
years; judgments, 5 years, but can be renewed; damages for pro- 
tested bills, domestic 6%, foreign 10%. 

Oklahoma: — Legal rate, 7%: by contract, 12%; usury forfeits 
all interest; limitation on open accounts, 3 years; notes and con- 
tracts, 5 years; judgments, 2 years; damages for protested bills, 
domestic 10%, foreign 15%. 

Oregon: — Legal rate, 8%; by contract, 10%; usury forfeits the 



-* 



WEBB'S READY REFERENCE. 59 



I 



sum lent, to the common school fund: limitation on open accounts, 
1 year; notes and contracts, 6 years: judgments. 10 years; dam- 
ages for protested bills, domestic 5%, foreign 10%. 

Pennsylvania: — Legal rate, 6%; commission merchants and 
agents may contract with parties outside of the state for 7%; 
usurious interest cannot be collected: limitation on open ac- 
counts, notes and contracts, 6 years: judgments, 5 years: dam- 
ages for protested bills, domestic 10%, foreign 20%. 

Rhode Island:— Legal rate, 6%: by contract, any rate: grace; 
limitation on open accounts, notes and contracts. 6 years: judg- 
ments. 20 years: damages for protested bills, domestic 5%, for- 
eign 2o%. 

South Carolina:— Legal rate, 7%: by contract, 10%: grace: usu- 
ry forfeits interest: limitation on open accounts, notes and con- 
tracts, 6 years: judgments, ten years: damages for protested 
bills, domestic 10%. foreign 15%. 

South Dakota:— Legal rate. 7%: by contract, 12%: contract for 
more than 12% forfeits all interest: grace: limitation on open ac- 
counts, notes and contracts. 6 years: judgments. 20 years: dam- 
ages for protested bills, domestic 2%, foreign 10%. 

Tennessee: — Legal rate, 6%; usury forfeits excess: limitation 
on open accounts, notes and contracts, 6 years: judgments, 10 
years: damages for protested bills, domestic 3%, foreign 15%. 

Texas:— Legal rate. 8%, by contract. 12%: grace: usury forfeits 
interest: limitation on open accounts. 2 years: notes and contracts, 

4 years: judgments 15 years: damages for protested bills. 10%. 
Utah: — Legal rate. lo%»: by contract, any rate: limitation on 

open accounts. 2 years: notes and contracts. 1 years: judgments, 

5 years: damages for protested bills, domestic 2W. foreign 5%. 
Vermont: — Legal rate. 6%; usury forfeits excess: limitation on 

open accounts, notes, contracts and judgments. 6 years: damages 
for protested bills, domestic 6%. foreign 10%. 

Virginia: — Legal rate, 6%; usury forfeits interest: limitation 
on open accounts. 2 years: notes and contracts. 5 years: judgments, 
10 years: damages for protested bills, domestic 3%, foreign 10%. 

Washington:— Legal rate, 10%: contracts, any rate: grace: lim- 
itation on open accounts. 3 years; notes, contracts and judgments, 

6 years: damages for protested bills, domestic 5%. foreign 10%. 
West Virginia:— Legal rate. 6%: usury forfeits excess: incorpo- 
rated companies may borrow money at higher rates: limitation 
on open accounts. 5 years; notes, contracts and judgments. 10 
years: damages for protested bills, domestic 3%, foreign 10%. 

Wisconsin:— Legal rate. 7%: by contract, 10%: usury forfeits all 
interest: limitation on open accounts, notes and contracts, 6 years; 
judgments, 20 years; damages for protested bills. 5%. 

Wyoming:— Legal rate. 12%: by contract, any rate: limitation 
on open accounts, 4 years: notes, contracts and judgments, 5 
years: judgments may be revived: damages for protested bills, 12% . 



60 avebb's ready reference. 

Notes. 

Notes consist of three general classes, namely: 

(1) Negotiable paper or personal securities. 

(2) Bank notes. 

(3) United States notes. 

NEGOTIABLE PAPEK. 

Negotiable paper consists of promissory notes, bill of exchange 
and checks, whose value depends entirely on the financial relia- 
bility of the maker, the indorser or the acceptor, and pertains 
to all instruments in writing promising to pay a valuable con- 
sideration unconditionally, such as certified checks, indorsed 
note and notes made payable to the payee or bearer. The fol- 
lowing are the general laws governing the execution, delivery 
and collection of negotiable paper, and the forms of a common or 
ordinary promissory note and a judgment note. 

ORDINARY PROMISSORY NOTE. 

$ 18... 

after date promise to pay to the order of 

dollars, at 

, value received, with interest at the rate of eight per 

cent per annum. 



No...... Due 

COGNOVIT OR JUDGMENT NOTE. 
$ 18.... 

afterdate, for value received, promise to 

pay to the order of dollars, 

with interest at the rate of per centum per annum at 

and hereby authorize any attorney at law to 

appear in any court of record in the United States, after the 
above obligation becomes due, and waive the issuing and service 

of process and confess a judgment against in favor of the 

holder hereof, for the amount then appearing due, together with 
costs of suit, and thereupon to release all errors and waive all 
right of appeal. 

No LSeal] 

Due [Seal] 



WEBB'S HEADY REFERENCE. til 



LAWS OF NEGOTIABLE PAPER. 

Sec. 1. — A bill of exchange is an unconditional written order 
froTi one person to another, directing him to pay a sum of 
money therein mentioned to a third person. 

Sec. 2.— A promissory note is an unconditional promise in 
writing to pay a specified sum of money at a limited time, on 
demand, or at sight, to a certain person, his order, or the bearer. 

Sec. 3.— A check is in effect a bill of ex mange payable to-order 
or bearer on demand. 

Sec. 4.— The relative liabilities of the parties to a bill of ex- 
change are as follows: the acceptor is primarily liable and is the 
principal: all the other parties are sureties for him, but are not 
co-sureties between themselves: each prior party is a principal. 
T' e parties to a bill of exchange are: ( 1 ) The one who executes 
it, the drawer: (2) The one on whom it is drawn, who is the 
drawee before he has accepted the bill and after - ard is Mie ac- 
ceptor: (3) i he person to whom the bill is to be paid, the payee: 
(4) When the third person, or payee, assigns the bill to a fourth 
person, he becomes the principal and the fourth person the 

payee. 
Sec. 5. — There are two kinds of bills of exchange, inland and 

foreign. A foreign bili of exchange is a biil drawn by a person in 

one state or counfry upon a person in another state or country. 

inland bill of exchange is a bill drawn upon a person in the same 

Anstate and is payable in the same state. 

Sec. (1— A note or bill of exchange given by an infant (anyone 
under twenty-one years of age; cannot be collected by law. 

Sec. 7.— A married woman can incumber her personal estate 
by executing bills of exchange or promissory notes. 

Sec. 8. The liabilit of an executor on a negotiable note, signed 
by him as executor and given in the discharge of such duties, holds 
himpersonally liablewhen in thehandsof thethird person, if such 
person received it before it became due, regardless of the assets of 
the estate for when lie acts: but, if the note has not passed out 
of the h^nds of the first payee, the maker may show that there 
is, in fact, a deficiency in asset 5 , therefore no consideration to 
support the note. 

Sec. 9.— Any limitation embodied in a note renders it non-ne- 
gotiable, to-wit: this note is subject to a certain contract, or, 
out of the estate of (any person), or payable at the happening of 
an uncertain event. 



WEBB'S READY REFERENCE. 



Sec. 10.— An agent can avoid all personal liability by signing 
a note or bill of exchange in such capacity, thus: sign employer's 
name, then his, as agent; or, the employer's name, per procura- 
tion, agent's name. This refers to a special agency, and to a 
general agency only where the agent is within the scope of his 
authority. When an agent executes contracts or notes without 
authority, he alone is responsible. 

Sec. 11. — A person cannot be held liable when his name is 
forged to an instrument. 

Sec. 12.— A note drawn by one partner and delivered to the 
payee, who sells or delivers it to a third party, who is the bona 
fide holder, will hold the other partner or partners liable. 

Sec. 13.— A note made payable to the maker, or to the order of 
a fictitious person, and afterward negotiated, shall have the 
same effect and be of tbe same validity as against the maker 
and all persons interested, as if payable to bearer. 

Sec. 14.— A note made payable to bearer does not need an in- 
dorsement to make it negotiable; therefore, if the holder or 
payee of such a note indorses the same, it only makes him li- 
able for the payment of the debt. It does not affect the negotia- 
bility of the note, but does add to the security. 

Sec. 15.— The omission of the date of making a note has no ef- 
fect on its validity, for it will be inferred that it was dated on 
the day it was made. 

Sec. 16. — Where the amount mentioned in the margin and the 
amount mentioned in the body of the note differ, it will be con- 
strued that the amount written in the body of the note repre- 
sents the value, for the amount exhibited in the margin is only 
a memorandum. 

Sec. 17.— When a note is given in payment of an account, the 
account is settled; except when the note is lost, then recovery 
can be made on the original demand. 

Sec. 18.— To recover on a lost note or bill of exchange, first 
prove the existence of such a note or bill, its amount, negotiabil- 
ity, ownership and loss, then execute a bond of indemnity for 
double the amount to the adverse party (or maker) against all 
costs and expense by reason of such note or bill of exchange. 

Sec. 19. — The presumptions of law in favor of negotiable paper 
are: (1) A good consideration, until the contrary appears; (2) 
That the holder is the owner; (3) That, if indorsed, the in- 
dorsement was made before it became due; (4) That the party 



WEBB'S READY REFERENCE. 63 



in possession took the same in the usual course of business, for 
value; (5) That the maker of the note is primary debtor: (6) 
That the acceptor of a bill of exchange is liable thereon: (7) That 
indorsement means indorsement of the contract, and that the 
indorser will pay the amount of the note or. bill himself. 

Sec. 20. — The indorsement and transfer of a note over due 
operate as a renewal of the note, which then becomes payable, 
within a reasonable time, on demand. 

Sec. 21. — When an indorser simply writes his name on the 
back of a negotiable paper, he indorses it in blank: then it is 
presumed to belong to the person holding the same. When the 
indorsement mentions the name of the person in whose favor it 
is made, it is an indorsement in full, and requires that person's 
signature for further transfer. 

Sec. 22. — A third party (or innocent holder of negotiable pa- 
per) is not subject to the defense of usury and the usury laws. 

Sec. 23.— A parole, or verbal, acceptance of a bill of exchange 
is not valid. It is not necessary to notify the drawer and in- 
dorsers of the non-acceptance of a bill of exchange. Their lia- 
bility is not discharged. 

Sec. 24. — If a note or bill specifies a place of payment, the de- 
mand should be made at the place specified. 

Sec. 25. — As against the maker of a note or the acceptor of a 
bill of exchange, a demand is not necessary to perfect a right of 
action on the note < r bill. As against the drawer or indorsers 
of a bill of exchange or the indorsers of a note, due demand for 
payment and notice of notice of non-payment are conditions 
precedent to the right of action; except when the maker of a 
note has absconded, or is a seaman on a voyage, or has no known 
place of residence or business, or where a maker after the mak- 
ing of a note and before its maturity has changed his residence 
permanently to another state. 

Sac. 26. — A protest is a formal and solemn declaration in 
writing made by a notary, setting out a copy of the bill or refer- 
ring to it as annexed and stating that payment or acceptance 
has been demanded and refused, the reason given for the refusal, 
if any, and the purpose and object of the protest. 



64 WEBB'S READY REFERENCE. 



Receipt. 



FORM OF RECEIPT. 
$ .. 18... 

Received of 

dollars, 

as payment 



A receipt should always state what the money was received 
for, and all moneys paid out should be receipted for. If this 
rule is followed and the receipts preserved, they will often save 
litigation. 



Bill of Sale. 



FORM OF BILL OF SALE OF GOODS OR PERSONAL PROPERTY. 

Know all men by these presents, that I, , of 

, in the county of and state of , 

in consideration of the sum of dollars to me in hand paid 

by ,of , county of , state of , 

the receipt whereof is hereby acknowledged, have bargained, 
sold and delivered, and by these presents do bargain, sell and 

deliver unto the said the following goods or chattels, 

to-wit: (here insert an accurate description of goods or property 
sold). 

To have and to hold the said goods and chattels unto the said 

, his executors, administrators and assigns, to his and 

their own proper use and benefit forever, and I, the said , 

for myself and my heirs and assigns, do warrant that said bar- 
gained premises are free and clear from all incumbrances what- 
soever, and will defend said premises from and against all per- 
sons whomsoever. 

In witness whereof, I have hereunto set my hand and seal, 
this, the day of , 18..... 

[Seal] 



WEBB'S READY REFERENCE. 65 



Contracts. 



GENERAL FORM OF AGREEMENT OR CONTRACT. 

This agreement made this clay of , 18... ., be- 
tween , of , county of and state 

of : , party of the first part, and , of , 

county of , state of party of the second 

part. 

Witnesseth that the said party of the first part, in considera- 
tion of the covenants and agreements on the part of the party 
of the second part, hereinafter contained, doth covenant and 
agree to and with the said party of the second part, that (here 
state what the party of the first part is to do or has done,) and 
the said party of the second part, in consideration of the cove- 
nants on the part of the party of the first part, doth covenant 
and agree to and with the said party of the first part, that (here 
insert what the second party is to do). 

Witness this, the aforesaid day, our hands and seals. 



LAWS OF CONTRACTS. 

Sue. I. — A contract is an agreement upon sufficient considera- 
tion to do or not to do a particular thing. 

Sec. 2. — There are two general classes of contracts: (1) Con- 
tracts by specialty or special contracts, which include contracts 
under seal or contracts of record: (2) Simple or common con- 
tracts, which include all contracts not under seal. Contracts 
are also distinguished as written or parole (verbal), express or 
implied, executed or executory. 

Sec. 3.— The essentials of every valid contract are: (1) Parties 
who have a legal capacity to contract; (2) A sufficient legal con- 
sideration; (3) The assent of the parties; (4) Subject matter or 
the thing to be done, which must be in itself a legal act; (5) A 
contract by mail is complete as soon as an acceptance is depos- 
ited in the post office. 



66 WEBB'S READY REFERENCE. 



Lease. 

SHORT FORM OF LEASE. 

A lease made and executed between , of 

the first part, and , of the second part, this, 

the day of , 18 

In consideration of the rents and covenants hereinafter ex- 
pressed, the said part of the first part demised and 

leased and do... hereby demise and lease to the said part of 

the second part, the following premises, to-wit: (here insert de- 
scription of the premises), with the privileges and appurte- 
nances, for and during the term of from the , 

which term will end , and the said part of the sec- 
ond part covenants that will pay to the said part of the 

first part, for the use of said premises, rent of 

dollars, to be paid , and provided said part . .. of the 

second part shall fail to pay said rent or any part thereof when 

it becomes due, it is agreed that said part of the first part 

may sue for same or re-enter in possession of said premises upon 

days' notice to the said part of the second part. The 

part of the part agrees to pay all taxes to be as- 
sessed on said premises during said term. (Here insert such 
other conditions as may be agreed upon.) 

The part of the second part covenant ... that at the expira- 
tion of said term will surrender up said premises to the 

part of the first part in as good condition as now, necessary 

wear and damage by the elements excepted. 

Witness this, the aforesaid day, our hands and seals. 



WEBB'S READY REFERENCE. 67 



Lease. 

LAWS GOVERNING. 

Sec. 1.— A lease is properly a conveyance of lands or tene- 
ments (usually in consideration of rent or other annual recom- 
pense), made for life, for years, or at will, but always for a less 
time than the lessor has in the premises. 

Sec 2. — All leases for more than one year must be in writing, 
and a lease of agricultural lands cannot be made for more than 
twelve years, if it reserves any rent or services of any kind. 

Sec 3.— The estate or interest a lessee has in the property be- 
fore he actually becomes possessed of it by entry is an interesse 
termini, and such an estate or interest may be granted or trans- 
ferred. 

Sec 4. — Any words showing the intention of the parties con- 
stitute a lease, but the proper words are demise, lease and to 
farm let, and in the assignment of a lease the proper words are, 
assign, transfer and set over. 

Sec 5.— Rent is a certain profit issuing out of lands and tene- 
ments corporeal. 

Sec 6.— The instrument creating a rent-charge must always 
contain a provision that the owner of the rent may, upon de- 
fault of payment, enter upon said land and appropriate the per- 
sonal property thereon to the payment of the amount due. A 
landlord or owner may recover such lands or tenements when- 
ever they have been occupied by any person under any agree- 
ment not made by deed. 



68 WEBB'S READY REFERENCE. 



Deeds. 



Sec. 1. — Property is divided in two classes: things real and 
things personal. Personal property consists of things movable, 
such as money, goods, etc. Real property consists of things sub- 
stantial and immovable and the rights and profits annexed to or 
issuing out of them. 

Sec. 2.— Real property are words used in law to express that 
kind of property which is known under the terms lands, tene- 
ments and hereditaments. 

Sec 3. — The word tenements is a word of more signification 
than land, and signifies everything that is holden, provided it be 
of a permanent nature. Hereditament is the most comprehen- 
sive word used in deeds, for it includes not only lands and tene- 
ments, but also whatever may be inherited. 

Sec. 4.— Estate in land does not properly denote the land; it 
is the interest the owner has in the land. 

Sec 5.— A freehold estate is an estate of inheritance and for 
life, an estate in fee simple is the greatest estate of freehold, 
and an estate for the life of another the smallest. 

Sec 6. — An estate by the courtesy is a life estate or interest 
which the law gives to the husband in the land of which his 
wife was seized in fee upon her death, and dower is a life estate 
or interest which the law gives to a widow. 

Sec 7.— A deed is the conveyance by which the title to a free- 
hold estate is conveyed, although the statutes apply the name 
of grant to such conveyances. 

Sec 8. — The requisites of a valid deed are: (1) Parties who 
are able to contract; (2) Subject matter; (3) A good and suf- 
ficient consideration; (4) That it be written or printed on paper. 
(5) That the matter be legally and orderly set forth; (6) That 
it be read, if desired; (7) That it be signed and sealed: (8) That 
it be acknowledged by a proper officer and, in most states, wit- 
nessed by disinterested parties; (9) That it be delivered; 
(10) That it be recorded in the proper county within the proper 
time. 



WEBB'S READY REFERENCE. 69 



I 



Sec. 9.— A deed takes effect from the date of its delivery, not 
from the date of the instrument. 

Sec. 10. — The failure to record a deed will render it void as 
against any subsequent purchaser in good faith and for a valu 
able consideration, of the same real estate or any portion there- 
of, whose conveyance shall first be duly recorded. 

Sec. 1 1. — A deed cannot be altered after its execution. 

Sec. 12.— A covenant is an express contract, and no covenants 
are implied. They must be written in the body of the instru- 
ment. 

Sec. 13.— There should be no erasures or interlineations, but if 
unfavorable make note of it before the attestation of the wit- 
nesses. The date should be written out in words and in figures 
as a memorandum. The full names of the parties must be 
given. 

Sec. 14.— The officer taking the acknowledgement should al- 
ways certify to the personality of the grantor or grantors, and 
if an unmarried person it should be so stated. 

Sec. 15.— If a deed is executed in one state and pertains to or 
conveys land in another state, it is sufficient that such an in- 
strument conform to the laws of the state wherein it is ex- 
ecuted: but the clerk must certify as to authority of the officer 
taking acknowledgment, and such certificate must be attached 
to the instrument that it may be recorded with it. 



70 WEBB'S READY REFERENCE. 



Mortgages. 



Sec. 1.— Mortgages are of two kinds: (1) Real mortgages or 
mortgages of lands; (2) Personal mortgages or chattel mortgages. 

Sec. 2.— A real mortgage is in substance a conveyance of lands 
by a debtor to his creditor, as a security for the repayment of 
a sum of money, with a proviso that such conveyance shall be 
void on payment of the money secured by it, with interest, on a 
day and date therein expressed. 

Sec. 3.— The bond or note accompanying a real mortgage 
should be inserted in the body of the instrument. 

Sec. 4. — No time should be lost in filing a mortgage for record 
in the proper office in the county and state wherein the land is 
located, notwithstanding that the laws of most states express 
fixed dates within which time real mortgages must be filed to 
make them valid as against subsequent claims. 

Sec. 5. — Personal mortgages or chattel mortgages are in sub- 
stance a bill of sale of the personal property therein described, 
containing a proviso that if the debt and interest is paid accord- 
ing to the tenor thereof the same shall be void. 

Sec. 6. — A chattel mortgage should also contain restrictions as 
to the usage of the property when the same remains in posses- 
sion of the grantor. 

Sec. 7. — A chattel mortgage must be filed with the clerk of 
the township in the county and state wherein the property is 
held, and is void after one year from the date thereof. In most 
states, the old mortgage can be renewed by a sworn declaration 
on the part of the holder that the debt is as yet unpaid. 

Sec. 8.— Property covered by a chattel mortgage can only be 
sold or removed by the written consent of the grantee. 



WEBB S HEADY REFERENCE. 



Abstracts. 



Sec. 1.— An abstract is a complete exhibition of the record of 
every instrument of record pertaining to or affecting the title of 
land, regardless as to whether any of such instruments, such as 
mortgages, mechanic's liens, judgments, pending suits, contracts, 
leases, etc., have been released or satisfied. 

Sec. 2.— An abstract simply giving the transfers by deed is in- 
sufficient and is called a chain of title. 

Sec. 3. — An abstract, in itself, is not always an abstract of 
perfect title. 

Sec. 4. — A perfect title is an unbroken chain of valid instru- 
ments from the first to the last, or an unincumbered estate. 

Sec 5.— It must be remembered that it is not an abstracter's 
business to question a title or perfect it. unless so instructed by 
his client. The abstracter is paid to examine the records and 
exhibit every instrument as it is found on record. 

Sec 6.— The question as to whether a title is perfect must be 
decided by the purchaser or his attorney, before acceptance of 
the deed; otherwise, it is construed that he accepted the title as 
it was. 

Sec 7. — It must also be remembered that every attorney is not 
an abstracter, and there are very few who know how to make an 
abstract '.therefore, it behooves the investor to employ reliability. 

Sec 8.— In most cases a reliable abstracter knows what con. 
stitutes a valid instrument and a defect or cloud upon the title, 
and his opinion can generally be relied upon; but owing to the 
great contention in law on such points, a purchaser cannot be 
too careful in his selection of an examiner to pass upon the title 
he is purchasing, unless he wishes to buy a lawsuit. 

Sec 9.— Never invest money in land without an abstract of 
perfect title produced by a reliable abstracter. You cannot bor- 
row money of any substantial bank or loan company without fur- 
nishing the same. Then, you will be required to produce at your 
own expense that which you should have secured from your 
grantor. 



-* 



72 WEBB'S READY REFERENCE. 



Tables of Weights and fleasures. 



TROY WEIGHT. 



24 grains make 1 pennyweight, 20 pennyweights 1 ounce, 12 
ounces 1 pound. Used for weighing gold, silver and jewels. 



APOTHECARIES' WEIGHT. 



20 grains make 1 scruple, 3 scruples 1 dram, 8 drams 1 ounce, 12 
ounces 1 pound. Ounces and pounds are same as Troy weight. 

AVOIRDUPOIS WEIGHT. 

27H grains make one dram, 16 drams 1 ounce, 16 ounces 1 pound, 
2000 pounds 1 short ton, 2240 pounds 1 long ton. 

DRY MEASURE. 

2 pints make 1 quart, 8 quarts 1 peck, -4 pecks 1 bushel. 

LIQUID MEASURE. 

■4 gills make 1 pint, 2 pints 1 quart, 4 quarts 1 gallon, 31i gal- 
lons 1 barrel, 2 barrels 1 hogshead. 

TIME TABLE. 

60 seconds make 1 minute, 60 minutes 1 hour, 24 hours 1 day, 7 
days 1 week, 52 weeks 1 year, 365 days 1 year; in computing wages 
26 days 1 month; in computing interest, 30 days 1 month, 360 
days 1 year. 

CIRCULAR MEASURE. 

60 seconds make 1 minute, 60 minutes 1 degree, '30 degrees 1 
sign, 12 signs or 360 degrees 1 circle. 1 degree of longitude makes 
4 minutes difference in time. 

MISCELLANEOUS. 

3 inches 1 palm, 4 inches 1 hand, 6 inches 1 span, 18 in. 1 cubit. 

SQUARE MEASURE. 

144 square inches 1 square foot, 9 square feet 1 square yard, 30i 
square yards 1 square rod, 160 sq. rods 1 acre, 640 acres 1 sq. mile. 

CUBIC MEASURE. 

1728 cubic inches 1 cubic foot, 27 cubic feet 1 cubic yard, 128 
cubic feet 1 cord (wood), 40 cubic feet 1 ton (shipping), 2150.42 cu- 
bic inches 1 standard bushel, 268.8 cubic inches 1 standard gallon. 

UNITS TABLE. 

12 pieces make 1 dozen, 12 dozen 1 gross, 12 gross 1 great gross, 
20 units 1 score. 



AVEBB S BEADY REFERENCE. 



Weight of Produce, 



GIVING NUMBER OF BOUNDS TO THE BUSHEL. 

Wheat 00 tt» Dried apples 26 lb 

Corn in the ear 70 ft , Clover seed 6u ft 

Corn shelled 56 ft Flax seed 56 ft 

Rye -^^ Millet seed 50 ft 

Buckwheat 48 ft Hungarian grass seed. . . 50 ft 

Barley 48 ft ' Timothy seed 45 ft 

Oats 32 ft Blue grass seed 44 ft 

Peas 60 ft Hemp seed 44 ft 

White beans 60 ft Fine salt 167 ft 

Castor beans 46 ft Coarse salt 151 ft 

Irish potatoes ' 60 ft Corn meal 48 ft 

Sweet potatoes 55 ft Ground peas 24 ft 

Onions 57 ft Malt ^. . 38 ft 

Turnips 55 lb Bran \ . 20 ft 

Dried peaches 33 ft 

One quart of wheat Hour weighs one pound. 

One quart of corn meal weighs eighteen ounces. 

Ten medium sized eggs weigh one pound. 

RULES FOB ASCERTAINING WEIGHT OF HAY IN MOW. 

Timothy hay.— Multiply the height, in feet, by the width, 
this by the length, and divide this sum by 512,— gives the tons. 

Ciover hay.— Multiply the height, in feet, by the width, this 
by the length, and divide this sum by 729.— gives the tons. 

BULKS FOB MEASUBING GBAIN IN BULK. 

1.— To rind the number of bushels of corn in the ear in a crib, 
multiply the length by the width of the crib, in feet, this by the 
height, and multiply this sum by eight-tenths (.8), which will 
give the number of bushels of ears in crib. 

2.— To find the number of bushels of shelled corn it will make, 
multiply the length, breadth and width, as before mentioned, 
and divide this sum by two. 

Bule first will apply to all grain in bins. 

BULE FOB LOG MEASUBEMENT. 

To Unci the number of feet of lumber in any log, multiply the 
number of inches of diameter of small end by one half of itself, 
multiply this sum by the length of the log, in feet, then divide 
by twelve. 



74 



WEBB'S READY REFERENCE. 






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76 WEBB'S HEADY REFERENCE. 



Facts Worth Knowing, 



That it is a disgrace to be illiterate. 

That successful men profit by the experience of others. 

That there are always two sides to every question. 

That your own pleasure is second to be considered. 

That everyone has troubles of his own. 

That a man cannot be a successful business man and a society 
man. 

That no business is substantial without a real foundation. 

That you must push your business and not wait for it to push 
you. 

That sound travels 743 miles per hour (and a ruse is not ex- 
cepted). 

That there are at least 10,000,000 nerve fibers in the human 
body, and a successful man uses all of them. 

That one inch of rain means 100 tons of water on every acre, 
whether owned by rich or poor, just or unjust. 

That the dark ages were from the sixth to the fourteenth cen- 
tury, not now. 

That you are at a great disadvantage when brooding over 
trouble or when you lose your temper. 

That wool is manufactured into32.0C0 different kinds of goods, 
and it takes money to buy them. 

That the value of a ton of pure gold is $602,799.21, and it is not 
what you earn but what you save. 

That money thrown off, or given in a business transaction, is 
accepted as such, and never appreciated as a present. Make 
your presents outrighr. 

That business before pleasure does not mean to work an hour 
in the morning and then attend a raffle the rest of the day, but 
attend to business at the right time in life and the pleasure will 
come the latter part of life. 



